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Allowance For Loan Losses (Tables)
 12 Months Ended
Dec. 31, 2017
Receivables [Abstract]  
Allowance For Loan Losses
The following table details activity in the Allowance for the periods indicated:
(In Thousands)
Commercial
Real estate construction one-to-four family
Real estate construction other
Real estate term owner occupied
Real estate term non-owner occupied
Real estate term other
Consumer secured by 1st deed of trust
Consumer other
Unallocated
Total
2017
 
 
 
 
 
 
 
 

 
 

Balance, beginning of period

$5,535


$550


$1,465


$2,358


$6,853


$819


$313


$408


$1,396


$19,697

Charge-Offs
(1,611
)
—

—

—

—

(5
)
(85
)
(43
)
—

(1,744
)
Recoveries
293

—

—

—

—

2

2

11

—

308

Provision (benefit)
1,955

79

101

(164
)
(810
)
(91
)
85

(69
)
2,114

3,200

Balance, end of period

$6,172


$629


$1,566


$2,194


$6,043


$725


$315


$307


$3,510


$21,461

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$966


$—


$—


$—


$—


$—


$—


$—


$—


$966

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,206


$629


$1,566


$2,194


$6,043


$725


$315


$307


$3,510


$20,495

2016
 

 

 

 

 

 

 

 

 

 

Balance, beginning of period

$5,906


$854


$1,439


$1,657


$5,515


$628


$264


$397


$1,493


$18,153

Charge-Offs
(903
)
(535
)
—

—

—

—

(36
)
(8
)
—

(1,482
)
Recoveries
699

—

—

—

—

—

—

29

—

728

Provision (benefit)
(167
)
231

26

701

1,338

191

85

(10
)
(97
)
2,298

Balance, end of period

$5,535


$550


$1,465


$2,358


$6,853


$819


$313


$408


$1,396


$19,697

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$614


$—


$—


$—


$—


$—


$—


$—


$—


$614

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$4,921


$550


$1,465


$2,358


$6,853


$819


$313


$408


$1,396


$19,083

2015
 

 
 
 
 
 
 
 
 
 
Balance, beginning of period

$5,643


$644


$1,653


$1,580


$4,704


$656


$285


$410


$1,148


$16,723

Charge-Offs
(616
)
—

—

—

—

(81
)
(28
)
(101
)
—

(826
)
Recoveries
379

—

—

—

—

107

3

13

—

502

Provision (benefit)
500

210

(214
)
77

811

(54
)
4

75

345

1,754

Balance, end of period

$5,906


$854


$1,439


$1,657


$5,515


$628


$264


$397


$1,493


$18,153

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$344


$—


$—


$—


$—


$—


$—


$—


$—


$344

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,562


$854


$1,439


$1,657


$5,515


$628


$264


$397


$1,493


$17,809

The following table sets forth information regarding changes in the purchased receivable reserve for the periods indicated: 
(In Thousands)
2017
2016
2015
Balance at beginning of year

$171


$181


$289

   Charge-offs
—

—

—

   Recoveries
—

—

30

Net recoveries (charge-offs)
—

—

30

Reserve for (recovery from) purchased receivables
29

(10
)
(138
)
Balance at end of year

$200


$171


$181
Recorded Investment Segregated By Amounts Individually Or Collectively In Allowance For Loan Losses
The following is a detail of the recorded investment in the loan portfolio, segregated by amounts evaluated individually or collectively in the Allowance at the periods indicated:
(In Thousands)
Commercial

Real estate construction one-to-four family

Real estate construction other

Real estate term owner occupied

Real estate term non-owner occupied

Real estate term other

Consumer secured by 1st deed of trust

Consumer other

Total
December 31, 2017
 

 

 

 

 

 

 

 

 
Balance, end of period

$313,769



$31,201



$80,093



$132,098



$319,459



$40,411



$22,873



$19,919



$959,823

Balance, end of period:
 

 

 

 

 

 

 

 

 
Individually evaluated
 

 

 

 

 

 

 

 

 
for impairment

$26,812



$—



$—



$2,862



$874



$559



$860



$—



$31,967

Balance, end of period:
 

 

 

 

 

 

 

 

 
Collectively evaluated
 

 

 

 

 

 

 

 

 
for impairment

$286,957



$31,201



$80,093



$129,236



$318,585



$39,852



$22,013



$19,919



$927,856

December 31, 2016
 

 

 

 

 

 

 

 

 
Balance, end of period

$278,178



$26,061



$72,159



$152,178



$356,601



$45,402



$23,589



$25,281



$979,449

Balance, end of period:
 

 

 

 

 

 

 

 

 
Individually evaluated
 

 

 

 

 

 

 

 

 
for impairment

$18,657



$—



$—



$16,946



$1,084



$1,302



$615



$52



$38,656

Balance, end of period:
 

 

 

 

 

 

 

 

 
Collectively evaluated
 

 

 

 

 

 

 

 

 
for impairment

$259,521



$26,061



$72,159



$135,232



$355,517



$44,100



$22,974



$25,229



$940,793
Balance Of The Allowance Segregated By Segment And Class
The following represents the balance of the Allowance for the periods indicated segregated by segment and class:
(In Thousands)
Total
Commercial
Real estate construction 1-4 family
Real estate construction other
Real estate term owner occupied
Real estate term non-owner occupied
Real estate term other
Consumer secured by 1st deeds of trust
Consumer other
Unallocated
December 31, 2017
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
 
 
 
 
 
 
 
 
 
AQR Substandard

$966


$966


$—


$—


$—


$—


$—


$—


$—


$—

Collectively evaluated for impairment:
 

 

 

 

 

 

 

 

 

AQR Pass
16,453

5,079

629

1,566

2,154

5,680

725

315

305

—

AQR Special Mention
524

120

—

—

40

363

—

—

1

—

AQR Substandard
8

7

—

—

—

—

—

—

1

—

Unallocated
3,510

—

—

—

—

—

—

—

—

3,510

 

$21,461


$6,172


$629


$1,566


$2,194


$6,043


$725


$315


$307


$3,510

December 31, 2016
 

 

 

 

 

 

 

 

 

 

Individually evaluated for impairment:
 

 

 

 

 

 

 

 

 

AQR Substandard

$614


$614


$—


$—


$—


$—


$—


$—


$—


$—

Collectively evaluated for impairment:
 

 

 

 

 

 

 

 

 

AQR Pass
17,628

4,867

550

1,465

2,358

6,853

819

310

406

—

AQR Special Mention
56

51

—

—

—

—

—

3

2

—

AQR Substandard
3

3

—

—

—

—

—

—

—

—

Unallocated
1,396

—

—

—

—

—

—

—

—

1,396

 

$19,697


$5,535


$550


$1,465


$2,358


$6,853


$819


$313


$408


$1,396