Allowance for Loan Losses

The following tables detail activity in the Allowance for the periods indicated:



Three Months Ended September 30,	Commercial			Real estate construction one-to-four family		Real estate construction other		Real estate term owner occupied			Real estate term non-owner occupied			Real estate term other		Consumer secured by 1st deed of trust			Consumer other			Unallocated			Total
2017
Balance, beginning of period		$5,822			$521		$1,517		$2,354			$7,075			$774		$327			$362			$1,309			$20,061
Charge-Offs	(1,118		)	—		—		—			—			—		(85		)	—			—			(1,203		)
Recoveries	102			—		—		—			—			—		—			4			—			106
Provision (benefit)	2,210			79		261		(10		)	(60		)	10		93			(2		)	(81		)	2,500
Balance, end of period		$7,016			$600		$1,778		$2,344			$7,015			$784		$335			$364			$1,228			$21,464
Balance, end of period:
Individually evaluated
for impairment		$1,514			$—		$—		$—			$—			$—		$—			$—			$—			$1,514
Balance, end of period:
Collectively evaluated
for impairment		$5,502			$600		$1,778		$2,344			$7,015			$784		$335			$364			$1,228			$19,950
2016
Balance, beginning of period		$5,867			$892		$1,097		$2,285			$5,298			$670		$346			$420			$1,510			$18,385
Charge-Offs	—			—		—		—			—			—		(22		)	—			—			(22		)
Recoveries	450			—		—		—			—			—		—			14			—			464
Provision (benefit)	(278		)	306		312		314			103			73		2			(28		)	(152		)	652
Balance, end of period		$6,039			$1,198		$1,409		$2,599			$5,401			$743		$326			$406			$1,358			$19,479
Balance, end of period:
Individually evaluated
for impairment		$—			$535		$—		$—			$—			$—		$—			$—			$—			$535
Balance, end of period:
Collectively evaluated
for impairment		$6,039			$663		$1,409		$2,599			$5,401			$743		$326			$406			$1,358			$18,944



Nine Months Ended September 30,	Commercial			Real estate construction one-to-four family		Real estate construction other			Real estate term owner occupied			Real estate term non-owner occupied			Real estate term other			Consumer secured by 1st deed of trust			Consumer other			Unallocated			Total
2017
Balance, beginning of period		$5,535			$550		$1,465			$2,358			$6,853			$819			$313			$408			$1,396			$19,697
Charge-Offs	(1,582		)	—		—			—			—			(5		)	(85		)	(17		)	—			(1,689		)
Recoveries	246			—		—			—			—			—			2			8			—			256
Provision (benefit)	2,817			50		313			(14		)	162			(30		)	105			(35		)	(168		)	3,200
Balance, end of period		$7,016			$600		$1,778			$2,344			$7,015			$784			$335			$364			$1,228			$21,464
Balance, end of period:
Individually evaluated
for impairment		$1,514			$—		$—			$—			$—			$—			$—			$—			$—			$1,514
Balance, end of period:
Collectively evaluated
for impairment		$5,502			$600		$1,778			$2,344			$7,015			$784			$335			$364			$1,228			$19,950
2016
Balance, beginning of period		$5,906			$854		$1,439			$1,657			$5,515			$628			$264			$397			$1,493			$18,153
Charge-Offs	(868		)	—		—			—			—			—			(22		)	(1		)	—			(891		)
Recoveries	643			—		—			—			—			—			—			19			—			662
Provision (benefit)	358			344		(30		)	942			(114		)	115			84			(9		)	(135		)	1,555
Balance, end of period		$6,039			$1,198		$1,409			$2,599			$5,401			$743			$326			$406			$1,358			$19,479
Balance, end of period:
Individually evaluated
for impairment		$—			$535		$—			$—			$—			$—			$—			$—			$—			$535
Balance, end of period:
Collectively evaluated
for impairment		$6,039			$663		$1,409			$2,599			$5,401			$743			$326			$406			$1,358			$18,944

The following is a detail of the recorded investment in the loan portfolio, segregated by amounts evaluated individually or collectively in the Allowance at the periods indicated:



(In Thousands)	Commercial		Real estate construction one-to-four family		Real estate construction other		Real estate term owner occupied		Real estate term non-owner occupied		Real estate term other		Consumer secured by 1st deed of trust		Consumer other		Total
September 30, 2017
Balance, end of period		$315,512		$27,543		$83,884		$135,053		$344,968		$41,326		$23,333		$21,609		$993,228
Balance, end of period:
Individually evaluated
for impairment		$29,442		$—		$—		$7,300		$902		$1,214		$864		$—		$39,722
Balance, end of period:
Collectively evaluated
for impairment		$286,070		$27,543		$83,884		$127,753		$344,066		$40,112		$22,469		$21,609		$953,506
December 31, 2016
Balance, end of period		$278,178		$26,061		$72,159		$152,178		$356,601		$45,402		$23,589		$25,281		$979,449
Balance, end of period:
Individually evaluated
for impairment		$18,657		$—		$—		$16,946		$1,084		$1,302		$615		$52		$38,656
Balance, end of period:
Collectively evaluated
for impairment		$259,521		$26,061		$72,159		$135,232		$355,517		$44,100		$22,974		$25,229		$940,793

The following represents the balance of the Allowance for the periods indicated segregated by segment and class:



(In Thousands)	Commercial		Real estate construction 1-4 family		Real estate construction other		Real estate term owner occupied		Real estate term non-owner occupied		Real estate term other		Consumer secured by 1st deeds of trust		Consumer other		Unallocated		Total
September 30, 2017
Individually evaluated for impairment:
AQR Special Mention		$10		$—		$—		$—		$—		$—		$—		$—		$—		$10
AQR Substandard	1,504		—		—		—		—		—		—		—		—		1,504
Collectively: evaluated for impairment:
AQR Pass	5,464		600		1,778		2,280		6,634		784		331		356		—		18,227
AQR Special Mention	37		—		—		64		381		—		4		7		—		493
AQR Substandard	1		—		—		—		—		—		—		1		—		2
Unallocated	—		—		—		—		—		—		—		—		1,228		1,228
		$7,016		$600		$1,778		$2,344		$7,015		$784		$335		$364		$1,228		$21,464
December 31, 2016
Individually evaluated for impairment:
AQR Substandard		$614		$—		$—		$—		$—		$—		$—		$—		$—		$614
Collectively: evaluated for impairment:
AQR Pass	4,867		550		1,465		2,358		6,853		819		310		406		—		17,628
AQR Special Mention	51		—		—		—		—		—		3		2		—		56
AQR Substandard	3		—		—		—		—		—		—		—		—		3
Unallocated	—		—		—		—		—		—		—		—		1,396		1,396
		$5,535		$550		$1,465		$2,358		$6,853		$819		$313		$408		$1,396		$19,697