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Purchased Receivables (Tables)
 6 Months Ended
Jun. 30, 2017
Purchased Receivables [Abstract]  
Summary of Components of Net Purchased Receivables
The following table summarizes the components of net purchased receivables for the periods indicated:
(In Thousands)
June 30, 2017
December 31, 2016
Purchased receivables

$20,029


$20,662

Reserve for purchased receivable losses
(194
)
(171
)
Total

$19,835


$20,491
Allowance on Net Purchased Receivables
The following tables detail activity in the Allowance for the periods indicated:
Three Months Ended June 30,
Commercial
Real estate construction one-to-four family
Real estate construction other
Real estate term owner occupied
Real estate term non-owner occupied
Real estate term other
Consumer secured by 1st deed of trust
Consumer other
Unallocated
Total
2017
 
 
 
 
 
 
 
 

 
 

Balance, beginning of period

$5,701


$549


$1,383


$2,372


$7,207


$774


$311


$391


$1,205


$19,893

Charge-Offs
(202
)
—

—

—

(5
)
—

—

—

—

(207
)
Recoveries
71

—

—

—

—

—

2

2

—

75

Provision (benefit)
252

(28
)
134

(18
)
(127
)
—

14

(31
)
104

300

Balance, end of period

$5,822


$521


$1,517


$2,354


$7,075


$774


$327


$362


$1,309


$20,061

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$394


$—


$—


$—


$—


$—


$—


$—


$—


$394

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,428


$521


$1,517


$2,354


$7,075


$774


$327


$362


$1,309


$19,667

2016
 

 

 

 

 

 

 

 

 

 

Balance, beginning of period

$5,749


$760


$1,621


$1,739


$5,498


$638


$264


$396


$1,518


$18,183

Charge-Offs
(135
)
—

—

—

—

—

—

—

—

(135
)
Recoveries
135

—

—

—

—

—

—

2

—

137

Provision (benefit)
118

132

(524
)
546

(200
)
32

82

22

(8
)
200

Balance, end of period

$5,867


$892


$1,097


$2,285


$5,298


$670


$346


$420


$1,510


$18,385

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$—


$204


$—


$—


$—


$—


$23


$—


$—


$227

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,867


$688


$1,097


$2,285


$5,298


$670


$323


$420


$1,510


$18,158



Six Months Ended June 30,
Commercial
Real estate construction one-to-four family
Real estate construction other
Real estate term owner occupied
Real estate term non-owner occupied
Real estate term other
Consumer secured by 1st deed of trust
Consumer other
Unallocated
Total
2017
 
 
 
 
 
 
 
 

 
 

Balance, beginning of period

$5,535


$550


$1,465


$2,358


$6,853


$819


$313


$408


$1,396


$19,697

Charge-Offs
(464
)
—

—

—

—

(5
)
—

(17
)
—

(486
)
Recoveries
144

—

—

—

—

—

2

4

—

150

Provision (benefit)
607

(29
)
52

(4
)
222

(40
)
12

(33
)
(87
)
700

Balance, end of period

$5,822


$521


$1,517


$2,354


$7,075


$774


$327


$362


$1,309


$20,061

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$394


$—


$—


$—


$—


$—


$—


$—


$—


$394

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,428


$521


$1,517


$2,354


$7,075


$774


$327


$362


$1,309


$19,667

2016
 

 

 

 

 

 

 

 

 

 

Balance, beginning of period

$5,906


$854


$1,439


$1,657


$5,515


$628


$264


$397


$1,493


$18,153

Charge-Offs
(868
)
—

—

—

—

—

—

(1
)
—

(869
)
Recoveries
193

—

—

—

—

—

—

5

—

198

Provision (benefit)
636

38

(342
)
628

(217
)
42

82

19

17

903

Balance, end of period

$5,867


$892


$1,097


$2,285


$5,298


$670


$346


$420


$1,510


$18,385

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$—


$204


$—


$—


$—


$—


$23


$—


$—


$227

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,867


$688


$1,097


$2,285


$5,298


$670


$323


$420


$1,510


$18,158

The following table sets forth information regarding changes in the purchased receivable reserve for the three and six month periods ending June 30, 2017 and 2016, respectively: 
 
Three Months Ended June 30,
Six Months Ended June 30,
(In Thousands)
2017
2016
2017
2016
Balance at beginning of period

$183


$169


$171


$181

Charge-offs
—

—

—

—

Recoveries
—

—

—

—

     Charge-offs net of recoveries
—

—

—

—

Reserve for (recovery from) purchased receivables
11

(6
)
23

(18
)
Balance at end of period

$194


$163


$194


$163