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Allowance for Loan Losses (Tables)
 6 Months Ended
Jun. 30, 2017
Receivables [Abstract]  
Allowance for Loan Losses
The following tables detail activity in the Allowance for the periods indicated:
Three Months Ended June 30,
Commercial
Real estate construction one-to-four family
Real estate construction other
Real estate term owner occupied
Real estate term non-owner occupied
Real estate term other
Consumer secured by 1st deed of trust
Consumer other
Unallocated
Total
2017
 
 
 
 
 
 
 
 

 
 

Balance, beginning of period

$5,701


$549


$1,383


$2,372


$7,207


$774


$311


$391


$1,205


$19,893

Charge-Offs
(202
)
—

—

—

(5
)
—

—

—

—

(207
)
Recoveries
71

—

—

—

—

—

2

2

—

75

Provision (benefit)
252

(28
)
134

(18
)
(127
)
—

14

(31
)
104

300

Balance, end of period

$5,822


$521


$1,517


$2,354


$7,075


$774


$327


$362


$1,309


$20,061

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$394


$—


$—


$—


$—


$—


$—


$—


$—


$394

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,428


$521


$1,517


$2,354


$7,075


$774


$327


$362


$1,309


$19,667

2016
 

 

 

 

 

 

 

 

 

 

Balance, beginning of period

$5,749


$760


$1,621


$1,739


$5,498


$638


$264


$396


$1,518


$18,183

Charge-Offs
(135
)
—

—

—

—

—

—

—

—

(135
)
Recoveries
135

—

—

—

—

—

—

2

—

137

Provision (benefit)
118

132

(524
)
546

(200
)
32

82

22

(8
)
200

Balance, end of period

$5,867


$892


$1,097


$2,285


$5,298


$670


$346


$420


$1,510


$18,385

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$—


$204


$—


$—


$—


$—


$23


$—


$—


$227

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,867


$688


$1,097


$2,285


$5,298


$670


$323


$420


$1,510


$18,158



Six Months Ended June 30,
Commercial
Real estate construction one-to-four family
Real estate construction other
Real estate term owner occupied
Real estate term non-owner occupied
Real estate term other
Consumer secured by 1st deed of trust
Consumer other
Unallocated
Total
2017
 
 
 
 
 
 
 
 

 
 

Balance, beginning of period

$5,535


$550


$1,465


$2,358


$6,853


$819


$313


$408


$1,396


$19,697

Charge-Offs
(464
)
—

—

—

—

(5
)
—

(17
)
—

(486
)
Recoveries
144

—

—

—

—

—

2

4

—

150

Provision (benefit)
607

(29
)
52

(4
)
222

(40
)
12

(33
)
(87
)
700

Balance, end of period

$5,822


$521


$1,517


$2,354


$7,075


$774


$327


$362


$1,309


$20,061

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$394


$—


$—


$—


$—


$—


$—


$—


$—


$394

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,428


$521


$1,517


$2,354


$7,075


$774


$327


$362


$1,309


$19,667

2016
 

 

 

 

 

 

 

 

 

 

Balance, beginning of period

$5,906


$854


$1,439


$1,657


$5,515


$628


$264


$397


$1,493


$18,153

Charge-Offs
(868
)
—

—

—

—

—

—

(1
)
—

(869
)
Recoveries
193

—

—

—

—

—

—

5

—

198

Provision (benefit)
636

38

(342
)
628

(217
)
42

82

19

17

903

Balance, end of period

$5,867


$892


$1,097


$2,285


$5,298


$670


$346


$420


$1,510


$18,385

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$—


$204


$—


$—


$—


$—


$23


$—


$—


$227

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,867


$688


$1,097


$2,285


$5,298


$670


$323


$420


$1,510


$18,158

The following table sets forth information regarding changes in the purchased receivable reserve for the three and six month periods ending June 30, 2017 and 2016, respectively: 
 
Three Months Ended June 30,
Six Months Ended June 30,
(In Thousands)
2017
2016
2017
2016
Balance at beginning of period

$183


$169


$171


$181

Charge-offs
—

—

—

—

Recoveries
—

—

—

—

     Charge-offs net of recoveries
—

—

—

—

Reserve for (recovery from) purchased receivables
11

(6
)
23

(18
)
Balance at end of period

$194


$163


$194


$163
Recorded Investment Segregated by Amounts Individually or Collectively in Allowance for Loan Losses
The following is a detail of the recorded investment in the loan portfolio, segregated by amounts evaluated individually or collectively in the Allowance at the periods indicated:
(In Thousands)
Commercial

Real estate construction one-to-four family

Real estate construction other

Real estate term owner occupied

Real estate term non-owner occupied

Real estate term other

Consumer secured by 1st deed of trust

Consumer other

Total
June 30, 2017
 

 

 

 

 

 

 

 

 
Balance, end of period

$309,493



$24,714



$73,999



$139,475



$359,463



$42,199



$23,413



$22,597



$995,353

Balance, end of period:
 

 

 

 

 

 

 

 

 
Individually evaluated
 

 

 

 

 

 

 

 

 
for impairment

$27,545



$—



$—



$6,058



$1,044



$1,239



$425



$—



$36,311

Balance, end of period:
 

 

 

 

 

 

 

 

 
Collectively evaluated
 

 

 

 

 

 

 

 

 
for impairment

$281,948



$24,714



$73,999



$133,417



$358,419



$40,960



$22,988



$22,597



$959,042

December 31, 2016
 

 

 

 

 

 

 

 

 
Balance, end of period

$278,178



$26,061



$72,159



$152,178



$356,601



$45,402



$23,589



$25,281



$979,449

Balance, end of period:
 

 

 

 

 

 

 

 

 
Individually evaluated
 

 

 

 

 

 

 

 

 
for impairment

$18,657



$—



$—



$16,946



$1,084



$1,302



$615



$52



$38,656

Balance, end of period:
 

 

 

 

 

 

 

 

 
Collectively evaluated
 

 

 

 

 

 

 

 

 
for impairment

$259,521



$26,061



$72,159



$135,232



$355,517



$44,100



$22,974



$25,229



$940,793
Balance of the Allowance Segregated by Segment and Class
The following represents the balance of the Allowance for the periods indicated segregated by segment and class:
(In Thousands)
Commercial
Real estate construction 1-4 family
Real estate construction other
Real estate term owner occupied
Real estate term non-owner occupied
Real estate term other
Consumer secured by 1st deeds of trust
Consumer other
Unallocated
Total
June 30, 2017
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment:
 
 
 
 
 
 
 
 
 
AQR Substandard

$394


$—


$—


$—


$—


$—


$—


$—


$—


$394

Collectively: evaluated for impairment:
 

 

 

 

 

 

 

 

 
AQR Pass
5,195

521

1,517

2,345

6,692

774

315

361

—

17,720

AQR Special Mention
232

—

—

9

383

—

12

1

—

637

AQR Substandard
1

—

—

—

—

—

—

—

—

1

Unallocated
—

—

—

—

—

—

—

—

1,309

1,309

 

$5,822


$521


$1,517


$2,354


$7,075


$774


$327


$362


$1,309


$20,061

December 31, 2016
 

 

 

 

 

 

 

 

 

 

Individually evaluated for impairment:
 

 

 

 

 

 

 

 

 

AQR Substandard

$614


$—


$—


$—


$—


$—


$—


$—


$—


$614

Collectively: evaluated for impairment:
 

 

 

 

 

 

 

 

 

AQR Pass
4,867

550

1,465

2,358

6,853

819

310

406

—

17,628

AQR Special Mention
51

—

—

—

—

—

3

2

—

56

AQR Substandard
3

—

—

—

—

—

—

—

—

3

Unallocated
—

—

—

—

—

—

—

—

1,396

1,396

 

$5,535


$550


$1,465


$2,358


$6,853


$819


$313


$408


$1,396


$19,697