XML 33 R22.htm IDEA: XBRL DOCUMENT v3.7.0.1
Allowance for Loan Losses (Tables)
 3 Months Ended
Mar. 31, 2017
Receivables [Abstract]  
Allowance for Loan Losses
The following tables detail activity in the Allowance for the periods indicated:
Three Months Ended March 31,
Commercial
Real estate construction one-to-four family
Real estate construction other
Real estate term owner occupied
Real estate term non-owner occupied
Real estate term other
Consumer secured by 1st deed of trust
Consumer other
Unallocated
Total
2017
 
 
 
 
 
 
 
 

 
 

Balance, beginning of period

$5,535


$550


$1,465


$2,358


$6,853


$819


$313


$408


$1,396


$19,697

Charge-Offs
(262
)
—

—

—

—

—

—

(17
)
—

(279
)
Recoveries
73

—

—

—

—

—

—

2

—

75

Provision (benefit)
355

(1
)
(82
)
14

354

(45
)
(2
)
(2
)
(191
)
400

Balance, end of period

$5,701


$549


$1,383


$2,372


$7,207


$774


$311


$391


$1,205


$19,893

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$994


$—


$—


$—


$—


$—


$—


$—


$—


$994

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$4,707


$549


$1,383


$2,372


$7,207


$774


$311


$391


$1,205


$18,899

2016
 

 

 

 

 

 

 

 

 

 

Balance, beginning of period

$5,906


$854


$1,439


$1,657


$5,515


$628


$264


$397


$1,493


$18,153

Charge-Offs
(733
)
—

—

—

—

—

—

(1
)
—

(734
)
Recoveries
58

—

—

—

—

—

—

3

—

61

Provision (benefit)
518

(94
)
182

82

(17
)
10

—

(3
)
25

703

Balance, end of period

$5,749


$760


$1,621


$1,739


$5,498


$638


$264


$396


$1,518


$18,183

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$119


$—


$—


$—


$—


$—


$—


$—


$—


$119

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,630


$760


$1,621


$1,739


$5,498


$638


$264


$396


$1,518


$18,064



The following table sets forth information regarding changes in the purchased receivable reserve for the three month periods ending March 31, 2017 and 2016, respectively: 
 
Three Months Ended March 31,
(In Thousands)
2017
2016
Balance at beginning of period

$171


$181

Charge-offs
—

—

Recoveries
—

—

     Charge-offs net of recoveries
—

—

Reserve for (recovery from) purchased receivables
12

(12
)
Balance at end of period

$183


$169
Recorded Investment Segregated by Amounts Individually or Collectively in Allowance for Loan Losses
The following is a detail of the recorded investment in the loan portfolio, segregated by amounts evaluated individually or collectively in the Allowance at the periods indicated:
(In Thousands)
Commercial

Real estate construction one-to-four family

Real estate construction other

Real estate term owner occupied

Real estate term non-owner occupied

Real estate term other

Consumer secured by 1st deed of trust

Consumer other

Total
March 31, 2017
 

 

 

 

 

 

 

 

 
Balance, end of period

$275,809



$26,029



$67,975



$140,102



$366,254



$42,218



$22,762



$24,076



$965,225

Balance, end of period:
 

 

 

 

 

 

 

 

 
Individually evaluated
 

 

 

 

 

 

 

 

 
for impairment

$28,763



$—



$—



$5,560



$1,075



$1,272



$596



$52



$37,318

Balance, end of period:
 

 

 

 

 

 

 

 

 
Collectively evaluated
 

 

 

 

 

 

 

 

 
for impairment

$247,046



$26,029



$67,975



$134,542



$365,179



$40,946



$22,166



$24,024



$927,907

December 31, 2016
 

 

 

 

 

 

 

 

 
Balance, end of period

$278,178



$26,061



$72,159



$152,178



$356,601



$45,402



$23,589



$25,281



$979,449

Balance, end of period:
 

 

 

 

 

 

 

 

 
Individually evaluated
 

 

 

 

 

 

 

 

 
for impairment

$18,657



$—



$—



$16,946



$1,084



$1,302



$615



$52



$38,656

Balance, end of period:
 

 

 

 

 

 

 

 

 
Collectively evaluated
 

 

 

 

 

 

 

 

 
for impairment

$259,521



$26,061



$72,159



$135,232



$355,517



$44,100



$22,974



$25,229



$940,793
Balance of the Allowance Segregated by Segment and Class
The following represents the balance of the Allowance for the periods indicated segregated by segment and class:
(In Thousands)
Commercial
Real estate construction 1-4 family
Real estate construction other
Real estate term owner occupied
Real estate term non-owner occupied
Real estate term other
Consumer secured by 1st deeds of trust
Consumer other
Unallocated
Total
March 31, 2017
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment:
 
 
 
 
 
 
 
 
 
AQR Substandard

$994


$—


$—


$—


$—


$—


$—


$—


$—


$994

Collectively: evaluated for impairment:
 

 

 

 

 

 

 

 

 
AQR Pass
4,575

549

1,383

2,341

6,823

774

298

389

—

17,132

AQR Special Mention
130

—

—

31

384

—

13

2

—

560

AQR Substandard
2

—

—

—

—

—

—

—

—

2

Unallocated
—

—

—

—

—

—

—

—

1,205

1,205

 

$5,701


$549


$1,383


$2,372


$7,207


$774


$311


$391


$1,205


$19,893

December 31, 2016
 

 

 

 

 

 

 

 

 

 

Individually evaluated for impairment:
 

 

 

 

 

 

 

 

 

AQR Substandard

$614


$—


$—


$—


$—


$—


$—


$—


$—


$614

Collectively: evaluated for impairment:
 

 

 

 

 

 

 

 

 

AQR Pass
4,867

550

1,465

2,358

6,853

819

310

406

—

17,628

AQR Special Mention
51

—

—

—

—

—

3

2

—

56

AQR Substandard
3

—

—

—

—

—

—

—

—

3

Unallocated
—

—

—

—

—

—

—

—

1,396

1,396

 

$5,535


$550


$1,465


$2,358


$6,853


$819


$313


$408


$1,396


$19,697