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Allowance For Loan Losses (Tables)
 12 Months Ended
Dec. 31, 2016
Receivables [Abstract]  
Allowance For Loan Losses
The following table details activity in the Allowance for the periods indicated:
(In Thousands)
Commercial
Real estate construction one-to-four family
Real estate construction other
Real estate term owner occupied
Real estate term non-owner occupied
Real estate term other
Consumer secured by 1st deed of trust
Consumer other
Unallocated
Total
2016
 
 
 
 
 
 
 
 

 
 

Balance, beginning of period

$5,906


$854


$1,439


$1,657


$5,515


$628


$264


$397


$1,493


$18,153

Charge-Offs
(903
)
(535
)
—

—

—

—

(36
)
(8
)
—

(1,482
)
Recoveries
699

—

—

—

—

—

—

29

—

728

Provision (benefit)
(167
)
231

26

701

1,338

191

85

(10
)
(97
)
2,298

Balance, end of period

$5,535


$550


$1,465


$2,358


$6,853


$819


$313


$408


$1,396


$19,697

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$614


$—


$—


$—


$—


$—


$—


$—


$—


$614

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$4,921


$550


$1,465


$2,358


$6,853


$819


$313


$408


$1,396


$19,083

2015
 

 

 

 

 

 

 

 

 

 

Balance, beginning of period

$5,643


$644


$1,653


$1,580


$4,704


$656


$285


$410


$1,148


$16,723

Charge-Offs
(616
)
—

—

—

—

(81
)
(28
)
(101
)
—

(826
)
Recoveries
379

—

—

—

—

107

3

13

—

502

Provision (benefit)
500

210

(214
)
77

811

(54
)
4

75

345

1,754

Balance, end of period

$5,906


$854


$1,439


$1,657


$5,515


$628


$264


$397


$1,493


$18,153

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$344


$—


$—


$—


$—


$—


$—


$—


$—


$344

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,562


$854


$1,439


$1,657


$5,515


$628


$264


$397


$1,493


$17,809

2014
 

 
 
 
 
 
 
 
 
 
Balance, beginning of period

$5,779


$557


$539


$1,583


$4,297


$537


$322


$390


$2,278


$16,282

Charge-Offs
(319
)
—

—

(160
)
—

—

(59
)
(87
)
—

(625
)
Recoveries
1,041

625

—

—

—

—

4

32

—

1,702

Provision (benefit)
(858
)
(538
)
1,114

157

407

119

18

75

(1,130
)
(636
)
Balance, end of period

$5,643


$644


$1,653


$1,580


$4,704


$656


$285


$410


$1,148


$16,723

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$75


$—


$—


$—


$—


$—


$—


$—


$—


$75

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,568


$644


$1,653


$1,580


$4,704


$656


$285


$410


$1,148


$16,648

The following table sets forth information regarding changes in the purchased receivable reserve for the periods indicated: 
(In Thousands)
2016
2015
2014
Balance at beginning of year

$181


$289


$273

   Charge-offs
—

—

(793
)
   Recoveries
—

30

105

Net recoveries (charge-offs)
—

30

(688
)
Reserve for (recovery from) purchased receivables
(10
)
(138
)
704

Balance at end of year

$171


$181


$289
Recorded Investment Segregated By Amounts Individually Or Collectively In Allowance For Loan Losses
The following is a detail of the recorded investment in the loan portfolio, segregated by amounts evaluated individually or collectively in the Allowance at the periods indicated:
(In Thousands)
Commercial

Real estate construction one-to-four family

Real estate construction other

Real estate term owner occupied

Real estate term non-owner occupied

Real estate term other

Consumer secured by 1st deed of trust

Consumer other

Total
December 31, 2016
 

 

 

 

 

 

 

 

 
Balance, end of period

$278,178



$26,061



$72,159



$152,178



$356,601



$45,402



$23,589



$25,281



$979,449

Balance, end of period:
 

 

 

 

 

 

 

 

 
Individually evaluated
 

 

 

 

 

 

 

 

 
for impairment

$18,657



$—



$—



$16,946



$1,084



$1,302



$615



$52



$38,656

Balance, end of period:
 

 

 

 

 

 

 

 

 
Collectively evaluated
 

 

 

 

 

 

 

 

 
for impairment

$259,521



$26,061



$72,159



$135,232



$355,517



$44,100



$22,974



$25,229



$940,793

December 31, 2015
 

 

 

 

 

 

 

 

 
Balance, end of period

$272,441



$44,488



$74,956



$143,741



$347,516



$46,672



$26,673



$28,912



$985,399

Balance, end of period:
 

 

 

 

 

 

 

 

 
Individually evaluated
 

 

 

 

 

 

 

 

 
for impairment

$14,551



$—



$—



$17,229



$825



$1,487



$548



$—



$34,640

Balance, end of period:
 

 

 

 

 

 

 

 

 
Collectively evaluated
 

 

 

 

 

 

 

 

 
for impairment

$257,890



$44,488



$74,956



$126,512



$346,691



$45,185



$26,125



$28,912



$950,759
Balance Of The Allowance Segregated By Segment And Class
The following represents the balance of the Allowance for the periods indicated segregated by segment and class:
(In Thousands)
Total
Commercial
Real estate construction 1-4 family
Real estate construction other
Real estate term owner occupied
Real estate term non-owner occupied
Real estate term other
Consumer secured by 1st deeds of trust
Consumer other
Unallocated
December 31, 2016
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
 
 
 
 
 
 
 
 
 
AQR Substandard

$614


$614


$—


$—


$—


$—


$—


$—


$—


$—

Collectively evaluated for impairment:
 

 

 

 

 

 

 

 

 

AQR Pass
17,628

4,867

550

1,465

2,358

6,853

819

310

406

—

AQR Special Mention
56

51

—

—

—

—

—

3

2

—

AQR Substandard
3

3

—

—

—

—

—

—

—

—

Unallocated
1,396

—

—

—

—

—

—

—

—

1,396

 

$19,697


$5,535


$550


$1,465


$2,358


$6,853


$819


$313


$408


$1,396

December 31, 2015
 

 

 

 

 

 

 

 

 

 

Individually evaluated for impairment:
 

 

 

 

 

 

 

 

 

AQR Substandard

$344


$344


$—


$—


$—


$—


$—


$—


$—


$—

Collectively evaluated for impairment:
 

 

 

 

 

 

 

 

 

AQR Pass
16,290

5,543

854

1,439

1,657

5,515

624

261

397

—

AQR Special Mention
18

11

—

—

—

—

4

3

—

—

AQR Substandard
8

8

—

—

—

—

—

—

—

—

Unallocated
1,493

—

—

—

—

—

—

—

—

1,493

 

$18,153


$5,906


$854


$1,439


$1,657


$5,515


$628


$264


$397


$1,493