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Purchased Receivables (Tables)
 9 Months Ended
Sep. 30, 2016
Purchased Receivables [Abstract]  
Summary of Components of Net Purchased Receivables
The following table summarizes the components of net purchased receivables for the periods indicated:
(In Thousands)
September 30, 2016
December 31, 2015
Purchased receivables

$15,663


$13,507

Reserve for purchased receivable losses
(163
)
(181
)
Total

$15,500


$13,326
Allowance on Net Purchased Receivables
The following tables detail activity in the Allowance for the periods indicated:
Three Months Ended September 30,
Commercial
Real estate construction one-to-four family
Real estate construction other
Real estate term owner occupied
Real estate term non-owner occupied
Real estate term other
Consumer secured by 1st deed of trust
Consumer other
Unallocated
Total
2016
 
 
 
 
 
 
 
 

 
 

Balance, beginning of period

$5,867


$892


$1,097


$2,285


$5,298


$670


$346


$420


$1,510


$18,385

Charge-Offs
—

—

—

—

—

—

(22
)
—

—

(22
)
Recoveries
450

—

—

—

—

—

—

14

—

464

Provision (benefit)
(278
)
306

312

314

103

73

2

(28
)
(152
)
652

Balance, end of period

$6,039


$1,198


$1,409


$2,599


$5,401


$743


$326


$406


$1,358


$19,479

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$—


$535


$—


$—


$—


$—


$—


$—


$—


$535

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$6,039


$663


$1,409


$2,599


$5,401


$743


$326


$406


$1,358


$18,944

2015
 

 

 

 

 

 

 

 

 

 

Balance, beginning of period

$5,687


$689


$1,863


$1,470


$4,888


$671


$265


$415


$1,470


$17,418

Charge-Offs
(367
)
—

—

—

—

—

(28
)
(5
)
—

(400
)
Recoveries
152

—

—

—

—

—

—

2

—

154

Provision (benefit)
308

202

(81
)
54

54

(69
)
31

64

113

676

Balance, end of period

$5,780


$891


$1,782


$1,524


$4,942


$602


$268


$476


$1,583


$17,848

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$433


$—


$—


$—


$—


$—


$—


$80


$—


$513

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,347


$891


$1,782


$1,524


$4,942


$602


$268


$396


$1,583


$17,335



Nine Months Ended September 30,
Commercial
Real estate construction one-to-four family
Real estate construction other
Real estate term owner occupied
Real estate term non-owner occupied
Real estate term other
Consumer secured by 1st deed of trust
Consumer other
Unallocated
Total
2016
 
 
 
 
 
 
 
 

 
 

Balance, beginning of period

$5,906


$854


$1,439


$1,657


$5,515


$628


$264


$397


$1,493


$18,153

Charge-Offs
(868
)
—

—

—

—

—

(22
)
(1
)
—

(891
)
Recoveries
643

—

—

—

—

—

—

19

—

662

Provision (benefit)
358

344

(30
)
942

(114
)
115

84

(9
)
(135
)
1,555

Balance, end of period

$6,039


$1,198


$1,409


$2,599


$5,401


$743


$326


$406


$1,358


$19,479

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$—


$535


$—


$—


$—


$—


$—


$—


$—


$535

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$6,039


$663


$1,409


$2,599


$5,401


$743


$326


$406


$1,358


$18,944

2015
 

 

 

 

 

 

 

 

 

 

Balance, beginning of period

$5,643


$644


$1,653


$1,580


$4,704


$656


$285


$410


$1,148


$16,723

Charge-Offs
(474
)
—

—

—

—

(81
)
(28
)
(5
)
—

(588
)
Recoveries
310

—

—

—

—

17

—

8

—

335

Provision (benefit)
301

247

129

(56
)
238

10

11

63

435

1,378

Balance, end of period

$5,780


$891


$1,782


$1,524


$4,942


$602


$268


$476


$1,583


$17,848

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$433


$—


$—


$—


$—


$—


$—


$80


$—


$513

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,347


$891


$1,782


$1,524


$4,942


$602


$268


$396


$1,583


$17,335

The following table sets forth information regarding changes in the purchased receivable reserve for the three and nine month periods ending September 30, 2016 and 2015, respectively: 
 
Three Months Ended September 30,
Nine Months Ended September 30,
(In Thousands)
2016
2015
2016
2015
Balance at beginning of period

$163


$247


$181


$289

Charge-offs
—

—

—

—

Recoveries
—

—

—

30

     Charge-offs net of recoveries
—

—

—

30

Reserve for (recovery from) purchased receivables
—

(23
)
(18
)
(95
)
Balance at end of period

$163


$224


$163


$224