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Purchased Receivables (Tables)
 6 Months Ended
Jun. 30, 2016
Purchased Receivables [Abstract]  
Summary of Components of Net Purchased Receivables
The following table summarizes the components of net purchased receivables for the periods indicated:
(In Thousands)
June 30, 2016
December 31, 2015
Purchased receivables

$13,759


$13,507

Reserve for purchased receivable losses
(163
)
(181
)
Total

$13,596


$13,326
Allowance on Net Purchased Receivables
The following tables detail activity in the Allowance for the periods indicated:
Three Months Ended June 30,
Commercial
Real estate construction one-to-four family
Real estate construction other
Real estate term owner occupied
Real estate term non-owner occupied
Real estate term other
Consumer secured by 1st deed of trust
Consumer other
Unallocated
Total
2016
 
 
 
 
 
 
 
 

 
 

Balance, beginning of period

$5,749


$760


$1,621


$1,739


$5,498


$638


$264


$396


$1,518


$18,183

Charge-Offs
(135
)
—

—

—

—

—

—

—

—

(135
)
Recoveries
135

—

—

—

—

—

—

2

—

137

Provision (benefit)
118

132

(524
)
546

(200
)
32

82

22

(8
)
200

Balance, end of period

$5,867


$892


$1,097


$2,285


$5,298


$670


$346


$420


$1,510


$18,385

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$—


$204


$—


$—


$—


$—


$23


$—


$—


$227

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,867


$688


$1,097


$2,285


$5,298


$670


$323


$420


$1,510


$18,158

2015
 

 

 

 

 

 

 

 

 

 

Balance, beginning of period

$6,091


$757


$1,663


$1,570


$4,794


$756


$274


$402


$640


$16,947

Charge-Offs
—

—

—

—

—

—

—

—

—

—

Recoveries
91

—

—

—

—

—

—

4

—

95

Provision (benefit)
(495
)
(68
)
200

(100
)
94

(85
)
(9
)
9

830

376

Balance, end of period

$5,687


$689


$1,863


$1,470


$4,888


$671


$265


$415


$1,470


$17,418

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$265


$—


$—


$—


$—


$—


$—


$—


$—


$265

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,422


$689


$1,863


$1,470


$4,888


$671


$265


$415


$1,470


$17,153



Six Months Ended June 30,
Commercial
Real estate construction one-to-four family
Real estate construction other
Real estate term owner occupied
Real estate term non-owner occupied
Real estate term other
Consumer secured by 1st deed of trust
Consumer other
Unallocated
Total
2016
 
 
 
 
 
 
 
 

 
 

Balance, beginning of period

$5,906


$854


$1,439


$1,657


$5,515


$628


$264


$397


$1,493


$18,153

Charge-Offs
(868
)
—

—

—

—

—

—

(1
)
—

(869
)
Recoveries
193

—

—

—

—

—

—

5

—

198

Provision (benefit)
636

38

(342
)
628

(217
)
42

82

19

17

903

Balance, end of period

$5,867


$892


$1,097


$2,285


$5,298


$670


$346


$420


$1,510


$18,385

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$—


$204


$—


$—


$—


$—


$23


$—


$—


$227

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,867


$688


$1,097


$2,285


$5,298


$670


$323


$420


$1,510


$18,158

2015
 

 

 

 

 

 

 

 

 

 

Balance, beginning of period

$5,643


$644


$1,653


$1,580


$4,704


$656


$285


$410


$1,148


$16,723

Charge-Offs
(107
)
—

—

—

—

(81
)
—

—

—

(188
)
Recoveries
158

—

—

—

—

17

—

6

—

181

Provision (benefit)
(7
)
45

210

(110
)
184

79

(20
)
(1
)
322

702

Balance, end of period

$5,687


$689


$1,863


$1,470


$4,888


$671


$265


$415


$1,470


$17,418

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$265


$—


$—


$—


$—


$—


$—


$—


$—


$265

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,422


$689


$1,863


$1,470


$4,888


$671


$265


$415


$1,470


$17,153

The following table sets forth information regarding changes in the purchased receivable reserve for the three and six month periods ending June 30, 2016 and 2015, respectively: 
 
Three Months Ended June 30,
Six Months Ended June 30,
(In Thousands)
2016
2015
2016
2015
Balance at beginning of period

$169


$265


$181


$289

Charge-offs
—

—

—

—

Recoveries
—

—

—

30

     Charge-offs net of recoveries
—

—

—

30

Reserve for (recovery from) purchased receivables
(6
)
(18
)
(18
)
(72
)
Balance at end of period

$163


$247


$163


$247