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Allowance for Loan Losses (Tables)
 6 Months Ended
Jun. 30, 2016
Receivables [Abstract]  
Allowance for Loan Losses
The following tables detail activity in the Allowance for the periods indicated:
Three Months Ended June 30,
Commercial
Real estate construction one-to-four family
Real estate construction other
Real estate term owner occupied
Real estate term non-owner occupied
Real estate term other
Consumer secured by 1st deed of trust
Consumer other
Unallocated
Total
2016
 
 
 
 
 
 
 
 

 
 

Balance, beginning of period

$5,749


$760


$1,621


$1,739


$5,498


$638


$264


$396


$1,518


$18,183

Charge-Offs
(135
)
—

—

—

—

—

—

—

—

(135
)
Recoveries
135

—

—

—

—

—

—

2

—

137

Provision (benefit)
118

132

(524
)
546

(200
)
32

82

22

(8
)
200

Balance, end of period

$5,867


$892


$1,097


$2,285


$5,298


$670


$346


$420


$1,510


$18,385

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$—


$204


$—


$—


$—


$—


$23


$—


$—


$227

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,867


$688


$1,097


$2,285


$5,298


$670


$323


$420


$1,510


$18,158

2015
 

 

 

 

 

 

 

 

 

 

Balance, beginning of period

$6,091


$757


$1,663


$1,570


$4,794


$756


$274


$402


$640


$16,947

Charge-Offs
—

—

—

—

—

—

—

—

—

—

Recoveries
91

—

—

—

—

—

—

4

—

95

Provision (benefit)
(495
)
(68
)
200

(100
)
94

(85
)
(9
)
9

830

376

Balance, end of period

$5,687


$689


$1,863


$1,470


$4,888


$671


$265


$415


$1,470


$17,418

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$265


$—


$—


$—


$—


$—


$—


$—


$—


$265

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,422


$689


$1,863


$1,470


$4,888


$671


$265


$415


$1,470


$17,153



Six Months Ended June 30,
Commercial
Real estate construction one-to-four family
Real estate construction other
Real estate term owner occupied
Real estate term non-owner occupied
Real estate term other
Consumer secured by 1st deed of trust
Consumer other
Unallocated
Total
2016
 
 
 
 
 
 
 
 

 
 

Balance, beginning of period

$5,906


$854


$1,439


$1,657


$5,515


$628


$264


$397


$1,493


$18,153

Charge-Offs
(868
)
—

—

—

—

—

—

(1
)
—

(869
)
Recoveries
193

—

—

—

—

—

—

5

—

198

Provision (benefit)
636

38

(342
)
628

(217
)
42

82

19

17

903

Balance, end of period

$5,867


$892


$1,097


$2,285


$5,298


$670


$346


$420


$1,510


$18,385

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$—


$204


$—


$—


$—


$—


$23


$—


$—


$227

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,867


$688


$1,097


$2,285


$5,298


$670


$323


$420


$1,510


$18,158

2015
 

 

 

 

 

 

 

 

 

 

Balance, beginning of period

$5,643


$644


$1,653


$1,580


$4,704


$656


$285


$410


$1,148


$16,723

Charge-Offs
(107
)
—

—

—

—

(81
)
—

—

—

(188
)
Recoveries
158

—

—

—

—

17

—

6

—

181

Provision (benefit)
(7
)
45

210

(110
)
184

79

(20
)
(1
)
322

702

Balance, end of period

$5,687


$689


$1,863


$1,470


$4,888


$671


$265


$415


$1,470


$17,418

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$265


$—


$—


$—


$—


$—


$—


$—


$—


$265

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,422


$689


$1,863


$1,470


$4,888


$671


$265


$415


$1,470


$17,153

The following table sets forth information regarding changes in the purchased receivable reserve for the three and six month periods ending June 30, 2016 and 2015, respectively: 
 
Three Months Ended June 30,
Six Months Ended June 30,
(In Thousands)
2016
2015
2016
2015
Balance at beginning of period

$169


$265


$181


$289

Charge-offs
—

—

—

—

Recoveries
—

—

—

30

     Charge-offs net of recoveries
—

—

—

30

Reserve for (recovery from) purchased receivables
(6
)
(18
)
(18
)
(72
)
Balance at end of period

$163


$247


$163


$247
Recorded Investment Segregated by Amounts Individually or Collectively in Allowance for Loan Losses
The following is a detail of the recorded investment in the loan portfolio, segregated by amounts evaluated individually or collectively in the Allowance at the periods indicated:
(In Thousands)
Commercial

Real estate construction one-to-four family

Real estate construction other

Real estate term owner occupied

Real estate term non-owner occupied

Real estate term other

Consumer secured by 1st deed of trust

Consumer other

Total
June 30, 2016
 

 

 

 

 

 

 

 

 
Balance, end of period

$337,354



$38,783



$57,453



$153,264



$291,600



$39,078



$27,031



$27,103



$971,666

Balance, end of period:
 

 

 

 

 

 

 

 

 
Individually evaluated
 

 

 

 

 

 

 

 

 
for impairment

$19,578



$3,972



$1,912



$16,516



$673



$739



$983



$—



$44,373

Balance, end of period:
 

 

 

 

 

 

 

 

 
Collectively evaluated
 

 

 

 

 

 

 

 

 
for impairment

$317,776



$34,811



$55,541



$136,748



$290,927



$38,339



$26,048



$27,103



$927,293

December 31, 2015
 

 

 

 

 

 

 

 

 
Balance, end of period

$329,534



$44,488



$74,931



$128,763



$314,069



$38,029



$26,673



$28,912



$985,399

Balance, end of period:
 

 

 

 

 

 

 

 

 
Individually evaluated
 

 

 

 

 

 

 

 

 
for impairment

$15,248



$—



$—



$17,229



$825



$790



$548



$—



$34,640

Balance, end of period:
 

 

 

 

 

 

 

 

 
Collectively evaluated
 

 

 

 

 

 

 

 

 
for impairment

$314,286



$44,488



$74,931



$111,534



$313,244



$37,239



$26,125



$28,912



$950,759
Balance of the Allowance Segregated by Segment and Class
The following represents the balance of the Allowance for the periods indicated segregated by segment and class:
(In Thousands)
Commercial
Real estate construction 1-4 family
Real estate construction other
Real estate term owner occupied
Real estate term non-owner occupied
Real estate term other
Consumer secured by 1st deeds of trust
Consumer other
Unallocated
Total
June 30, 2016
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment:
 
 
 
 
 
 
 
 
 
AQR Substandard

$—


$204


$—


$—


$—


$—


$23


$—


$—


$227

Collectively: evaluated for impairment:
 

 

 

 

 

 

 

 

 
AQR Pass
5,764

688

1,097

2,240

5,298

666

320

409

—

16,482

AQR Special Mention
96

—

—

45

—

4

3

—

—

148

AQR Substandard
7

—

—

—

—

—

—

11

—

18

Unallocated
—

—

—

—

—

—

—

—

1,510

1,510

 

$5,867


$892


$1,097


$2,285


$5,298


$670


$346


$420


$1,510


$18,385

December 31, 2015
 

 

 

 

 

 

 

 

 

 

Individually evaluated for impairment:
 

 

 

 

 

 

 

 

 

AQR Substandard

$344


$—


$—


$—


$—


$—


$—


$—


$—


$344

Collectively: evaluated for impairment:
 

 

 

 

 

 

 

 

 

AQR Pass
5,543

854

1,439

1,657

5,515

624

261

397

—

16,290

AQR Special Mention
11

—

—

—

—

4

3

—

—

18

AQR Substandard
8

—

—

—

—

—

—

—

—

8

Unallocated
—

—

—

—

—

—

—

—

1,493

1,493

 

$5,906


$854


$1,439


$1,657


$5,515


$628


$264


$397


$1,493


$18,153