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Allowance for Loan Losses
 3 Months Ended
Mar. 31, 2016
Loans and Leases Receivable, Allowance [Abstract]  
Allowance for Loan Losses
Allowance for Loan Losses
The following tables detail activity in the Allowance for the periods indicated:
Three Months Ended March 31,
Commercial
Real estate construction one-to-four family
Real estate construction other
Real estate term owner occupied
Real estate term non-owner occupied
Real estate term other
Consumer secured by 1st deed of trust
Consumer other
Unallocated
Total
2016
 
 
 
 
 
 
 
 

 
 

Balance, beginning of period

$5,906


$854


$1,439


$1,657


$5,515


$628


$264


$397


$1,493


$18,153

Charge-Offs
(733
)
—

—

—

—

—

—

(1
)
—

(734
)
Recoveries
58

—

—

—

—

—

—

3

—

61

Provision (benefit)
518

(94
)
182

82

(17
)
10

—

(3
)
25

703

Balance, end of period

$5,749


$760


$1,621


$1,739


$5,498


$638


$264


$396


$1,518


$18,183

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$119


$—


$—


$—


$—


$—


$—


$—


$—


$119

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,630


$760


$1,621


$1,739


$5,498


$638


$264


$396


$1,518


$18,064

2015
 

 

 

 

 

 

 

 

 

 

Balance, beginning of period

$5,643


$644


$1,653


$1,580


$4,704


$656


$285


$410


$1,148


$16,723

Charge-Offs
(107
)
—

—

—

—

(81
)
—

—

—

(188
)
Recoveries
67

—

—

—

—

17

—

2

—

86

Provision (benefit)
488

113

10

(10
)
90

164

(11
)
(10
)
(508
)
326

Balance, end of period

$6,091


$757


$1,663


$1,570


$4,794


$756


$274


$402


$640


$16,947

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$361


$—


$—


$—


$—


$55


$—


$—


$—


$416

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,730


$757


$1,663


$1,570


$4,794


$701


$274


$402


$640


$16,531



    
The following is a detail of the recorded investment in the loan portfolio, segregated by amounts evaluated individually or collectively in the Allowance at the periods indicated:
(In Thousands)
Commercial

Real estate construction one-to-four family

Real estate construction other

Real estate term owner occupied

Real estate term non-owner occupied

Real estate term other

Consumer secured by 1st deed of trust

Consumer other

Total
March 31, 2016
 

 

 

 

 

 

 

 

 
Balance, end of period

$326,735



$42,371



$83,784



$128,933



$303,885



$36,945



$24,992



$27,123



$974,768

Balance, end of period:
 

 

 

 

 

 

 

 

 
Individually evaluated
 

 

 

 

 

 

 

 

 
for impairment

$17,123



$3,972



$1,912



$17,123



$695



$776



$537



$—



$42,138

Balance, end of period:
 

 

 

 

 

 

 

 

 
Collectively evaluated
 

 

 

 

 

 

 

 

 
for impairment

$309,612



$38,399



$81,872



$111,810



$303,190



$36,169



$24,455



$27,123



$932,630

December 31, 2015
 

 

 

 

 

 

 

 

 
Balance, end of period

$329,534



$44,488



$74,931



$128,763



$314,069



$38,029



$26,673



$28,912



$985,399

Balance, end of period:
 

 

 

 

 

 

 

 

 
Individually evaluated
 

 

 

 

 

 

 

 

 
for impairment

$15,248



$—



$—



$17,229



$825



$790



$548



$—



$34,640

Balance, end of period:
 

 

 

 

 

 

 

 

 
Collectively evaluated
 

 

 

 

 

 

 

 

 
for impairment

$314,286



$44,488



$74,931



$111,534



$313,244



$37,239



$26,125



$28,912



$950,759


    
The following represents the balance of the Allowance for the periods indicated segregated by segment and class:
(In Thousands)
Commercial
Real estate construction 1-4 family
Real estate construction other
Real estate term owner occupied
Real estate term non-owner occupied
Real estate term other
Consumer secured by 1st deeds of trust
Consumer other
Unallocated
Total
March 31, 2016
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment:
 
 
 
 
 
 
 
 
 
AQR Substandard

$119


$—


$—


$—


$—


$—


$—


$—


$—


$119

Collectively: evaluated for impairment:
 

 

 

 

 

 

 

 

 
AQR Pass
5,606

760

1,621

1,739

5,498

634

261

387

—

16,506

AQR Special Mention
15

—

—

—

—

4

3

—

—

22

AQR Substandard
9

—

—

—

—

—

—

9

—

18

Unallocated
—

—

—

—

—

—

—

—

1,518

1,518

 

$5,749


$760


$1,621


$1,739


$5,498


$638


$264


$396


$1,518


$18,183

December 31, 2015
 

 

 

 

 

 

 

 

 

 

Individually evaluated for impairment:
 

 

 

 

 

 

 

 

 

AQR Substandard

$344


$—


$—


$—


$—


$—


$—


$—


$—


$344

Collectively: evaluated for impairment:
 

 

 

 

 

 

 

 

 

AQR Pass
5,543

854

1,439

1,657

5,515

624

261

397

—

16,290

AQR Special Mention
11

—

—

—

—

4

3

—

—

18

AQR Substandard
8

—

—

—

—

—

—

—

—

8

Unallocated
—

—

—

—

—

—

—

—

1,493

1,493

 

$5,906


$854


$1,439


$1,657


$5,515


$628


$264


$397


$1,493


$18,153