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Purchased Receivables (Tables)
 12 Months Ended
Dec. 31, 2015
Purchased Receivables [Abstract]  
Summary Of Components Of Net Purchased Receivables
The following table summarizes the components of net purchased receivables at December 31, for the years indicated:
(In Thousands)
2015

2014
Purchased receivables

$13,507



$15,543

Reserve for purchased receivable losses
(181
)

(289
)
Total

$13,326



$15,254
Allowance For Loan Losses Purchased Receivables
The following table details activity in the Allowance for the periods indicated:
(In Thousands)
Commercial
Real estate construction one-to-four family
Real estate construction other
Real estate term owner occupied
Real estate term non-owner occupied
Real estate term other
Consumer secured by 1st deed of trust
Consumer other
Unallocated
Total
2015
 
 
 
 
 
 
 
 

 
 

Balance, beginning of period

$5,643


$644


$1,653


$1,580


$4,704


$656


$285


$410


$1,148


$16,723

Charge-Offs
(616
)
—

—

—

—

(81
)
(28
)
(101
)
—

(826
)
Recoveries
379

—

—

—

—

107

3

13

—

502

Provision (benefit)
500

210

(214
)
77

811

(54
)
4

75

345

1,754

Balance, end of period

$5,906


$854


$1,439


$1,657


$5,515


$628


$264


$397


$1,493


$18,153

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$344


$—


$—


$—


$—


$—


$—


$—


$—


$344

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,562


$854


$1,439


$1,657


$5,515


$628


$264


$397


$1,493


$17,809

2014
 

 

 

 

 

 

 

 

 

 

Balance, beginning of period

$5,779


$557


$539


$1,583


$4,297


$537


$322


$390


$2,278


$16,282

Charge-Offs
(319
)
—

—

(160
)
—

—

(59
)
(87
)
—

(625
)
Recoveries
1,041

625

—

—

—

—

4

32

—

1,702

Provision (benefit)
(858
)
(538
)
1,114

157

407

119

18

75

(1,130
)
(636
)
Balance, end of period

$5,643


$644


$1,653


$1,580


$4,704


$656


$285


$410


$1,148


$16,723

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$75


$—


$—


$—


$—


$—


$—


$—


$—


$75

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,568


$644


$1,653


$1,580


$4,704


$656


$285


$410


$1,148


$16,648

2013
 

 
 
 
 
 
 
 
 
 
Balance, beginning of period

$6,308


$1,029


$326


$1,441


$4,065


$539


$344


$388


$1,968


$16,408

Charge-Offs
(1,018
)
—

—

—

—

—

(14
)
(164
)
—

(1,196
)
Recoveries
1,049

77

79

—

488

—

—

12

—

1,705

Provision (benefit)
(560
)
(549
)
134

142

(256
)
(2
)
(8
)
154

310

(635
)
Balance, end of period

$5,779


$557


$539


$1,583


$4,297


$537


$322


$390


$2,278


$16,282

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$—


$—


$—


$—


$—


$—


$11


$—


$—


$11

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,779


$557


$539


$1,583


$4,297


$537


$311


$390


$2,278


$16,271

The following table sets forth information regarding changes in the purchased receivable reserve for the periods indicated: 
(In Thousands)
2015
2014
Balance at beginning of year

$289


$273

   Charge-offs
—

(793
)
   Recoveries
30

105

Net recoveries (charge-offs)
30

(688
)
Change in reserve for purchased receivables
(138
)
704

Balance at end of year

$181


$289