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Purchased Receivables (Tables)
6 Months Ended
Jun. 30, 2015
Accounts, Notes, Loans and Financing Receivable [Line Items]  
Summary Of Components Of Net Purchased Receivables
The following table summarizes the components of net purchased receivables for the periods indicated:
(In Thousands)
June 30, 2015
December 31, 2014
Purchased receivables

$14,295


$15,543

Reserve for purchased receivable losses
(247
)
(289
)
Total

$14,048


$15,254

Allowance on Net Purchased Receivables
The following tables detail activity in the Allowance for the periods indicated:
Three Months Ended June 30,
Commercial
Real estate construction one-to-four family
Real estate construction other
Real estate term owner occupied
Real estate term non-owner occupied
Real estate term other
Consumer secured by 1st deed of trust
Consumer other
Unallocated
Total
2015
 
 
 
 
 
 
 
 

 
 

Balance, beginning of period

$6,091


$757


$1,663


$1,570


$4,794


$756


$274


$402


$640


$16,947

Charge-Offs










Recoveries
91







4


95

Provision (benefit)
(495
)
(68
)
200

(100
)
94

(85
)
(9
)
9

830

376

Balance, end of period

$5,687


$689


$1,863


$1,470


$4,888


$671


$265


$415


$1,470


$17,418

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$265


$—


$—


$—


$—


$—


$—


$—


$—


$265

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,422


$689


$1,863


$1,470


$4,888


$671


$265


$415


$1,470


$17,153

2014
 

 

 

 

 

 

 

 

 

 

Balance, beginning of period

$5,657


$513


$623


$1,407


$4,293


$655


$313


$384


$2,187


$16,032

Charge-Offs






(39
)
(24
)

(63
)
Recoveries
576

613






10


1,199

Provision (benefit)
(1,099
)
(556
)
207

(23
)
(169
)
(13
)
(2
)

519

(1,136
)
Balance, end of period

$5,134


$570


$830


$1,384


$4,124


$642


$272


$370


$2,706


$16,032

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$—


$—


$—


$—


$—


$—


$14


$—


$—


$14

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,134


$570


$830


$1,384


$4,124


$642


$258


$370


$2,706


$16,018


    
Six Months Ended June 30,
Commercial
Real estate construction one-to-four family
Real estate construction other
Real estate term owner occupied
Real estate term non-owner occupied
Real estate term other
Consumer secured by 1st deed of trust
Consumer other
Unallocated
Total
2015
 
 
 
 
 
 
 
 

 
 

Balance, beginning of period

$5,643


$644


$1,653


$1,580


$4,704


$656


$285


$410


$1,148


$16,723

Charge-Offs
(107
)




(81
)



(188
)
Recoveries
158





17


6


181

Provision (benefit)
(7
)
45

210

(110
)
184

79

(20
)
(1
)
322

702

Balance, end of period

$5,687


$689


$1,863


$1,470


$4,888


$671


$265


$415


$1,470


$17,418

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$265


$—


$—


$—


$—


$—


$—


$—


$—


$265

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,422


$689


$1,863


$1,470


$4,888


$671


$265


$415


$1,470


$17,153

2014
 

 

 

 

 

 

 

 

 

 

Balance, beginning of period

$5,779


$557


$539


$1,583


$4,297


$537


$322


$390


$2,278


$16,282

Charge-Offs
(320
)





(39
)
(33
)

(392
)
Recoveries
630

625






23


1,278

Provision (benefit)
(955
)
(612
)
291

(199
)
(173
)
105

(11
)
(10
)
428

(1,136
)
Balance, end of period

$5,134


$570


$830


$1,384


$4,124


$642


$272


$370


$2,706


$16,032

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$—


$—


$—


$—


$—


$—


$14


$—


$—


$14

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,134


$570


$830


$1,384


$4,124


$642


$258


$370


$2,706


$16,018

Purchased Receivable  
Accounts, Notes, Loans and Financing Receivable [Line Items]  
Allowance on Net Purchased Receivables
The following table sets forth information regarding changes in the purchased receivable reserve for the three and six month periods ending June 30, 2015 and 2014, respectively: 
 
Three Months Ended June 30,
Six Months Ended June 30,
(In Thousands)
2015
2014
2015
2014
Balance at beginning of period

$265


$236


$289


$273

Charge-offs

(239
)

(239
)
Recoveries

3

30

3

     Charge-offs net of recoveries

(236
)
30

(236
)
Reserve for (recovery from) purchased receivables
(18
)
243

(72
)
206

Balance at end of period

$247


$243


$247


$243