Allowance for Loan Losses

The following tables detail activity in the Allowance for the periods indicated:



Three Months Ended June 30,	Commercial			Real estate construction one-to-four family			Real estate construction other		Real estate term owner occupied			Real estate term non-owner occupied			Real estate term other			Consumer secured by 1st deed of trust			Consumer other			Unallocated		Total
2015
Balance, beginning of period		$6,091			$757			$1,663		$1,570			$4,794			$756			$274			$402			$640		$16,947
Charge-Offs	—			—			—		—			—			—			—			—			—		—
Recoveries	91			—			—		—			—			—			—			4			—		95
Provision (benefit)	(495		)	(68		)	200		(100		)	94			(85		)	(9		)	9			830		376
Balance, end of period		$5,687			$689			$1,863		$1,470			$4,888			$671			$265			$415			$1,470		$17,418
Balance, end of period:
Individually evaluated
for impairment		$265			$—			$—		$—			$—			$—			$—			$—			$—		$265
Balance, end of period:
Collectively evaluated
for impairment		$5,422			$689			$1,863		$1,470			$4,888			$671			$265			$415			$1,470		$17,153
2014
Balance, beginning of period		$5,657			$513			$623		$1,407			$4,293			$655			$313			$384			$2,187		$16,032
Charge-Offs	—			—			—		—			—			—			(39		)	(24		)	—		(63		)
Recoveries	576			613			—		—			—			—			—			10			—		1,199
Provision (benefit)	(1,099		)	(556		)	207		(23		)	(169		)	(13		)	(2		)	—			519		(1,136		)
Balance, end of period		$5,134			$570			$830		$1,384			$4,124			$642			$272			$370			$2,706		$16,032
Balance, end of period:
Individually evaluated
for impairment		$—			$—			$—		$—			$—			$—			$14			$—			$—		$14
Balance, end of period:
Collectively evaluated
for impairment		$5,134			$570			$830		$1,384			$4,124			$642			$258			$370			$2,706		$16,018



Six Months Ended June 30,	Commercial			Real estate construction one-to-four family			Real estate construction other		Real estate term owner occupied			Real estate term non-owner occupied			Real estate term other			Consumer secured by 1st deed of trust			Consumer other			Unallocated		Total
2015
Balance, beginning of period		$5,643			$644			$1,653		$1,580			$4,704			$656			$285			$410			$1,148		$16,723
Charge-Offs	(107		)	—			—		—			—			(81		)	—			—			—		(188		)
Recoveries	158			—			—		—			—			17			—			6			—		181
Provision (benefit)	(7		)	45			210		(110		)	184			79			(20		)	(1		)	322		702
Balance, end of period		$5,687			$689			$1,863		$1,470			$4,888			$671			$265			$415			$1,470		$17,418
Balance, end of period:
Individually evaluated
for impairment		$265			$—			$—		$—			$—			$—			$—			$—			$—		$265
Balance, end of period:
Collectively evaluated
for impairment		$5,422			$689			$1,863		$1,470			$4,888			$671			$265			$415			$1,470		$17,153
2014
Balance, beginning of period		$5,779			$557			$539		$1,583			$4,297			$537			$322			$390			$2,278		$16,282
Charge-Offs	(320		)	—			—		—			—			—			(39		)	(33		)	—		(392		)
Recoveries	630			625			—		—			—			—			—			23			—		1,278
Provision (benefit)	(955		)	(612		)	291		(199		)	(173		)	105			(11		)	(10		)	428		(1,136		)
Balance, end of period		$5,134			$570			$830		$1,384			$4,124			$642			$272			$370			$2,706		$16,032
Balance, end of period:
Individually evaluated
for impairment		$—			$—			$—		$—			$—			$—			$14			$—			$—		$14
Balance, end of period:
Collectively evaluated
for impairment		$5,134			$570			$830		$1,384			$4,124			$642			$258			$370			$2,706		$16,018

The following is a detail of the recorded investment in the loan portfolio, segregated by amounts evaluated individually or collectively in the Allowance at the periods indicated:



(In Thousands)	Commercial		Real estate construction one-to-four family		Real estate construction other		Real estate term owner occupied		Real estate term non-owner occupied		Real estate term other		Consumer secured by 1st deed of trust		Consumer other		Total
June 30, 2015
Balance, end of period		$334,181		$38,233		$101,683		$111,245		$295,613		$38,511		$29,328		$30,514		$979,308
Balance, end of period:
Individually evaluated
for impairment		$14,699		$—		$731		$6,002		$4,246		$149		$518		$—		$26,345
Balance, end of period:
Collectively evaluated
for impairment		$319,482		$38,233		$100,952		$105,243		$291,367		$38,362		$28,810		$30,514		$952,963
December 31, 2014
Balance, end of period		$306,543		$34,842		$91,195		$109,472		$286,616		$36,894		$32,000		$31,493		$929,055
Balance, end of period:
Individually evaluated
for impairment		$3,976		$191		$772		$1,332		$4,346		$150		$530		$—		$11,297
Balance, end of period:
Collectively evaluated
for impairment		$302,567		$34,651		$90,423		$108,140		$282,270		$36,744		$31,470		$31,493		$917,758

The following represents the balance of the Allowance for the periods indicated segregated by segment and class:



(In Thousands)	Total		Commercial		Real estate construction 1-4 family		Real estate construction other		Real estate term owner occupied		Real estate term non-owner occupied		Real estate term other		Consumer secured by 1st deeds of trust		Consumer other		Unallocated
June 30, 2015
Individually evaluated for impairment
AQR Substandard		$265		$265		$—		$—		$—		$—		$—		$—		$—		$—
Collectively evaluated for impairment:
AQR Pass	15,602		5,385		689		1,863		1,444		4,888		667		262		404		—
AQR Special Mention	60		25		—		—		26		—		4		3		2		—
AQR Substandard	21		12		—		—		—		—		—		—		9		—
Unallocated	1,470		—		—		—		—		—		—		—		—		1,470
		$17,418		$5,687		$689		$1,863		$1,470		$4,888		$671		$265		$415		$1,470
December 31, 2014
Individually evaluated for impairment:
AQR Substandard		$75		$75		$—		$—		$—		$—		$—		$—		$—		$—
Collectively evaluated for impairment:
AQR Pass	14,643		4,938		644		1,653		1,382		4,703		651		278		394		—
AQR Special Mention	832		621		—		—		198		—		5		7		1		—
AQR Substandard	25		9		—		—		—		1		—		—		15		—
Unallocated	1,148		—		—		—		—		—		—		—		—		1,148
		$16,723		$5,643		$644		$1,653		$1,580		$4,704		$656		$285		$410		$1,148