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Purchased Receivables (Tables)
3 Months Ended
Mar. 31, 2015
Accounts, Notes, Loans and Financing Receivable [Line Items]  
Summary Of Components Of Net Purchased Receivables
The following table summarizes the components of net purchased receivables for the periods indicated:
(In Thousands)
March 31, 2015
December 31, 2014
Purchased receivables

$15,597


$15,543

Reserve for purchased receivable losses
(265
)
(289
)
Total

$15,332


$15,254

Allowance on Net Purchased Receivables
The following tables detail activity in the Allowance for the periods indicated:
Three Months Ended March 31,
Commercial
Real estate construction one-to-four family
Real estate construction other
Real estate term owner occupied
Real estate term non-owner occupied
Real estate term other
Consumer secured by 1st deed of trust
Consumer other
Unallocated
Total
2015
 
 
 
 
 
 
 
 

 
 

Balance, beginning of period

$5,643


$644


$1,653


$1,580


$4,704


$656


$285


$410


$1,148


$16,723

Charge-Offs
(107
)




(81
)



(188
)
Recoveries
67





17


2


86

Provision (benefit)
488

113

10

(10
)
90

164

(11
)
(10
)
(508
)
326

Balance, end of period

$6,091


$757


$1,663


$1,570


$4,794


$756


$274


$402


$640


$16,947

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$361


$—


$—


$—


$—


$55


$—


$—


$—


$416

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,730


$757


$1,663


$1,570


$4,794


$701


$274


$402


$640


$16,531

2014
 

 

 

 

 

 

 

 

 

 

Balance, beginning of period

$5,779


$557


$539


$1,583


$4,297


$537


$322


$390


$2,278


$16,282

Charge-Offs
(320
)






(9
)

(329
)
Recoveries
54

12






13


79

Provision (benefit)
144

(56
)
84

(176
)
(4
)
118

(9
)
(10
)
(91
)

Balance, end of period

$5,657


$513


$623


$1,407


$4,293


$655


$313


$384


$2,187


$16,032

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$277


$—


$—


$—


$—


$—


$5


$—


$—


$282

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,380


$513


$623


$1,407


$4,293


$655


$308


$384


$2,187


$15,750

Purchased Receivable  
Accounts, Notes, Loans and Financing Receivable [Line Items]  
Allowance on Net Purchased Receivables
The following table sets forth information regarding changes in the purchased receivable reserve for the three month periods ending March 31, 2015 and 2014, respectively: 
 
Three Months Ended March 31,
(In Thousands)
2015
2014
Balance at beginning of period

$289


$273

Charge-offs


Recoveries
30


     Charge-offs net of recoveries
30


Reserve for (recovery from) purchased receivables
(54
)
(37
)
Balance at end of period

$265


$236