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Purchased Receivables (Tables)
 12 Months Ended
Dec. 31, 2014
Purchased Receivables [Abstract]  
Summary Of Components Of Net Purchased Receivables
The following table summarizes the components of net purchased receivables at December 31, for the years indicated:
(In Thousands)
2014

2013
Purchased receivables

$15,543



$16,298

Reserve for purchased receivable losses
(289
)

(273
)
Total

$15,254



$16,025
Allowance For Loan Losses Purchased Receivables
The following table details activity in the Allowance for the periods indicated:
(In Thousands)
Commercial
Real estate construction one-to-four family
Real estate construction other
Real estate term owner occupied
Real estate term non-owner occupied
Real estate term other
Consumer secured by 1st deed of trust
Consumer other
Unallocated
Total
2014
 
 
 
 
 
 
 
 

 
 

Balance, beginning of period

$5,779


$557


$539


$1,583


$4,297


$537


$322


$390


$2,278


$16,282

Charge-Offs
(319
)
—

—

(160
)
—

—

(59
)
(87
)
—

(625
)
Recoveries
1,041

625

—

—

—

—

4

32

—

1,702

Provision (benefit)
(858
)
(538
)
1,114

157

407

119

18

75

(1,130
)
(636
)
Balance, end of period

$5,643


$644


$1,653


$1,580


$4,704


$656


$285


$410


$1,148


$16,723

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$75


$—


$—


$—


$—


$—


$—


$—


$—


$75

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,568


$644


$1,653


$1,580


$4,704


$656


$285


$410


$1,148


$16,648

2013
 

 

 

 

 

 

 

 

 

 

Balance, beginning of period

$6,308


$1,029


$326


$1,441


$4,065


$539


$344


$388


$1,968


$16,408

Charge-Offs
(1,018
)
—

—

—

—

—

(14
)
(164
)
—

(1,196
)
Recoveries
1,049

77

79

—

488

—

—

12

—

1,705

Provision (benefit)
(560
)
(549
)
134

142

(256
)
(2
)
(8
)
154

310

(635
)
Balance, end of period

$5,779


$557


$539


$1,583


$4,297


$537


$322


$390


$2,278


$16,282

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$—


$—


$—


$—


$—


$—


$11


$—


$—


$11

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,779


$557


$539


$1,583


$4,297


$537


$311


$390


$2,278


$16,271

The following table sets forth information regarding changes in the purchased receivable reserve for the periods indicated: 
(In Thousands)
2014
2013
Balance at beginning of year

$273


$323

   Charge-offs
(793
)
(150
)
   Recoveries
105

—

Charge-offs net of recoveries
(688
)
(150
)
Reserve of purchased receivables
704

100

Balance at end of year

$289


$273