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Allowance For Loan Losses (Tables)
 12 Months Ended
Dec. 31, 2014
Loans and Leases Receivable, Allowance [Abstract]  
Allowance For Loan Losses
The following table details activity in the Allowance for the periods indicated:
(In Thousands)
Commercial
Real estate construction one-to-four family
Real estate construction other
Real estate term owner occupied
Real estate term non-owner occupied
Real estate term other
Consumer secured by 1st deed of trust
Consumer other
Unallocated
Total
2014
 
 
 
 
 
 
 
 

 
 

Balance, beginning of period

$5,779


$557


$539


$1,583


$4,297


$537


$322


$390


$2,278


$16,282

Charge-Offs
(319
)
—

—

(160
)
—

—

(59
)
(87
)
—

(625
)
Recoveries
1,041

625

—

—

—

—

4

32

—

1,702

Provision (benefit)
(858
)
(538
)
1,114

157

407

119

18

75

(1,130
)
(636
)
Balance, end of period

$5,643


$644


$1,653


$1,580


$4,704


$656


$285


$410


$1,148


$16,723

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$75


$—


$—


$—


$—


$—


$—


$—


$—


$75

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,568


$644


$1,653


$1,580


$4,704


$656


$285


$410


$1,148


$16,648

2013
 

 

 

 

 

 

 

 

 

 

Balance, beginning of period

$6,308


$1,029


$326


$1,441


$4,065


$539


$344


$388


$1,968


$16,408

Charge-Offs
(1,018
)
—

—

—

—

—

(14
)
(164
)
—

(1,196
)
Recoveries
1,049

77

79

—

488

—

—

12

—

1,705

Provision (benefit)
(560
)
(549
)
134

142

(256
)
(2
)
(8
)
154

310

(635
)
Balance, end of period

$5,779


$557


$539


$1,583


$4,297


$537


$322


$390


$2,278


$16,282

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$—


$—


$—


$—


$—


$—


$11


$—


$—


$11

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,779


$557


$539


$1,583


$4,297


$537


$311


$390


$2,278


$16,271

The following table sets forth information regarding changes in the purchased receivable reserve for the periods indicated: 
(In Thousands)
2014
2013
Balance at beginning of year

$273


$323

   Charge-offs
(793
)
(150
)
   Recoveries
105

—

Charge-offs net of recoveries
(688
)
(150
)
Reserve of purchased receivables
704

100

Balance at end of year

$289


$273
Recorded Investment Segregated By Amounts Individually Or Collectively In Allowance For Loan Losses
The following is a detail of the recorded investment in the loan portfolio, segregated by amounts evaluated individually or collectively in the Allowance at the periods indicated:
(In Thousands)
Commercial

Real estate construction one-to-four family

Real estate construction other

Real estate term owner occupied

Real estate term non-owner occupied

Real estate term other

Consumer secured by 1st deed of trust

Consumer other

Total
December 31, 2014
 

 

 

 

 

 

 

 

 
Balance, end of period

$306,543



$34,842



$91,195



$109,472



$286,616



$36,894



$32,000



$31,493



$929,055

Balance, end of period:
 

 

 

 

 

 

 

 

 
Individually evaluated
 

 

 

 

 

 

 

 

 
for impairment

$3,976



$191



$772



$1,332



$4,346



$150



$530



$—



$11,297

Balance, end of period:
 

 

 

 

 

 

 

 

 
Collectively evaluated
 

 

 

 

 

 

 

 

 
for impairment

$302,567



$34,651



$90,423



$108,140



$282,270



$36,744



$31,470



$31,493



$917,758

December 31, 2013
 

 

 

 

 

 

 

 

 
Balance, end of period

$300,338



$30,161



$32,599



$91,098



$255,324



$29,976



$16,483



$18,058



$774,037

Balance, end of period:
 

 

 

 

 

 

 

 

 
Individually evaluated
 

 

 

 

 

 

 

 

 
for impairment

$838



$353



$2,520



$1,668



$1,741



$1,292



$274



$65



$8,751

Balance, end of period:
 

 

 

 

 

 

 

 

 
Collectively evaluated
 

 

 

 

 

 

 

 

 
for impairment

$299,500



$29,808



$30,079



$89,430



$253,583



$28,684



$16,209



$17,993



$765,286
Balance Of The Allowance Segregated By Segment And Class
The following represents the balance of the Allowance for the periods indicated segregated by segment and class:
(In Thousands)
Total
Commercial
Real estate construction 1-4 family
Real estate construction other
Real estate term owner occupied
Real estate term non-owner occupied
Real estate term other
Consumer secured by 1st deeds of trust
Consumer other
Unallocated
December 31, 2014
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
 
 
 
 
 
 
 
 
 
AQR Substandard

$75


$75


$—


$—


$—


$—


$—


$—


$—


$—

Collectively evaluated for impairment:
 

 

 

 

 

 

 

 

 

AQR Pass
14,643

4,938

644

1,653

1,382

4,703

651

278

394

—

AQR Special Mention
832

621

—

—

198

—

5

7

1

—

AQR Substandard
25

9

—

—

—

1

—

—

15

—

Unallocated
1,148

—

—

—

—

—

—

—

—

1,148

 

$16,723


$5,643


$644


$1,653


$1,580


$4,704


$656


$285


$410


$1,148

December 31, 2013
 

 

 

 

 

 

 

 

 

 

Individually evaluated for impairment:
 

 

 

 

 

 

 

 

 

AQR Substandard

$11


$—


$—


$—


$—


$—


$—


$11


$—


$—

Collectively evaluated for impairment:
 

 

 

 

 

 

 

 

 

AQR Pass
13,325

5,482

527

537

1,381

4,225

537

274

362

—

AQR Special Mention
586

278

30

2

202

30

—

36

8

—

AQR Substandard
82

19

—

—

—

42

—

1

20

—

Unallocated
2,278

—

—

—

—

—

—

—

—

2,278

 

$16,282


$5,779


$557


$539


$1,583


$4,297


$537


$322


$390


$2,278