XML 34 R28.htm IDEA: XBRL DOCUMENT v2.4.0.8
Purchased Receivables (Tables)
 9 Months Ended
Sep. 30, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]  
Summary Of Components Of Net Purchased Receivables
The following table summarizes the components of net purchased receivables for the periods indicated:
(In Thousands)
September 30, 2014
December 31, 2013
Purchased receivables

$14,811


$16,298

Reserve for purchased receivable losses
(483
)
(273
)
Total

$14,328


$16,025
Allowance on Net Purchased Receivables
The following tables detail activity in the Allowance for the periods indicated:
Three Months Ended September 30,
Commercial
Real estate construction one-to-four family
Real estate construction other
Real estate term owner occupied
Real estate term non-owner occupied
Real estate term other
Consumer secured by 1st deed of trust
Consumer other
Unallocated
Total
2014
 
 
 
 
 
 
 
 

 
 

Balance, beginning of period

$5,134


$570


$830


$1,384


$4,124


$642


$272


$370


$2,706


$16,032

Charge-Offs
—

—

—

—

—

—

(13
)
(41
)
—

(54
)
Recoveries
259

—

—

—

—

—

—

6

—

265

Provision (benefit)
22

64

285

177

87

254

7

53

(949
)
—

Balance, end of period

$5,415


$634


$1,115


$1,561


$4,211


$896


$266


$388


$1,757


$16,243

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$—


$—


$—


$—


$—


$—


$8


$—


$—


$8

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,415


$634


$1,115


$1,561


$4,211


$896


$258


$388


$1,757


$16,235

2013
 

 

 

 

 

 

 

 

 

 

Balance, beginning of period

$6,380


$853


$307


$1,330


$3,827


$597


$332


$385


$2,517


$16,528

Charge-Offs
(399
)
—

—

—

—

—

—

—

—

(399
)
Recoveries
675

18

—

—

489

—

—

2

—

1,184

Provision (benefit)
(359
)
(256
)
111

36

(242
)
(13
)
13

(14
)
(61
)
(785
)
Balance, end of period

$6,297


$615


$418


$1,366


$4,074


$584


$345


$373


$2,456


$16,528

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$150


$15


$—


$—


$—


$—


$—


$19


$—


$184

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$6,147


$600


$418


$1,366


$4,074


$584


$345


$354


$2,456


$16,344


    
Nine Months Ended September 30,
Commercial
Real estate construction one-to-four family
Real estate construction other
Real estate term owner occupied
Real estate term non-owner occupied
Real estate term other
Consumer secured by 1st deed of trust
Consumer other
Unallocated
Total
2014
 
 
 
 
 
 
 
 

 
 

Balance, beginning of period

$5,779


$557


$539


$1,583


$4,297


$537


$322


$390


$2,278


$16,282

Charge-Offs
(320
)
—

—

—

—

—

(52
)
(74
)
—

(446
)
Recoveries
889

625

—

—

—

—

—

29

—

1,543

Provision (benefit)
(933
)
(548
)
576

(22
)
(86
)
359

(4
)
43

(521
)
(1,136
)
Balance, end of period

$5,415


$634


$1,115


$1,561


$4,211


$896


$266


$388


$1,757


$16,243

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$—


$—


$—


$—


$—


$—


$8


$—


$—


$8

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,415


$634


$1,115


$1,561


$4,211


$896


$258


$388


$1,757


$16,235

2013
 

 

 

 

 

 

 

 

 

 

Balance, beginning of period

$6,308


$1,029


$326


$1,441


$4,065


$539


$344


$388


$1,968


$16,408

Charge-Offs
(754
)
—

—

—

—

—

—

(14
)
—

(768
)
Recoveries
894

54

78

—

489

—

—

8

—

1,523

Provision (benefit)
(151
)
(468
)
14

(75
)
(480
)
45

1

(9
)
488

(635
)
Balance, end of period

$6,297


$615


$418


$1,366


$4,074


$584


$345


$373


$2,456


$16,528

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$150


$15


$—


$—


$—


$—


$—


$19


$—


$184

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$6,147


$600


$418


$1,366


$4,074


$584


$345


$354


$2,456


$16,344
Purchased Receivable
  
Accounts, Notes, Loans and Financing Receivable [Line Items]  
Allowance on Net Purchased Receivables
The following table sets forth information regarding changes in the purchased receivable reserve for the three and nine-month periods ending September 30, 2014 and 2013, respectively: 
 
Three Months Ended September 30,
Nine Months Ended September 30,
(In Thousands)
2014
2013
2014
2013
Balance at beginning of period

$242


$292


$273


$323

Charge-offs
—

—

(240
)
—

Recoveries
—

—

3

—

     Charge-offs net of recoveries
—

—

(237
)
—

Reserve for purchased receivables
241

—

447

(31
)
Balance at end of period

$483


$292


$483


$292