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Allowance for Loan Losses (Tables)
 9 Months Ended
Sep. 30, 2014
Loans and Leases Receivable, Allowance [Abstract]  
Allowance For Loan Losses
The following tables detail activity in the Allowance for the periods indicated:
Three Months Ended September 30,
Commercial
Real estate construction one-to-four family
Real estate construction other
Real estate term owner occupied
Real estate term non-owner occupied
Real estate term other
Consumer secured by 1st deed of trust
Consumer other
Unallocated
Total
2014
 
 
 
 
 
 
 
 

 
 

Balance, beginning of period

$5,134


$570


$830


$1,384


$4,124


$642


$272


$370


$2,706


$16,032

Charge-Offs
—

—

—

—

—

—

(13
)
(41
)
—

(54
)
Recoveries
259

—

—

—

—

—

—

6

—

265

Provision (benefit)
22

64

285

177

87

254

7

53

(949
)
—

Balance, end of period

$5,415


$634


$1,115


$1,561


$4,211


$896


$266


$388


$1,757


$16,243

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$—


$—


$—


$—


$—


$—


$8


$—


$—


$8

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,415


$634


$1,115


$1,561


$4,211


$896


$258


$388


$1,757


$16,235

2013
 

 

 

 

 

 

 

 

 

 

Balance, beginning of period

$6,380


$853


$307


$1,330


$3,827


$597


$332


$385


$2,517


$16,528

Charge-Offs
(399
)
—

—

—

—

—

—

—

—

(399
)
Recoveries
675

18

—

—

489

—

—

2

—

1,184

Provision (benefit)
(359
)
(256
)
111

36

(242
)
(13
)
13

(14
)
(61
)
(785
)
Balance, end of period

$6,297


$615


$418


$1,366


$4,074


$584


$345


$373


$2,456


$16,528

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$150


$15


$—


$—


$—


$—


$—


$19


$—


$184

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$6,147


$600


$418


$1,366


$4,074


$584


$345


$354


$2,456


$16,344


    
Nine Months Ended September 30,
Commercial
Real estate construction one-to-four family
Real estate construction other
Real estate term owner occupied
Real estate term non-owner occupied
Real estate term other
Consumer secured by 1st deed of trust
Consumer other
Unallocated
Total
2014
 
 
 
 
 
 
 
 

 
 

Balance, beginning of period

$5,779


$557


$539


$1,583


$4,297


$537


$322


$390


$2,278


$16,282

Charge-Offs
(320
)
—

—

—

—

—

(52
)
(74
)
—

(446
)
Recoveries
889

625

—

—

—

—

—

29

—

1,543

Provision (benefit)
(933
)
(548
)
576

(22
)
(86
)
359

(4
)
43

(521
)
(1,136
)
Balance, end of period

$5,415


$634


$1,115


$1,561


$4,211


$896


$266


$388


$1,757


$16,243

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$—


$—


$—


$—


$—


$—


$8


$—


$—


$8

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,415


$634


$1,115


$1,561


$4,211


$896


$258


$388


$1,757


$16,235

2013
 

 

 

 

 

 

 

 

 

 

Balance, beginning of period

$6,308


$1,029


$326


$1,441


$4,065


$539


$344


$388


$1,968


$16,408

Charge-Offs
(754
)
—

—

—

—

—

—

(14
)
—

(768
)
Recoveries
894

54

78

—

489

—

—

8

—

1,523

Provision (benefit)
(151
)
(468
)
14

(75
)
(480
)
45

1

(9
)
488

(635
)
Balance, end of period

$6,297


$615


$418


$1,366


$4,074


$584


$345


$373


$2,456


$16,528

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$150


$15


$—


$—


$—


$—


$—


$19


$—


$184

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$6,147


$600


$418


$1,366


$4,074


$584


$345


$354


$2,456


$16,344
Recorded Investment Segregated By Amounts Individually Or Collectively In Allowance For Loan Losses
The following is a detail of the recorded investment in the loan portfolio, segregated by amounts evaluated individually or collectively in the Allowance at the periods indicated:
(In Thousands)
Commercial

Real estate construction one-to-four family

Real estate construction other

Real estate term owner occupied

Real estate term non-owner occupied

Real estate term other

Consumer secured by 1st deed of trust

Consumer other

Total
September 30, 2014
 

 

 

 

 

 

 

 

 
Balance, end of period

$317,315



$40,335



$66,000



$118,562



$281,439



$51,820



$32,538



$33,298



$941,307

Balance, end of period:
 

 

 

 

 

 

 

 

 
Individually evaluated
 

 

 

 

 

 

 

 

 
for impairment

$2,038



$191



$788



$1,980



$4,737



$151



$706



$—



$10,591

Balance, end of period:
 

 

 

 

 

 

 

 

 
Collectively evaluated
 

 

 

 

 

 

 

 

 
for impairment

$315,277



$40,144



$65,212



$116,582



$276,702



$51,669



$31,832



$33,298



$930,716

December 31, 2013
 

 

 

 

 

 

 

 

 
Balance, end of period

$300,338



$30,161



$32,599



$91,098



$255,324



$29,976



$16,483



$18,058



$774,037

Balance, end of period:
 

 

 

 

 

 

 

 

 
Individually evaluated
 

 

 

 

 

 

 

 

 
for impairment

$838



$353



$2,520



$1,668



$1,741



$1,292



$274



$65



$8,751

Balance, end of period:
 

 

 

 

 

 

 

 

 
Collectively evaluated
 

 

 

 

 

 

 

 

 
for impairment

$299,500



$29,808



$30,079



$89,430



$253,583



$28,684



$16,209



$17,993



$765,286
Balance Of The Allowance Segregated By Segment And Class
The following represents the balance of the Allowance for the periods indicated segregated by segment and class:
(In Thousands)
Total
Commercial
Real estate construction 1-4 family
Real estate construction other
Real estate term owner occupied
Real estate term non-owner occupied
Real estate term other
Consumer secured by 1st deeds of trust
Consumer other
Unallocated
September 30, 2014
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
 
 
 
 
 
 
 
 
 
AQR Special Mention

$—


$—


$—


$—


$—


$—


$—


$—


$—


$—

AQR Substandard
8

—

—

—

—

—

—

8

—

—

Collectively evaluated for impairment:
 

 

 

 

 

 

 

 

 

AQR Pass
13,415

4,594

634

1,115

1,354

4,204

891

252

371

—

AQR Special Mention
1,039

814

—

—

207

6

5

6

1

—

AQR Substandard
24

7

—

—

—

1

—

—

16

—

Unallocated
1,757

—

—

—

—

—

—

—

—

1,757

 

$16,243


$5,415


$634


$1,115


$1,561


$4,211


$896


$266


$388


$1,757

December 31, 2013
 

 

 

 

 

 

 

 

 

 

Individually evaluated for impairment:
 

 

 

 

 

 

 

 

 

AQR Substandard

$11


$—


$—


$—


$—


$—


$—


$11


$—


$—

Collectively evaluated for impairment:
 

 

 

 

 

 

 

 

 

AQR Pass
13,325

5,482

527

537

1,381

4,225

537

274

362

—

AQR Special Mention
586

278

30

2

202

30

—

36

8

—

AQR Substandard
82

19

—

—

—

42

—

1

20

—

Unallocated
2,278

—

—

—

—

—

—

—

—

2,278

 

$16,282


$5,779


$557


$539


$1,583


$4,297


$537


$322


$390


$2,278