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Purchased Receivables (Tables)
6 Months Ended
Jun. 30, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]  
Summary Of Components Of Net Purchased Receivables
The following table summarizes the components of net purchased receivables for the periods indicated:
(In Thousands)
June 30, 2014
December 31, 2013
Purchased receivables

$17,623


$16,298

Reserve for purchased receivable losses
(243
)
(273
)
Total

$17,380


$16,025

Allowance on Net Purchased Receivables
The following tables detail activity in the Allowance for the periods indicated:
Three Months Ended June 30,
Commercial
Real estate construction one-to-four family
Real estate construction other
Real estate term owner occupied
Real estate term non-owner occupied
Real estate term other
Consumer secured by 1st deed of trust
Consumer other
Unallocated
Total
2014
 
 
 
 
 
 
 
 

 
 

Balance, beginning of period

$5,657


$513


$623


$1,407


$4,293


$655


$313


$384


$2,187


$16,032

Charge-Offs






(39
)
(24
)

(63
)
Recoveries
576

613






10


1,199

Provision (benefit)
(1,099
)
(556
)
207

(23
)
(169
)
(13
)
(2
)

519

(1,136
)
Balance, end of period

$5,134


$570


$830


$1,384


$4,124


$642


$272


$370


$2,706


$16,032

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$—


$—


$—


$—


$—


$—


$14


$—


$—


$14

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,134


$570


$830


$1,384


$4,124


$642


$258


$370


$2,706


$16,018

2013
 

 

 

 

 

 

 

 

 

 

Balance, beginning of period

$6,917


$726


$571


$1,434


$4,442


$655


$351


$402


$1,143


$16,641

Charge-Offs
(355
)








(355
)
Recoveries
143

18

78





3


242

Provision (benefit)
(325
)
109

(342
)
(104
)
(615
)
(58
)
(19
)
(20
)
1,374


Balance, end of period

$6,380


$853


$307


$1,330


$3,827


$597


$332


$385


$2,517


$16,528

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$54


$215


$—


$—


$—


$—


$18


$—


$—


$287

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$6,326


$638


$307


$1,330


$3,827


$597


$314


$385


$2,517


$16,241

Purchased Receivable
 
Accounts, Notes, Loans and Financing Receivable [Line Items]  
Allowance on Net Purchased Receivables
The following table sets forth information regarding changes in the purchased receivable reserve for the three and six-month periods ending June 30, 2014 and 2013, respectively: 
 
Three Months Ended June 30,
Six Months Ended June 30,
(In Thousands)
2014
2013
2014
2013
Balance at beginning of period

$236


$407


$273


$323

Charge-offs
(239
)

(239
)

Recoveries
3


3


     Charge-offs net of recoveries
(236
)

(236
)

Reserve for purchased receivables
243

(115
)
206

(31
)
Balance at end of period

$243


$292


$243


$292