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Allowance For Loan Losses (Tables)
 3 Months Ended
Mar. 31, 2014
Loans and Leases Receivable, Allowance [Abstract]  
Allowance For Loan Losses
The following tables detail activity in the Allowance for the periods indicated:
Three Months Ended March 31,
Commercial
Real estate construction one-to-four family
Real estate construction other
Real estate term owner occupied
Real estate term non-owner occupied
Real estate term other
Consumer secured by 1st deed of trust
Consumer other
Unallocated
Total
2014
 
 
 
 
 
 
 
 

 
 

Balance, beginning of period

$5,779


$557


$539


$1,583


$4,297


$537


$322


$390


$2,278


$16,282

Charge-Offs
(320
)
—

—

—

—

—

—

(9
)
—

(329
)
Recoveries
54

12

—

—

—

—

—

13

—

79

Provision (benefit)
144

(56
)
84

(176
)
(4
)
118

(9
)
(10
)
(91
)
—

Balance, end of period

$5,657


$513


$623


$1,407


$4,293


$655


$313


$384


$2,187


$16,032

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$277


$—


$—


$—


$—


$—


$5


$—


$—


$282

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,380


$513


$623


$1,407


$4,293


$655


$308


$384


$2,187


$15,750

2013
 

 

 

 

 

 

 

 

 

 

Balance, beginning of period

$6,308


$1,029


$326


$1,441


$4,065


$539


$344


$388


$1,968


$16,408

Charge-Offs
—

—

—

—

—

—

—

(14
)
—

(14
)
Recoveries
76

—

18

—

—

—

—

3

—

97

Provision (benefit)
533

(303
)
227

(7
)
377

116

7

25

(825
)
150

Balance, end of period

$6,917


$726


$571


$1,434


$4,442


$655


$351


$402


$1,143


$16,641

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$395


$242


$—


$—


$—


$—


$22


$—


$—


$659

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$6,522


$484


$571


$1,434


$4,442


$655


$329


$402


$1,143


$15,982
Recorded Investment Segregated By Amounts Individually Or Collectively In Allowance For Loan Losses
The following is a detail of the recorded investment in the loan portfolio, segregated by amounts evaluated individually or collectively in the Allowance at the periods indicated:
(In Thousands)
Commercial

Real estate construction one-to-four family

Real estate construction other

Real estate term owner occupied

Real estate term non-owner occupied

Real estate term other

Consumer secured by 1st deed of trust

Consumer other

Total
March 31, 2014
 

 

 

 

 

 

 

 

 
Balance, end of period

$294,000



$28,128



$35,895



$80,460



$258,879



$35,103



$16,089



$18,322



$766,876

Balance, end of period:
 

 

 

 

 

 

 

 

 
Individually evaluated
 

 

 

 

 

 

 

 

 
for impairment

$1,139



$353



$812



$1,654



$1,594



$154



$269



$56



$6,031

Balance, end of period:
 

 

 

 

 

 

 

 

 
Collectively evaluated
 

 

 

 

 

 

 

 

 
for impairment

$292,861



$27,775



$35,083



$78,806



$257,285



$34,949



$15,820



$18,266



$760,845

December 31, 2013
 

 

 

 

 

 

 

 

 
Balance, end of period

$300,338



$30,161



$32,599



$91,098



$255,324



$29,976



$16,483



$18,058



$774,037

Balance, end of period:
 

 

 

 

 

 

 

 

 
Individually evaluated
 

 

 

 

 

 

 

 

 
for impairment

$838



$353



$2,520



$1,668



$1,741



$1,292



$274



$65



$8,751

Balance, end of period:
 

 

 

 

 

 

 

 

 
Collectively evaluated
 

 

 

 

 

 

 

 

 
for impairment

$299,500



$29,808



$30,079



$89,430



$253,583



$28,684



$16,209



$17,993



$765,286
Balance Of The Allowance Segregated By Segment And Class
The following represents the balance of the Allowance for the periods indicated segregated by segment and class:
(In Thousands)
Total
Commercial
Real estate construction 1-4 family
Real estate construction other
Real estate term owner occupied
Real estate term non-owner occupied
Real estate term other
Consumer secured by 1st deeds of trust
Consumer other
Unallocated
March 31, 2014
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
 
 
 
 
 
 
 
 
 
AQR Special Mention

$2


$2


$—


$—


$—


$—


$—


$—


$—


$—

AQR Substandard
280

275

—

—

—

—

—

5

—

—

Collectively evaluated for impairment:
 

 

 

 

 

 

 

 

 

AQR Pass
12,953

5,077

513

623

1,206

4,255

650

261

368

—

AQR Special Mention
580

288

—

—

201

35

5

45

6

—

AQR Substandard
30

15

—

—

—

3

—

2

10

—

Unallocated
2,187

—

—

—

—

—

—

—

—

2,187

 

$16,032


$5,657


$513


$623


$1,407


$4,293


$655


$313


$384


$2,187

December 31, 2013
 

 

 

 

 

 

 

 

 

 

Individually evaluated for impairment:
 

 

 

 

 

 

 

 

 

AQR Substandard

$11


$—


$—


$—


$—


$—


$—


$11


$—


$—

Collectively evaluated for impairment:
 

 

 

 

 

 

 

 

 

AQR Pass
13,325

5,482

527

537

1,381

4,225

537

274

362

—

AQR Special Mention
586

278

30

2

202

30

—

36

8

—

AQR Substandard
82

19

—

—

—

42

—

1

20

—

Unallocated
2,278

—

—

—

—

—

—

—

—

2,278

 

$16,282


$5,779


$557


$539


$1,583


$4,297


$537


$322


$390


$2,278