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Loans (Tables)
 3 Months Ended
Mar. 31, 2014
Loans [Abstract]  
Loan Portfolio Segmented By Risk Class
(In Thousands)
Commercial

Real estate construction one-to-four family

Real estate construction other

Real estate term owner occupied

Real estate term non-owner occupied

Real estate term other

Consumer secured by 1st deeds of trust

Consumer other

Total
March 31, 2014
 

 

 

 

 

 

 

 

 
AQR Pass

$287,224



$27,775



$35,083



$73,602



$255,703



$34,663



$15,215



$18,065



$747,330

AQR Special Mention
5,803


353


812


5,993


3,129


286


635


165


17,176

AQR Substandard
973


—


—


865


47


154


239


92


2,370

AQR Doubtful
—


—


—


—


—


—


—


—


—

AQR Loss
—


—


—


—


—


—


—


—


—

Subtotal

$294,000



$28,128



$35,895



$80,460



$258,879



$35,103



$16,089



$18,322



$766,876

Less: Unearned origination fees, net of origination costs

 

 

(3,811
)
        Total loans
 

 

 

 

 

 

 

 


$763,065

December 31, 2013
 

 

 

 

 

 

 

 

 
AQR Pass

$293,803



$28,227



$31,633



$84,191



$251,384



$28,684



$15,877



$17,694



$751,493

AQR Special Mention
6,022


1,934


966


6,235


2,620


—


397


196


18,370

AQR Substandard
513


—


—


672


1,320


1,292


209


168


4,174

AQR Doubtful
—


—


—


—


—


—


—


—


—

AQR Loss
—


—


—


—


—


—


—


—


—

Subtotal

$300,338



$30,161



$32,599



$91,098



$255,324



$29,976



$16,483



$18,058



$774,037

Less: Unearned origination fees, net of origination costs

 

 

(4,021
)
        Total loans
 

 

 

 

 

 

 

 


$770,016
Nonaccrual Loans By Segment
Nonaccrual loans at the periods indicated, by segment are presented below:
(In  Thousands)
March 31, 2014

December 31, 2013
Commercial

$653



$222

Real estate construction one-to-four family
—


—

Real estate construction other
—


—

Real estate term owner occupied
—


—

Real estate term non-owner occupied
47


151

Real estate term other
—


1,136

Consumer secured by 1st deeds of trust
217


187

Consumer other
82


119

Total

$999



$1,815
Past Due Loans And Nonaccrual Loans
Past due loans and nonaccrual loans at the periods indicated are presented below by loan class:
(In Thousands)
30-59 Days
Past Due
Still
Accruing

60-89 Days
Past Due
Still
Accruing

Greater Than
90 Days
Still
Accruing

Nonaccrual

Total Past
Due

Current

Total
March 31, 2014
 

 

 

 

 

 

 
AQR Pass

$725



$—



$—



$—



$725



$746,605



$747,330

AQR Special Mention
577


—


—


—


577


16,599


17,176

AQR Substandard
—


—


—


999


999


1,371


2,370

AQR Doubtful
—


—


—


—


—


—


—

AQR Loss
—


—


—


—


—


—


—

Subtotal

$1,302



$—



$—



$999



$2,301



$764,575



$766,876

Less: Unearned origination fees,  net of origination costs

 


 


(3,811
)
     Total
 


 


 


 


 


 



$763,065

December 31, 2013
 

 

 

 

 

 

 
AQR Pass

$672



$—



$—



$127



$799



$750,694



$751,493

AQR Special Mention
385


—


—


—


385


17,985


18,370

AQR Substandard
—


—


—


1,688


1,688


2,486


4,174

AQR Doubtful
—


—


—


—


—


—


—

AQR Loss
—


—


—


—


—


—


—

Subtotal

$1,057



$—



$—



$1,815



$2,872



$771,165



$774,037

Less: Unearned origination fees,  net of origination costs

 


 


(4,021
)
     Total
 


 


 


 


 


 



$770,016
Impaired Loans
The following table presents information about impaired loans by class as of the periods indicated:
(In Thousands)
Recorded Investment

Unpaid Principal Balance

Related Allowance
March 31, 2014
 

 

 
With no related allowance recorded
 

 

 
Commercial - AQR special mention

$125



$125



$—

Commercial - AQR substandard
390


535


—

Real estate construction one-to-four family - AQR special mention
353


353


—

Real estate construction other - AQR special mention
812


812


—

Real estate term owner occupied- AQR pass
509


509


—

Real estate term owner occupied- AQR special mention
280


280


—

Real estate term owner occupied- AQR substandard
865


865


—

Real estate term non-owner occupied- AQR pass
615


615


—

Real estate term non-owner occupied- AQR special mention
979


979


—

Real estate term other - AQR substandard
154


154


—

Consumer secured by 1st deeds of trust - AQR pass
86


86


—

Consumer other - AQR substandard
56


56


—

          Subtotal

$5,224



$5,369



$—

With an allowance recorded
 

 

 
Commercial - AQR special mention

$184



$184



$2

Commercial - AQR substandard
440


760


275

Consumer secured by 1st deeds of trust - AQR substandard
183


183


5

  Subtotal

$807



$1,127



$282

Commercial - AQR special mention

$309



$309



$2

Commercial - AQR substandard
830


1,295


275

Real estate construction one-to-four family - AQR special mention
353


353


—

Real estate construction other - AQR special mention
812


812


—

Real estate term owner-occupied - AQR pass
509


509


—

Real estate term owner-occupied - AQR special mention
280


280


—

Real estate term owner-occupied - AQR substandard
865


865


—

Real estate term non-owner occupied - AQR pass
615


615


—

Real estate term non-owner occupied - AQR special mention
979


979


—

Real estate term other - AQR substandard
154


154


—

Consumer secured by 1st deeds of trust - AQR pass
86


86


—

Consumer secured by 1st deeds of trust - AQR substandard
183


183


5

Consumer other - AQR substandard
56


56


—

  Total

$6,031



$6,496



$282

(In Thousands)
Recorded Investment
 
Unpaid Principal Balance
 
Related Allowance
December 31, 2013
 

 

 
With no related allowance recorded
 

 

 
Commercial - AQR pass

$181



$181



$—

Commercial - AQR special mention
314


314


—

Commercial - AQR substandard
343


488


—

Real estate construction one-to-four family - AQR special mention
353


353


—

Real estate construction other - AQR pass
1,686


1,686


—

Real estate construction other - AQR special mention
834


834


—

Real estate term owner occupied - AQR pass
512


512


—

Real estate term owner occupied - AQR special mention
484


484


—

Real estate term owner occupied - AQR substandard
672


672


—

Real estate term non-owner occupied - AQR special mention
786


786


—

Real estate term non-owner occupied - AQR substandard
955


955


—

Real estate term other - AQR substandard
1,292


1,571


—

Consumer secured by 1st deeds of trust - AQR pass
88


88


—

Consumer other - AQR substandard
65


65


—

  Subtotal

$8,565



$8,989



$—

With an allowance recorded
 

 

 
Consumer secured by 1st deeds of trust - AQR substandard

$186



$186



$11

         Subtotal

$186



$186



$11

Commercial - AQR pass

$181



$181



$—

Commercial - AQR special mention
314


314


—

Commercial - AQR substandard
343


488


—

Real estate construction one-to-four family - AQR special mention
353


353


—

Real estate construction other - AQR pass
1,686


1,686


—

Real estate construction other - AQR special mention
834


834


—

Real estate term owner occupied - AQR pass
512


512


—

Real estate term owner occupied - AQR special mention
484


484


—

Real estate term owner occupied - AQR substandard
672


672


—

Real estate term non-owner occupied - AQR special mention
786


786


—

Real estate term non-owner occupied - AQR substandard
955


955


—

Real estate term other - AQR substandard
1,292


1,571


—

Consumer secured by 1st deeds of trust - AQR pass
88


88


—

Consumer secured by 1st deeds of trust - AQR substandard
186


186


11

Consumer other - AQR substandard
65


65


—

  Total

$8,751



$9,175



$11
Newly Restructured Loans
The Company did not have any newly restructured loans during the three months ended March 31, 2014.
Troubled Debt Restructurings That Subsequently Defaulted
The following table presents TDRs that occurred during the last twelve months that subsequently defaulted, for the periods ending March 31, 2014 and 2013, respectively:
 
March 31, 2014
March 31, 2013
 
Number of Contracts
Recorded Investment
Number of Contracts
Recorded Investment
(In  Thousands)
Troubled Debt Restructurings that Subsequently Defaulted:
Real estate construction one-to-four family - AQR special mention
1

$353

—

$—

Total
1

$353

—

$—