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Allowance For Loan Losses (Tables)
 12 Months Ended
Dec. 31, 2013
Loans and Leases Receivable, Allowance [Abstract]  
Allowance For Loan Losses
The following tables detail activity in the Allowance for the periods indicated:
(In Thousands)
Commercial
Real estate construction one-to-four family
Real estate construction other
Real estate term owner occupied
Real estate term non-owner occupied
Real estate term other
Consumer secured by 1st deed of trust
Consumer other
Unallocated
Total
2013
 
 
 
 
 
 
 
 

 
 

Balance, beginning of period

$6,308


$1,029


$326


$1,441


$4,065


$539


$344


$388


$1,968


$16,408

Charge-Offs
(1,018
)
—

—

—

—

—

(14
)
(164
)
—

(1,196
)
Recoveries
1,049

77

79

—

488

—

—

12

—

1,705

Provision (benefit)
(560
)
(549
)
134

142

(256
)
(2
)
(8
)
154

310

(635
)
Balance, end of period

$5,779


$557


$539


$1,583


$4,297


$537


$322


$390


$2,278


$16,282

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$—


$—


$—


$—


$—


$—


$11


$—


$—


$11

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,779


$557


$539


$1,583


$4,297


$537


$311


$390


$2,278


$16,271

2012
 

 

 

 

 

 

 

 

 

 

Balance, beginning of period

$6,783


$468


$1,169


$1,272


$2,975


$788


$374


$418


$2,256


$16,503

Charge-Offs
(496
)
—

—

(274
)
—

(280
)
—

(122
)
—

(1,172
)
Recoveries
2,518

48

—

—

—

50

—

20

—

2,636

Provision (benefit)
(2,497
)
513

(843
)
443

1,090

(19
)
(30
)
72

(288
)
(1,559
)
Balance, end of period

$6,308


$1,029


$326


$1,441


$4,065


$539


$344


$388


$1,968


$16,408

Balance, end of period:
 

 

 

 

 

 

 

 

 

Individually evaluated
 

 

 

 

 

 

 

 

 

for impairment

$444


$215


$—


$—


$—


$—


$—


$—


$—


$659

Balance, end of period:
 

 

 

 

 

 

 

 

 

Collectively evaluated
 

 

 

 

 

 

 

 

 

for impairment

$5,864


$814


$326


$1,441


$4,065


$539


$344


$388


$1,968


$15,749
Recorded Investment Segregated By Amounts Individually Or Collectively In Allowance For Loan Losses
The following is a detail of the recorded investment in the loan portfolio, segregated by amounts evaluated individually or collectively in the Allowance at the periods indicated:
(In Thousands)
Commercial

Real estate construction one-to-four family

Real estate construction other

Real estate term owner occupied

Real estate term non-owner occupied

Real estate term other

Consumer secured by 1st deed of trust

Consumer other

Total
December 31, 2013
 

 

 

 

 

 

 

 

 
Balance, end of period

$300,338



$30,161



$32,599



$91,098



$255,324



$29,976



$16,483



$18,058



$774,037

Balance, end of period:
 

 

 

 

 

 

 

 

 
Individually evaluated
 

 

 

 

 

 

 

 

 
for impairment

$838



$353



$2,520



$1,668



$1,741



$1,292



$274



$65



$8,751

Balance, end of period:
 

 

 

 

 

 

 

 

 
Collectively evaluated
 

 

 

 

 

 

 

 

 
for impairment

$299,500



$29,808



$30,079



$89,430



$253,583



$28,684



$16,209



$17,993



$765,286

December 31, 2012
 

 

 

 

 

 

 

 

 
Balance, end of period

$273,432



$32,573



$21,061



$78,107



$234,643



$31,809



$17,714



$18,305



$707,644

Balance, end of period:
 

 

 

 

 

 

 

 

 
Individually evaluated
 

 

 

 

 

 

 

 

 
for impairment

$2,452



$794



$2,748



$1,083



$2,260



$3,505



$93



$158



$13,093

Balance, end of period:
 

 

 

 

 

 

 

 

 
Collectively evaluated
 

 

 

 

 

 

 

 

 
for impairment

$270,980



$31,779



$18,313



$77,024



$232,383



$28,304



$17,621



$18,147



$694,551
Balance Of The Allowance Segregated By Segment And Class
The following represents the balance of the Allowance for the periods indicated segregated by segment and class:
(In Thousands)
Total
Commercial
Real estate construction 1-4 family
Real estate construction other
Real estate term owner occupied
Real estate term non-owner occupied
Real estate term other
Consumer secured by 1st deeds of trust
Consumer other
Unallocated
December 31, 2013
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
 
 
 
 
 
 
 
 
 
AQR Substandard

$11


$—


$—


$—


$—


$—


$—


$11


$—


$—

Collectively evaluated for impairment:
 

 

 

 

 

 

 

 

 

AQR Pass
13,325

5,482

527

537

1,381

4,225

537

274

362

—

AQR Special Mention
586

278

30

2

202

30

—

36

8

—

AQR Substandard
82

19

—

—

—

42

—

1

20

—

Unallocated
2,278

—

—

—

—

—

—

—

—

2,278

 

$16,282


$5,779


$557


$539


$1,583


$4,297


$537


$322


$390


$2,278

December 31, 2012
 

 

 

 

 

 

 

 

 

 

Individually evaluated for impairment:
 

 

 

 

 

 

 

 

 

AQR Substandard

$284


$284


$—


$—


$—


$—


$—


$—


$—


$—

AQR Doubtful
374

160

214

—

—

—

—

—

—

—

Collectively evaluated for impairment:
 

 

 

 

 

 

 

 

 

AQR Pass
12,930

5,520

711

326

1,242

3,961

539

280

351

—

AQR Special Mention
490

321

16

—

51

34

—

56

12

—

AQR Substandard
362

23

88

—

148

70

—

8

25

—

Unallocated
1,968

—

—

—

—

—

—

—

—

1,968

 

$16,408


$6,308


$1,029


$326


$1,441


$4,065


$539


$344


$388


$1,968