XML 29 R43.htm IDEA: XBRL DOCUMENT v2.4.0.8
Allowance For Loan Losses (Allowance For Loan Losses) (Details) (USD $)
3 Months Ended 9 Months Ended
Sep. 30, 2013
Sep. 30, 2012
Sep. 30, 2013
Sep. 30, 2012
Financing Receivable, Allowance for Credit Losses [Line Items]        
Balance, beginning of period $ 16,528,000 $ 16,490,000 $ 16,408,000 $ 16,503,000
Charge-Offs (399,000) (69,000) (768,000) (853,000)
Recoveries 1,184,000 1,506,000 1,523,000 2,099,000
Provision (benefit) (785,000) (1,437,000) (635,000) (1,259,000)
Balance, end of period 16,528,000 16,490,000 16,528,000 16,490,000
Balance, end of period: Individually evaluated for impairment 184,000 742,000 184,000 742,000
Balance, end of period: Collectively evaluated for impairment 16,344,000 15,748,000 16,344,000 15,748,000
Commercial [Member]
       
Financing Receivable, Allowance for Credit Losses [Line Items]        
Balance, beginning of period 6,380,000 7,186,000 6,308,000 6,784,000
Charge-Offs (399,000) (30,000) (754,000) (260,000)
Recoveries 675,000 1,429,000 894,000 2,001,000
Provision (benefit) (359,000) (2,713,000) (151,000) (2,653,000)
Balance, end of period 6,297,000 5,872,000 6,297,000 5,872,000
Balance, end of period: Individually evaluated for impairment 150,000 465,000 150,000 465,000
Balance, end of period: Collectively evaluated for impairment 6,147,000 5,407,000 6,147,000 5,407,000
Real Estate Construction One-To- Four Family [Member]
       
Financing Receivable, Allowance for Credit Losses [Line Items]        
Balance, beginning of period 853,000 849,000 1,029,000 622,000
Recoveries 18,000 18,000 54,000 30,000
Provision (benefit) (256,000) 160,000 (468,000) 375,000
Balance, end of period 615,000 1,027,000 615,000 1,027,000
Balance, end of period: Individually evaluated for impairment 15,000 230,000 15,000 230,000
Balance, end of period: Collectively evaluated for impairment 600,000 797,000 600,000 797,000
Real Estate Construction Other [Member]
       
Financing Receivable, Allowance for Credit Losses [Line Items]        
Balance, beginning of period 307,000 403,000 326,000 521,000
Recoveries     78,000  
Provision (benefit) 111,000 (166,000) 14,000 (284,000)
Balance, end of period 418,000 237,000 418,000 237,000
Balance, end of period: Collectively evaluated for impairment 418,000 237,000 418,000 237,000
Real Estate Term Owner Occupied [Member]
       
Financing Receivable, Allowance for Credit Losses [Line Items]        
Balance, beginning of period 1,330,000 1,289,000 1,441,000 1,426,000
Charge-Offs       (274,000)
Provision (benefit) 36,000 37,000 (75,000) 174,000
Balance, end of period 1,366,000 1,326,000 1,366,000 1,326,000
Balance, end of period: Collectively evaluated for impairment 1,366,000 1,326,000 1,366,000 1,326,000
Real Estate Term Non-Owner Occupied [Member]
       
Financing Receivable, Allowance for Credit Losses [Line Items]        
Balance, beginning of period 3,827,000 3,529,000 4,065,000 3,421,000
Recoveries 489,000   489,000  
Provision (benefit) (242,000) 303,000 (480,000) 411,000
Balance, end of period 4,074,000 3,832,000 4,074,000 3,832,000
Balance, end of period: Collectively evaluated for impairment 4,074,000 3,832,000 4,074,000 3,832,000
Real Estate Term Other [Member]
       
Financing Receivable, Allowance for Credit Losses [Line Items]        
Balance, beginning of period 597,000 575,000 539,000 681,000
Charge-Offs       (280,000)
Recoveries   50,000   50,000
Provision (benefit) (13,000) (36,000) 45,000 138,000
Balance, end of period 584,000 589,000 584,000 589,000
Balance, end of period: Individually evaluated for impairment   34,000   34,000
Balance, end of period: Collectively evaluated for impairment 584,000 555,000 584,000 555,000
Consumer Secured By 1st Deed Of Trust [Member]
       
Financing Receivable, Allowance for Credit Losses [Line Items]        
Balance, beginning of period 332,000 428,000 344,000 402,000
Provision (benefit) 13,000 (92,000) 1,000 (66,000)
Balance, end of period 345,000 336,000 345,000 336,000
Balance, end of period: Individually evaluated for impairment   13,000   13,000
Balance, end of period: Collectively evaluated for impairment 345,000 323,000 345,000 323,000
Consumer Other [Member]
       
Financing Receivable, Allowance for Credit Losses [Line Items]        
Balance, beginning of period 385,000 446,000 388,000 390,000
Charge-Offs   (39,000) (14,000) (39,000)
Recoveries 2,000 9,000 8,000 18,000
Provision (benefit) (14,000) 97,000 (9,000) 144,000
Balance, end of period 373,000 513,000 373,000 513,000
Balance, end of period: Individually evaluated for impairment 19,000   19,000  
Balance, end of period: Collectively evaluated for impairment 354,000 513,000 354,000 513,000
Unallocated [Member]
       
Financing Receivable, Allowance for Credit Losses [Line Items]        
Balance, beginning of period 2,517,000 1,785,000 1,968,000 2,256,000
Provision (benefit) (61,000) 973,000 488,000 502,000
Balance, end of period 2,456,000 2,758,000 2,456,000 2,758,000
Balance, end of period: Collectively evaluated for impairment $ 2,456,000 $ 2,758,000 $ 2,456,000 $ 2,758,000