Allowance For Loan Losses (Tables)

12 Months Ended

Dec. 31, 2012

Allowance For Loan Losses [Abstract]

Allowance For Loan Losses

(In Thousands)	Commercial		Real estate construction one-to-four family		Real estate construction other		Real estate term owner occupied		Real estate term non-owner occupied		Real estate term other		Consumer secured by 1st deed of trust		Consumer other		Unallocated		Total
2012
Balance, beginning of period	$	6,783	$	468	$	1,169	$	1,272	$	2,975	$	788	$	374	$	418	$	2,256	$	16,503
Charge-Offs		(496)		-		-		(274)		-		(280)		-		(122)		-		(1,172)
Recoveries		2,518		48		-		-		-		50		-		20		-		2,636
Provision (benefit)		(2,497)		513		(843)		443		1,090		(19)		(30)		72		(288)		(1,559)
Balance, end of period	$	6,308	$	1,029	$	326	$	1,441	$	4,065	$	539	$	344	$	388	$	1,968	$	16,408
Balance, end of period:
Individually evaluated
for impairment	$	444	$	215	$	-	$	-	$	-	$	-	$	-	$	-	$	-	$	659
Balance, end of period:
Collectively evaluated
for impairment	$	5,864	$	814	$	326	$	1,441	$	4,065	$	539	$	344	$	388	$	1,968	$	15,749
2011
Balance, beginning of period	$	6,374		459	$	576	$	1,029		2,890		351		337	$	404	$	1,986	$	14,406
Charge-Offs		(1,225)		-		(133)		-		-		(90)		-		(71)		-		(1,519)
Recoveries		1,426		1		90		-		-		54		-		46		-		1,617
Provision (benefit)		208		7		637		243		85		473		37		39		270		1,999
Balance, end of period	$	6,783	$	468	$	1,169	$	1,272	$	2,975	$	788	$	374	$	418	$	2,256	$	16,503
Balance, end of period:
Individually evaluated
for impairment	$	620	$	-	$	494	$	-	$	67	$	-	$	-	$	-	$	-	$	1,181
Balance, end of period:
Collectively evaluated
for impairment	$	6,163	$	468	$	675	$	1,272	$	2,908	$	788	$	374	$	418	$	2,256	$	15,322

Recorded Investment Segregated By Amounts Individually Or Collectively In Allowance For Loan Losses

(In Thousands)	Commercial		Real estate construction one-to-four family		Real estate construction other		Real estate term owner occupied		Real estate term non-owner occupied		Real estate term other		Consumer secured by 1st deed of trust		Consumer other		Total
December 31, 2012
Balance, end of period	$	273,432	$	32,573	$	21,061	$	78,107	$	234,643	$	31,809	$	17,714	$	18,305	$	707,644
Balance, end of period:
Individually evaluated
for impairment	$	2,452	$	794	$	2,748	$	1,083	$	2,260	$	3,505	$	93	$	158	$	13,093
Balance, end of period:
Collectively evaluated
for impairment	$	270,980	$	31,779	$	18,313	$	77,024	$	232,383	$	28,304	$	17,621	$	18,147	$	694,551
December 31, 2011
Balance, end of period	$	252,689	$	21,859	$	18,323	$	81,481	$	195,454	$	38,925	$	20,212	$	19,622	$	648,565
Balance, end of period:
Individually evaluated
for impairment	$	3,673	$	-	$	2,355	$	925		1,864	$	486		97	$	52	$	9,452
Balance, end of period:
Collectively evaluated
for impairment	$	249,016	$	21,859	$	15,968	$	80,556	$	193,590	$	38,439	$	20,115	$	19,570	$	639,113

Balance Of The Allowance Segregated By Segment And Class

(In Thousands)	Total		Commercial		Real estate construction 1-4 family		Real estate construction other		Real estate term owner occupied		Real estate term non-owner occupied		Real estate term other		Consumer secured by 1st deeds of trust		Consumer other		Unallocated
December 31, 2012
Individually evaluated for
impairment:
AQR Substandard	$	284	$	284	$	-	$	-	$	-	$	-	$	-	$	-	$	-	$	-
AQR Doubtful		374		160		214		-		-		-		-		-		-		-
Collectively evaluated for
impairment:
AQR Pass		12,930		5,520		711		326		1,242		3,961		539		280		351		-
AQR Special Mention		490		321		16		-		51		34		-		56		12		-
AQR Substandard		362		23		88		-		148		70		-		8		25		-
Unallocated		1,968		-		-		-		-		-		-		-		-		1,968
	$	16,408	$	6,308	$	1,029	$	326	$	1,441	$	4,065	$	539	$	344	$	388	$	1,968
December 31, 2011
Individually evaluated for
impairment:
AQR Pass	$	24	$	19	$	-	$	-	$	-	$	-	$	5	$	-	$	-	$	-
AQR Special Mention		82		20		-		-		-		62		-		-		-		-
AQR Substandard		499		5		-		494		-		-		-		-		-		-
AQR Doubtful		212		212		-		-		-		-		-		-		-		-
AQR Loss		364		364		-		-		-		-		-		-		-		-
Collectively evaluated for
impairment:
AQR Pass		11,164		5,259		468		258		1,152		2,805		520		361		341		-
AQR Special Mention		971		860		-		-		33		53		5		7		13		-
AQR Substandard		926		44		-		417		87		54		254		6		64		-
AQR Doubtful		5		-		-		-		-		1		4		-		-		-
Unallocated		2,256		-		-		-		-		-		-		-		-		2,256
	$	16,503	$	6,783	$	468	$	1,169	$	1,272	$	2,975	$	788	$	374	$	418	$	2,256