Allowance For Loan Losses (Tables)

6 Months Ended

Jun. 30, 2012

Allowance For Loan Losses [Abstract]

Allowance For Loan Losses

Three Months Ended June 30,	Commercial		Real estate construction		Real estate term		Home equity lines and other consumer		Unallocated		Total
		(In Thousands)
2012
Balance, beginning of period	$	6,083	$	1,218	$	5,197	$	599	$	3,191	$	16,288
Charge-Offs		-		-		(127)		-		-		(127)
Recoveries		223		12		-		5		-		240
Provision		880		22		323		270		(1,406)		89
Balance, end of period	$	7,186	$	1,252	$	5,393	$	874	$	1,785	$	16,490
Balance, end of period: Individually evaluated
for impairment	$	542	$	263	$	67	$	49	$	-	$	921
Balance, end of period: Collectively evaluated
for impairment	$	6,644	$	989	$	5,326	$	825	$	1,785	$	15,569
2011
Balance, beginning of period	$	6,138	$	1,876	$	4,305	$	601	$	2,219	$	15,139
Charge-Offs		(91)		-		(90)		(65)		-		(246)
Recoveries		109		12		-		10		-		131
Provision		547		(256)		755		373		(869)		550
Balance, end of period	$	6,703	$	1,632	$	4,970	$	919	$	1,350	$	15,574
Balance, end of period: Individually evaluated
for impairment	$	513	$	183	$	0	$	0	$	-	$	696
Balance, end of period: Collectively evaluated
for impairment	$	6,190	$	1,449	$	4,970	$	919	$	1,350	$	14,878
Six Months Ended June 30,	Commercial		Real estate construction		Real estate term		Home equity lines and other consumer		Unallocated		Total
		(In Thousands)
2012
Balance, beginning of period	$	6,783	$	1,143	$	5,529	$	792	$	2,256	$	16,503
Charge-Offs		(231)		-		(553)		-		-		(784)
Recoveries		572		12		-		9		-		593
Provision		62		97		417		73		(471)		178
Balance, end of period	$	7,186	$	1,252	$	5,393	$	874	$	1,785	$	16,490
Balance, end of period: Individually evaluated
for impairment	$	542	$	263	$	67	$	49	$	-	$	921
Balance, end of period: Collectively evaluated
for impairment	$	6,644	$	989	$	5,326	$	825	$	1,785	$	15,569
2011
Balance, beginning of period	$	6,374	$	1,035	$	4,270	$	741	$	1,986	$	14,406
Charge-Offs		(564)		-		(90)		(65)		-		(719)
Recoveries		699		13		53		23		-		788
Provision		194		584		737		220		(636)		1,099
Balance, end of period	$	6,703	$	1,632	$	4,970	$	919	$	1,350	$	15,574
Balance, end of period: Individually evaluated
for impairment	$	513	$	183	$	0	$	0	$	-	$	696
Balance, end of period: Collectively evaluated
for impairment	$	6,190	$	1,449	$	4,970	$	919	$	1,350	$	14,878

Recorded Investment Segregated By Amounts Individually Or Collectively In Allowance For Loan Losses

	Commercial		Real estate construction		Real estate term		Home equity lines and other consumer		Total
		(In Thousands)
June 30, 2012
Balance, end of period	$	240,395	$	40,922	$	340,530	$	38,260	$	660,107
Balance, end of period: Individually evaluated
for impairment	$	2,733	$	3,670	$	7,359	$	434	$	14,196
Balance, end of period: Collectively evaluated
for impairment	$	237,662	$	37,252	$	333,171	$	37,826	$	645,911
June 30, 2011
Balance, end of period	$	232,765	$	47,639	$	314,093	$	42,458	$	636,955
Balance, end of period: Individually evaluated
for impairment	$	4,843	$	2,949	$	4,688	$	209	$	12,689
Balance, end of period: Collectively evaluated
for impairment	$	227,922	$	44,690	$	309,405	$	42,249	$	624,266

Balance Of The Allowance Segregated By Segment And Class

	Total		Commercial		Real estate construction		Real estate term		Home equity lines and other consumer		Unallocated
				(In Thousands)
June 30, 2012
Individually evaluated for impairment:
Risk Code 6 - Substandard	$	515	$	141	$	-	$	325	$	49	$	-
Risk Code 7 - Doubtful		406		400		-		6		-		-
Collectively evaluated for impairment:
Risk Code 2 - Good		14		8		-		6
Risk Code 3 - Satisfactory		11,364		4,888		1,065		4,845		566		-
Risk Code 4 - Watch		413		139		10		16		248		-
Risk Code 5 - Special Mention		1,630		1,584		6		32		8		-
Risk Code 6 - Substandard		363		26		171		163		3		-
Risk Code 7 - Doubtful		-		-		-		-		-		-
Unallocated		1,785		-		-		-		-		1,785
	$	16,490	$	7,186	$	1,252	$	5,393	$	874	$	1,785
June 30, 2011
Individually evaluated for impairment:
Risk Code 6 - Substandard	$	240	$	57	$	183	$	-	$	-	$	-
Risk Code 7 - Doubtful		456		456		-		-		-		-
Collectively evaluated for impairment:
Risk Code 3 - Satisfactory		9,512		3,809		1,041		4,094		568		-
Risk Code 4 - Watch		513		143		68		13		289		-
Risk Code 5 - Special Mention		2,271		2,180		-		31		60		-
Risk Code 6 - Substandard		1,232		58		340		832		2		-
Risk Code 7 - Doubtful		-		-		-		-		-		-
Unallocated		1,350		-		-		-		-		1,350
	$	15,574	$	6,703	$	1,632	$	4,970	$	919	$	1,350