The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
MCDONALDS CORP com 580135101   33,190,143 111,936 SH   SOLE 0 0 0 0
JOHNSON&JOHNSON com 478160104   32,823,712 209,415 SH   SOLE 0 0 0 0
ABBVIE INC com 00287Y109   30,521,806 196,953 SH   SOLE 0 0 0 0
BERKSHIRE HATH-B com 084670702   24,753,452 69,404 SH   SOLE 0 0 0 0
ABBOTT LABS com 002824100   24,313,329 220,890 SH   SOLE 0 0 0 0
JPMORGAN CHASE com 46625H100   22,318,821 131,210 SH   SOLE 0 0 0 0
WYNDHAM HOTELS & com 98311A105   21,783,632 270,907 SH   SOLE 0 0 0 0
PEPSICO INC com 713448108   19,882,099 117,064 SH   SOLE 0 0 0 0
MONDELEZ INTER-A com 609207105   18,329,884 253,070 SH   SOLE 0 0 0 0
ZOETIS INC com 98978V103   18,047,118 91,438 SH   SOLE 0 0 0 0
COOPER COS INC com 216648402   17,415,430 46,019 SH   SOLE 0 0 0 0
CIE FINANCI-REG com H25662182   17,225,909 125,232 SH   SOLE 0 0 0 0
PHILIP MORRIS IN com 718172109   17,171,105 182,516 SH   SOLE 0 0 0 0
EQUIFAX INC com 294429105   16,861,963 68,187 SH   SOLE 0 0 0 0
WESTAMERICA BANC com 957090103   16,623,865 294,697 SH   SOLE 0 0 0 0
GRACO INC com 384109104   15,935,817 183,677 SH   SOLE 0 0 0 0
WARNER MUSIC-A com 934550203   15,663,100 437,639 SH   SOLE 0 0 0 0
COCA-COLA CO/THE com 191216100   15,306,596 259,742 SH   SOLE 0 0 0 0
HEINEKEN HLDG com N39338194   15,028,164 177,628 SH   SOLE 0 0 0 0
LIVE NATION ENTE com 538034109   14,543,474 155,379 SH   SOLE 0 0 0 0
KENVUE INC com 49177J102   14,404,474 669,042 SH   SOLE 0 0 0 0
APPLE INC com 037833100   14,181,375 73,658 SH   SOLE 0 0 0 0
LOCKHEED MARTIN com 539830109   14,014,951 30,922 SH   SOLE 0 0 0 0
WALT DISNEY CO com 254687106   13,312,087 147,437 SH   SOLE 0 0 0 0
DIAGEO PLC-ADR com 25243Q205   13,225,782 90,799 SH   SOLE 0 0 0 0
REGENCY CENTERS com 758849103   12,989,826 193,878 SH   SOLE 0 0 0 0
EXXON MOBIL CORP com 30231G102   12,503,549 125,061 SH   SOLE 0 0 0 0
BROWN-FORMAN -B com 115637209   11,789,532 206,472 SH   SOLE 0 0 0 0
OXFORD INDS INC com 691497309   10,921,150 109,212 SH   SOLE 0 0 0 0
RETAIL OPPORTUNI com 76131N101   10,762,553 767,110 SH   SOLE 0 0 0 0
NISOURCE INC com 65473P105   8,624,714 324,848 SH   SOLE 0 0 0 0
PRICE T ROWE GROUP INC com 74144T108   8,450,973 78,475 SH   SOLE 0 0 0 0
ALTRIA GROUP INC com 02209S103   4,019,800 99,648 SH   SOLE 0 0 0 0
DOMINION ENERGY com 25746U109   3,993,402 84,966 SH   SOLE 0 0 0 0
MICROSOFT CORP com 594918104   3,636,307 9,670 SH   SOLE 0 0 0 0
LYONDELLBASELL-A com N53745100   3,555,992 37,400 SH   SOLE 0 0 0 0
BERKSHIRE HATH-A com 084670108   2,713,125 5 SH   SOLE 0 0 0 0
ALPHABET INC-A com 02079K305   1,709,806 12,240 SH   SOLE 0 0 0 0
VISA INC-CLASS A com 92826C839   1,350,435 5,187 SH   SOLE 0 0 0 0
WORLD ACCEP CORPORATION com 981419104   1,001,165 7,670 SH   SOLE 0 0 0 0
CREDIT ACCEP CORP MICH com 225310101   996,205 1,870 SH   SOLE 0 0 0 0
NVIDIA CORP com 67066G104   810,180 1,636 SH   SOLE 0 0 0 0
BANK HAWAII CORP com 062540109   738,585 10,193 SH   SOLE 0 0 0 0
ORACLE CORP com 68389X105   695,838 6,600 SH   SOLE 0 0 0 0
ILLINOIS TOOL WO com 452308109   550,074 2,100 SH   SOLE 0 0 0 0
AMERICAN TOWER C com 03027X100   539,700 2,500 SH   SOLE 0 0 0 0
WASTE MANAGEMENT com 94106L109   537,300 3,000 SH   SOLE 0 0 0 0
UNILEVER PLC-ADR com 904767704   484,509 9,994 SH   SOLE 0 0 0 0
FERRARI NV com N3167Y103   457,436 1,357 SH   SOLE 0 0 0 0
CATERPILLAR INC com 149123101   443,505 1,500 SH   SOLE 0 0 0 0
NEXTERA ENERGY com 65339F101   437,328 7,200 SH   SOLE 0 0 0 0
3M CO com 88579Y101   371,688 3,400 SH   SOLE 0 0 0 0
PROCTER & GAMBLE com 742718109   249,118 1,700 SH   SOLE 0 0 0 0
AMAZON.COM INC com 023135106   248,422 1,635 SH   SOLE 0 0 0 0
UNITED PARCEL-B com 911312106   235,845 1,500 SH   SOLE 0 0 0 0
BANK NEW YORK MELLON CORP com 064058100   208,200 4,000 SH   SOLE 0 0 0 0