The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
JOHNSON&JOHNSON com 478160104 30,978 224,199 SH   SOLE 0 0 0 0
MCDONALDS CORP com 580135101 18,966 113,372 SH   SOLE 0 0 0 0
ALTRIA GROUP INC com 02209S103 17,401 288,529 SH   SOLE 0 0 0 0
ABBOTT LABS com 002824100 16,934 230,840 SH   SOLE 0 0 0 0
BERKSHIRE HATH-B com 084670702 15,308 71,497 SH   SOLE 0 0 0 0
PHILIP MORRIS IN com 718172109 15,056 184,645 SH   SOLE 0 0 0 0
JPMORGAN CHASE com 46625H100 13,998 124,055 SH   SOLE 0 0 0 0
DIAGEO PLC-ADR com 25243Q205 13,292 93,826 SH   SOLE 0 0 0 0
CIE FINANCI-REG com 097174610 13,425 161,909 SH   SOLE 0 0 0 0
EXXON MOBIL CORP com 30231G102 13,155 154,728 SH   SOLE 0 0 0 0
APPLE INC com 037833100 12,971 57,459 SH   SOLE 0 0 0 0
ABBVIE INC com 00287Y109 12,904 136,436 SH   SOLE 0 0 0 0
HEINEKEN HLDG com 022350277 13,083 142,050 SH   SOLE 0 0 0 0
PEPSICO INC com 713448108 12,868 115,096 SH   SOLE 0 0 0 0
DOMINION ENERGY com 25746U109 12,255 174,367 SH   SOLE 0 0 0 0
MONDELEZ INTER-A com 609207105 11,995 279,212 SH   SOLE 0 0 0 0
LOCKHEED MARTIN com 539830109 11,817 34,158 SH   SOLE 0 0 0 0
REGENCY CENTERS com 758849103 11,596 179,317 SH   SOLE 0 0 0 0
COCA-COLA CO/THE com 191216100 11,579 250,680 SH   SOLE 0 0 0 0
WALT DISNEY CO com 254687106 11,456 97,969 SH   SOLE 0 0 0 0
TWENTY-FIRST - B com 90130A200 11,290 246,409 SH   SOLE 0 0 0 0
OXFORD INDS INC com 691497309 10,085 111,805 SH   SOLE 0 0 0 0
BROWN-FORMAN -B com 115637209 9,797 193,806 SH   SOLE 0 0 0 0
LABORATORY CP com 50540R409 9,794 56,389 SH   SOLE 0 0 0 0
BANK NY MELLON com 064058100 9,541 187,125 SH   SOLE 0 0 0 0
ZOETIS INC com 98978V103 9,260 101,140 SH   SOLE 0 0 0 0
RETAIL OPPORTUNI com 76131N101 9,159 490,585 SH   SOLE 0 0 0 0
WESTAMERICA BANC com 957090103 7,962 132,343 SH   SOLE 0 0 0 0
NISOURCE INC com 65473P105 7,578 304,107 SH   SOLE 0 0 0 0
GRACO INC com 384109104 6,919 149,305 SH   SOLE 0 0 0 0
EQUIFAX INC com 294429105 6,855 52,500 SH   SOLE 0 0 0 0
WYNDHAM HOTELS & com 98311A105 4,509 81,149 SH   SOLE 0 0 0 0
QURATE RETAIL IN com 74915M100 4,246 191,168 SH   SOLE 0 0 0 0
IBM com 459200101 3,279 21,682 SH   SOLE 0 0 0 0
ORITANI FINANCIA com 68633D103 3,256 209,411 SH   SOLE 0 0 0 0
BERKSHIRE HATH-A com 084670108 1,600 5 SH   SOLE 0 0 0 0
AT&T INC com 00206R102 1,056 31,433 SH   SOLE 0 0 0 0
LYONDELLBASELL-A com 050828824 1,029 10,037 SH   SOLE 0 0 0 0
CHEVRON CORP com 166764100 940 7,685 SH   SOLE 0 0 0 0
TWENTY-FIRST C-A com 90130A101 939 20,260 SH   SOLE 0 0 0 0
VISA INC-CLASS A com 92826C839 769 5,126 SH   SOLE 0 0 0 0
ALPHABET INC-A com 02079K305 742 615 SH   SOLE 0 0 0 0
GENERAL ELECTRIC com 369604103 707 62,666 SH   SOLE 0 0 0 0
ECOLAB INC com 278865100 518 3,307 SH   SOLE 0 0 0 0
WORLD ACCEPTANCE com 981419104 515 4,500 SH   SOLE 0 0 0 0
VANG RUSS GROWTH com 92206C680 480 3,000 SH   SOLE 0 0 0 0
VANGUARD S/C V E com 922908611 418 3,000 SH   SOLE 0 0 0 0
FERRARI NV com 134114495 380 2,773 SH   SOLE 0 0 0 0
ALPHABET INC-C com 02079K107 358 300 SH   SOLE 0 0 0 0
REDWOOD TRUST com 758075402 344 21,167 SH   SOLE 0 0 0 0
PORSCHE AUTOMOBI com 73328P106 314 47,029 SH   SOLE 0 0 0 0
COPART INC com 217204106 309 6,000 SH   SOLE 0 0 0 0
DUKE ENERGY CORP com 26441C204 288 3,594 SH   SOLE 0 0 0 0
VANG RUS 1000 V com 92206C714 277 2,500 SH   SOLE 0 0 0 0
ALLIANCE DATA com 018581108 260 1,100 SH   SOLE 0 0 0 0
CREDIT ACCEPTANC com 225310101 241 550 SH   SOLE 0 0 0 0
VANGUARD UTI ETF com 92204A876 236 2,000 SH   SOLE 0 0 0 0
CONS EDISON INC com 209115104 229 3,000 SH   SOLE 0 0 0 0
INVESCO QQQ TRUS com 46090E103 223 1,200 SH   SOLE 0 0 0 0
ROYAL DUTCH-ADR com 780259206 217 3,182 SH   SOLE 0 0 0 0
VANGUARD M/C GRW com 922908538 214 1,500 SH   SOLE 0 0 0 0
INTEL CORP com 458140100 213 4,500 SH   SOLE 0 0 0 0