Non-current Assets and Disposal Groups Held for Sale and Liabilities Included in Disposal Groups for Sale

12 Months Ended

Dec. 31, 2024

Non-current Assets and Disposal Groups Held for Sale and Liabilities Included in Disposal Groups for Sale [Abstract]

Non-current assets and disposal groups held for sale and Liabilities included in disposal groups for sale

18. Non-current assets and disposal groups held for sale and Liabilities included in disposal groups for sale:

(a) At the end of each year, the item is composed as follows:

	2024			2023
	MCh$			MCh$
Assets received in lieu of payment or awarded at judicial sale (*)
Assets awarded in judicial auction		27,854			20,012
Assets received in lieu of payment		17,022			5,912
Provision for assets received in lieu of payment or awarded		(3,456	)		(2,022	)
Non-current assets for sale
Investments in other companies		—			—
Assets for recovery of assets transferred in financial leasing operations		603			1,555
Disposal groups held for sale					—
Total		42,023			25,457

(*) Assets received in lieu of payment refer to assets accepted as payment for past-due or written-off debts owed by customers. The assets acquired in this manner does not exceed 20% of the Bank’s effective equity.

(b) The changes of the provision for assets received in lieu of payment during the periods 2024 and 2023 are as follows:

Provision for assets received in lieu of payment	MCh$
Balance as of January 1, 2023		1,042
Provisions used		(1,032	)
Provisions established		2,012
Provisions released		—
Balance as of December 31, 2023		2,022
Provisions used		(1,890	)
Provisions established		3,324
Provisions released		—
Balance as of December 31, 2024		3,456

(c) The Bank does not present liabilities included in the disposal group for sale during the years 2024 and 2023.