AMENDMENT NO. 5

AMENDED AND RESTATED PARTICIPATION AGREEMENT

Amendment No. 5, dated as of September 26, 2015 (“Amendment No. 5”), to the Amended and Restated Participation Agreement, dated as of May 23, 2012, as amended (“Agreement”), by and among AXA Premier VIP Trust (“Trust”), MONY Life Insurance Company of America and AXA Distributors, LLC (collectively, the “Parties”).

The Parties hereby agree to modify and amend the Agreement as follows:

1. Removed Portfolios. The following Portfolios of the Trust are hereby deleted in their entirety from the Agreement: Charter^SM Alternative 100 Conservative Plus Portfolio, Charter^SM Alternative 100 Growth Portfolio, Charter^SM International Conservative Portfolio, Charter^SM International Growth Portfolio, Charter^SM Equity Portfolio and Charter^SM Fixed Income Portfolio.

2. Schedule A. Schedule A to the Agreement, setting forth the Portfolios of the Trust on behalf of which the Trust is entering into the Agreement is hereby replaced in its entirety by Schedule A attached hereto.

Except as modified and amended hereby, the Agreement is hereby ratified and confirmed in full force and effect in accordance with its terms.

IN WITNESS WHEREOF, the parties have executed and delivered this Amendment No. 5 as of the date first above set forth.

AXA PREMIER VIP TRUST		MONY LIFE INSURANCE COMPANY OF AMERICA
By:	/s/ Brian E. Walsh	By:	/s/ Steven M. Joenk
Name:	Brian E. Walsh	Name:	Steven M. Joenk
Title:	Chief Financial Officer and Treasurer	Title:	Senior Vice President
AXA DISTRIBUTORS, LLC
By:	/s/ Nicholas B. Lane
Name:	Nicholas B. Lane
Title:	Chairman, President and Chief Executive Officer

SCHEDULE A

AMENDMENT NO. 5

AMENDED AND RESTATED PARTICIPATION AGREEMENT

AXA Aggressive Allocation Portfolio

AXA Conservative Allocation Portfolio

AXA Conservative–Plus Allocation Portfolio

AXA Moderate Allocation Portfolio

AXA Moderate–Plus Allocation Portfolio

Charter^SM Conservative Portfolio

Charter^SM Moderate Portfolio

Charter^SM Moderate Growth Portfolio

Charter^SM Growth Portfolio

Charter^SM Aggressive Growth Portfolio

Charter^SM International Moderate Portfolio

Charter^SM Income Strategies Portfolio

Charter^SM Interest Rate Strategies Portfolio

Charter^SM Real Assets Portfolio

Charter^SM Alternative 100 Moderate Portfolio

Charter^SM Multi-Sector Bond Portfolio

Charter^SM Small Cap Growth Portfolio

Charter^SM Small Cap Value Portfolio

Target 2015 Allocation Portfolio

Target 2025 Allocation Portfolio

Target 2035 Allocation Portfolio

Target 2045 Allocation Portfolio