EXHIBIT 15.3

CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

We consent to the incorporation by reference in Registration Statement No. 333-287829 on Form F-3 of our reports dated 13 February 2026, relating to the financial statements of Lloyds Banking Group plc and the effectiveness of Lloyds Banking Group plc’s internal control over financial reporting appearing in this Annual Report on Form 20-F for the year ended 31 December 2025.

/s/ Deloitte LLP

London, United Kingdom

13 February 2026