XML 553 R189.htm IDEA: XBRL DOCUMENT v3.25.4
Allowance for expected credit losses - Schedule of impairment allowances 1 (Details) - GBP (£)
£ in Millions
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total £ (907,307) £ (870,816)  
Total loans and advances to customers      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total (481,463) (459,857)  
Total loans and advances to customers | Stage 1 and 2 | 12-month expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total (429,456) (404,624)  
Total loans and advances to customers | Stage 1 and 2 | Lifetime expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total (41,602) (43,605)  
Total loans and advances to customers | Stage 3 £m | Lifetime expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total (5,488) (5,608)  
Total loans and advances to customers | POCI £m | Lifetime expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total (4,917) (6,020)  
Retail – UK mortgages      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total (323,087) (312,280)  
Retail – UK mortgages | Stage 1 and 2 | 12-month expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total (284,256) (269,707)  
Retail – UK mortgages | Stage 1 and 2 | Lifetime expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total (30,207) (32,722)  
Retail – UK mortgages | Stage 3 £m | Lifetime expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total (3,707) (3,831)  
Retail – UK mortgages | POCI £m | Lifetime expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total (4,917) (6,020)  
Credit cards      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total (17,344) (15,661)  
Credit cards | Stage 1 and 2 | 12-month expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total (15,113) (13,385)  
Credit cards | Stage 1 and 2 | Lifetime expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total (2,078) (2,144)  
Credit cards | Stage 3 £m | Lifetime expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total (153) (132)  
Commercial Banking      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total (90,307) (87,602)  
Commercial Banking | Stage 1 and 2 | 12-month expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total (83,847) (81,272)  
Commercial Banking | Stage 1 and 2 | Lifetime expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total (5,085) (4,904)  
Commercial Banking | Stage 3 £m | Lifetime expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total (1,375) (1,426)  
Allowance for expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 3,228 3,481  
Allowance for expected credit losses | Financial assets at amortised cost      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 3,017 3,196  
Allowance for expected credit losses | Financial assets at fair value through other comprehensive income      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 3 4  
Allowance for expected credit losses | Stage 1 and 2 | 12-month expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 861 889  
Allowance for expected credit losses | Stage 1 and 2 | 12-month expected credit losses | Financial assets at amortised cost      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 742 740  
Allowance for expected credit losses | Stage 1 and 2 | 12-month expected credit losses | Financial assets at fair value through other comprehensive income      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 3 4  
Allowance for expected credit losses | Stage 1 and 2 | Lifetime expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 1,160 1,286  
Allowance for expected credit losses | Stage 1 and 2 | Lifetime expected credit losses | Financial assets at amortised cost      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 1,077 1,160  
Allowance for expected credit losses | Stage 1 and 2 | Lifetime expected credit losses | Financial assets at fair value through other comprehensive income      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 0 0  
Allowance for expected credit losses | Stage 3 £m | Lifetime expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 1,048 1,119  
Allowance for expected credit losses | Stage 3 £m | Lifetime expected credit losses | Financial assets at amortised cost      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 1,039 1,109  
Allowance for expected credit losses | Stage 3 £m | Lifetime expected credit losses | Financial assets at fair value through other comprehensive income      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 0 0  
Allowance for expected credit losses | POCI £m | Lifetime expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 159 187  
Allowance for expected credit losses | POCI £m | Lifetime expected credit losses | Financial assets at amortised cost      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 159 187  
Allowance for expected credit losses | POCI £m | Lifetime expected credit losses | Financial assets at fair value through other comprehensive income      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 0 0  
Allowance for expected credit losses | Loans and advances to banks      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 1 1  
Allowance for expected credit losses | Loans and advances to banks | Stage 1 and 2 | 12-month expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 1 1  
Allowance for expected credit losses | Loans and advances to banks | Stage 1 and 2 | Lifetime expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 0 0  
Allowance for expected credit losses | Loans and advances to banks | Stage 3 £m | Lifetime expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 0 0  
Allowance for expected credit losses | Loans and advances to banks | POCI £m | Lifetime expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 0 0  
Allowance for expected credit losses | Total loans and advances to customers      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 3,011 3,191 £ 3,717
Allowance for expected credit losses | Total loans and advances to customers | Stage 1 and 2 | 12-month expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 737 736 900
Allowance for expected credit losses | Total loans and advances to customers | Stage 1 and 2 | Lifetime expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 1,077 1,160 1,467
Allowance for expected credit losses | Total loans and advances to customers | Stage 3 £m | Lifetime expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 1,038 1,108 1,137
Allowance for expected credit losses | Total loans and advances to customers | POCI £m | Lifetime expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 159 187 213
Allowance for expected credit losses | Total Retail      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 2,177 2,309  
Allowance for expected credit losses | Total Retail | Stage 1 and 2 | 12-month expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 564 531  
Allowance for expected credit losses | Total Retail | Stage 1 and 2 | Lifetime expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 798 896  
Allowance for expected credit losses | Total Retail | Stage 3 £m | Lifetime expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 656 695  
Allowance for expected credit losses | Total Retail | POCI £m | Lifetime expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 159 187  
Allowance for expected credit losses | Retail – UK mortgages      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 726 848 1,105
Allowance for expected credit losses | Retail – UK mortgages | Stage 1 and 2 | 12-month expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 51 53 161
Allowance for expected credit losses | Retail – UK mortgages | Stage 1 and 2 | Lifetime expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 207 273 374
Allowance for expected credit losses | Retail – UK mortgages | Stage 3 £m | Lifetime expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 309 335 357
Allowance for expected credit losses | Retail – UK mortgages | POCI £m | Lifetime expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 159 187 213
Allowance for expected credit losses | Credit cards      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 514 579 699
Allowance for expected credit losses | Credit cards | Stage 1 and 2 | 12-month expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 145 149 168
Allowance for expected credit losses | Credit cards | Stage 1 and 2 | Lifetime expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 248 297 401
Allowance for expected credit losses | Credit cards | Stage 3 £m | Lifetime expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 121 133 130
Allowance for expected credit losses | Credit cards | POCI £m | Lifetime expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 0 0  
Allowance for expected credit losses | Other      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 937 882  
Allowance for expected credit losses | Other | Stage 1 and 2 | 12-month expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 368 329  
Allowance for expected credit losses | Other | Stage 1 and 2 | Lifetime expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 343 326  
Allowance for expected credit losses | Other | Stage 3 £m | Lifetime expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 226 227  
Allowance for expected credit losses | Other | POCI £m | Lifetime expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 0 0  
Allowance for expected credit losses | Commercial Banking      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 834 882 1,022
Allowance for expected credit losses | Commercial Banking | Stage 1 and 2 | 12-month expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 173 205 232
Allowance for expected credit losses | Commercial Banking | Stage 1 and 2 | Lifetime expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 279 264 372
Allowance for expected credit losses | Commercial Banking | Stage 3 £m | Lifetime expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 382 413 £ 418
Allowance for expected credit losses | Commercial Banking | POCI £m | Lifetime expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 0 0  
Allowance for expected credit losses | Other      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 0 0  
Allowance for expected credit losses | Other | Stage 1 and 2 | 12-month expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 0 0  
Allowance for expected credit losses | Other | Stage 1 and 2 | Lifetime expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 0 0  
Allowance for expected credit losses | Other | Stage 3 £m | Lifetime expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 0 0  
Allowance for expected credit losses | Other | POCI £m | Lifetime expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 0 0  
Allowance for expected credit losses | Debt securities:      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 5 4  
Allowance for expected credit losses | Debt securities: | Stage 1 and 2 | 12-month expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 4 3  
Allowance for expected credit losses | Debt securities: | Stage 1 and 2 | Lifetime expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 0 0  
Allowance for expected credit losses | Debt securities: | Stage 3 £m | Lifetime expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 1 1  
Allowance for expected credit losses | Debt securities: | POCI £m | Lifetime expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 0 0  
Allowance for expected credit losses | Other assets      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 14 15  
Allowance for expected credit losses | Other assets | Stage 1 and 2 | 12-month expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 6 7  
Allowance for expected credit losses | Other assets | Stage 1 and 2 | Lifetime expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 0 0  
Allowance for expected credit losses | Other assets | Stage 3 £m | Lifetime expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 8 8  
Allowance for expected credit losses | Other assets | POCI £m | Lifetime expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 0 0  
Allowance for expected credit losses | Provisions in relation to loan commitments and financial guarantees      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 197 270  
Allowance for expected credit losses | Provisions in relation to loan commitments and financial guarantees | Stage 1 and 2 | 12-month expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 113 142  
Allowance for expected credit losses | Provisions in relation to loan commitments and financial guarantees | Stage 1 and 2 | Lifetime expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 83 126  
Allowance for expected credit losses | Provisions in relation to loan commitments and financial guarantees | Stage 3 £m | Lifetime expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total 1 2  
Allowance for expected credit losses | Provisions in relation to loan commitments and financial guarantees | POCI £m | Lifetime expected credit losses      
Schedule Of Allowance Account For Credit Losses Of Financial Assets [Line Items]      
Total £ 0 £ 0