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Operating expenses - Schedule of Operating Expenses (Details) - GBP (£)
£ in Millions
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Disclosure of attribution of expenses by nature to their function [line items]      
Salaries and social security costs £ 3,846 £ 3,819 £ 3,651
Pensions and other retirement benefit schemes (note 12) 527 526 355
Restructuring and other staff costs 334 327 487
Staff costs: 4,707 4,672 4,493
Premises and equipment costs 503 454 449
Depreciation and amortisation 3,477 3,426 2,905
UK bank levy 130 147 150
Regulatory and legal provisions (note 28) 968 899 675
Other 2,786 2,594 2,720
Operating expenses before adjustment for: 12,571 12,192 11,392
Amounts attributable to the acquisition of insurance and participating investment contracts (191) (182) (183)
Amounts reported within insurance service expenses (414) (409) (386)
Total operating expenses 11,966 11,601 [1] 10,823 [1]
Social security contributions 454 428 371
Gain loss on sale of leased assets net operating leases 10 59 93
Premises      
Disclosure of attribution of expenses by nature to their function [line items]      
Depreciation, property, plant and equipment including right-of-use assets 101 96 110
Equipment      
Disclosure of attribution of expenses by nature to their function [line items]      
Depreciation, property, plant and equipment including right-of-use assets 349 400 388
Operating lease assets      
Disclosure of attribution of expenses by nature to their function [line items]      
Depreciation, property, plant and equipment including right-of-use assets 1,470 1,410 1,070
Right-of-use assets (note 25)      
Disclosure of attribution of expenses by nature to their function [line items]      
Depreciation, property, plant and equipment including right-of-use assets £ 182 £ 198 £ 209
[1] 1Comparative periods have been represented for presentational changes. See note 1.