XML 475 R131.htm IDEA: XBRL DOCUMENT v3.25.0.1
Insurance business - (G) Impacts of insurance and participating investment contracts recognised in the year (Details) - GBP (£)
£ in Millions
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Disclosure of actual claims compared with previous estimates [line items]    
Profitable contracts issued £m £ 0 £ 0
Onerous contracts issued £m 93 71
Total £m 93 71
Estimates of the present value of future cash outflows    
Disclosure of actual claims compared with previous estimates [line items]    
Profitable contracts issued £m 1,502 5,537
Onerous contracts issued £m 4,701 589
Total £m 6,203 6,126
Insurance acquisition cash flows    
Disclosure of actual claims compared with previous estimates [line items]    
Profitable contracts issued £m 56 87
Onerous contracts issued £m 203 142
Total £m 259 229
Claims and other directly attributable expenses    
Disclosure of actual claims compared with previous estimates [line items]    
Profitable contracts issued £m 1,446 5,450
Onerous contracts issued £m 4,498 447
Total £m 5,944 5,897
Estimates of the present value of future cash inflows    
Disclosure of actual claims compared with previous estimates [line items]    
Profitable contracts issued £m (1,577) (5,708)
Onerous contracts issued £m (4,659) (525)
Total £m (6,236) (6,233)
Risk adjustment for non-financial risk    
Disclosure of actual claims compared with previous estimates [line items]    
Profitable contracts issued £m 14 79
Onerous contracts issued £m 51 7
Total £m 65 86
Contractual service margin    
Disclosure of actual claims compared with previous estimates [line items]    
Profitable contracts issued £m 61 92
Onerous contracts issued £m 0 0
Total £m £ 61 £ 92