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Insurance business - (E) Summary of contractual service margin and risk adjustment (Details) - GBP (£)
£ in Millions
Dec. 31, 2024
Dec. 31, 2023
Disclosure of information about expected recognition of contractual service margin in profit or loss [line items]    
Total CSM £ 4,179 £ 4,194
Total CSM   4,195
Total risk adjustment 841 1,110
Total 5,020 5,305
Life    
Disclosure of information about expected recognition of contractual service margin in profit or loss [line items]    
Total CSM 4,179 4,195
Total risk adjustment 823 1,094
Total 5,002 5,289
Non-life    
Disclosure of information about expected recognition of contractual service margin in profit or loss [line items]    
Total CSM 0 0
Total risk adjustment 18 16
Total 18 16
Insurance and participating investment contracts    
Disclosure of information about expected recognition of contractual service margin in profit or loss [line items]    
Total CSM 4,646 4,415
Total risk adjustment 910 1,176
Insurance and participating investment contracts | Disposal group    
Disclosure of information about expected recognition of contractual service margin in profit or loss [line items]    
Total CSM 544 0
Total risk adjustment 36 0
Insurance and participating investment contracts | Life    
Disclosure of information about expected recognition of contractual service margin in profit or loss [line items]    
Total CSM 4,646 4,415
Total risk adjustment 891 1,159
Insurance and participating investment contracts | Non-life    
Disclosure of information about expected recognition of contractual service margin in profit or loss [line items]    
Total CSM 0 0
Total risk adjustment 19 17
Reinsurance contract liabilities    
Disclosure of information about expected recognition of contractual service margin in profit or loss [line items]    
Total CSM (467) (221)
Total CSM   (220)
Total risk adjustment (69) (66)
Reinsurance contract liabilities | Disposal group    
Disclosure of information about expected recognition of contractual service margin in profit or loss [line items]    
Total CSM (426) 0
Total risk adjustment (36) 0
Reinsurance contract liabilities | Life    
Disclosure of information about expected recognition of contractual service margin in profit or loss [line items]    
Total CSM (467) (220)
Total risk adjustment (68) (65)
Reinsurance contract liabilities | Non-life    
Disclosure of information about expected recognition of contractual service margin in profit or loss [line items]    
Total CSM 0 0
Total risk adjustment £ (1) £ (1)