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CONSOLIDATED INCOME STATEMENT - GBP (£)
£ in Millions
12 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Dec. 31, 2019
Profit or loss [abstract]      
Interest income £ 13,258 £ 14,306 £ 16,861
Interest expense (3,892) (3,557) (6,681)
Net interest income 9,366 10,749 10,180
Fee and commission income 2,608 2,308 2,756
Fee and commission expense (1,185) (1,148) (1,350)
Net fee and commission income 1,423 1,160 1,406
Net trading income 17,200 7,220 18,288
Insurance premium income 8,283 8,615 9,574
Other operating income 1,172 1,423 2,908
Other income 28,078 18,418 32,176
Total income 37,444 29,167 42,356
Insurance claims (21,120) (14,041) (23,997)
Total income, net of insurance claims 16,324 15,126 18,359
Operating costs (10,800) (9,745) (12,670)
Impairment credit (charge) 1,378 (4,155) (1,296)
Profit before tax 6,902 1,226 4,393
Tax (expense) credit (1,017) 161 (1,387)
Profit for the year 5,885 1,387 3,006
Profit attributable to ordinary shareholders 5,355 865 2,459
Profit attributable to other equity holders 429 453 466
Profit attributable to equity holders 5,784 1,318 2,925
Profit attributable to non-controlling interests £ 101 £ 69 £ 81
Basic earnings per share (in GBP per share) £ 0.075 £ 0.012 £ 0.035
Diluted earnings per share (in GBP per share) £ 0.075 £ 0.012 £ 0.034