XML 72 R65.htm IDEA: XBRL DOCUMENT v3.21.2
Financial assets at amortised cost - Loans and advances to banks, customers, and of debt securities (Details) - GBP (£)
£ in Millions
6 Months Ended 12 Months Ended
Jun. 30, 2021
Jun. 30, 2020
Dec. 31, 2020
Disclosure of financial assets [line items]      
Allowance account for credit losses of financial assets at beginning of period £ 6,247    
Net carrying amount 10,811   £ 10,746
Allowance account for credit losses of financial assets at end of period 5,058   6,247
Net carrying amount 500,356   498,843
Net carrying amount 5,008   5,405
Total financial assets at amortised cost 516,175   514,994
Loans and advances to banks      
Disclosure of financial assets [line items]      
Allowance account for credit losses of financial assets at beginning of period 6 £ 2 2
Exchange and other adjustments 0   (1)
Additions (repayments) 2   0
Other changes in credit quality (5)    
(Credit) charge to the income statement (3)   5
Allowance account for credit losses of financial assets at end of period 3   6
Loans and advances to customers      
Disclosure of financial assets [line items]      
Allowance account for credit losses of financial assets at beginning of period 5,760 3,259 3,259
Exchange and other adjustments 163   74
Additions (repayments) (350)   127
Other changes in credit quality (435)   2,204
(Credit) charge to the income statement (622)   3,850
Impact of transfers between stages 160   1,367
Methodology and model changes 3   152
Advances written off (616)   (1,626)
Recoveries of advances written off in previous years 72   250
Discount unwind (85)   (47)
Allowance account for credit losses of financial assets at end of period 4,672   5,760
Debt securities      
Disclosure of financial assets [line items]      
Allowance account for credit losses of financial assets at beginning of period 3 3 3
Exchange and other adjustments 0   0
Additions (repayments) 0   0
(Credit) charge to the income statement 0   1
Advances written off   (1)  
Allowance account for credit losses of financial assets at end of period 3   3
Residual value and voluntary terminations      
Disclosure of financial assets [line items]      
Allowance account for credit losses of financial assets at beginning of period 192    
Allowance account for credit losses of financial assets at end of period 136   192
Stage 1      
Disclosure of financial assets [line items]      
Allowance account for credit losses of financial assets at beginning of period 1,591    
Allowance account for credit losses of financial assets at end of period 1,362   1,591
Stage 1 | Loans and advances to banks      
Disclosure of financial assets [line items]      
Allowance account for credit losses of financial assets at beginning of period 6 2 2
Exchange and other adjustments 0   (1)
Additions (repayments) 2   0
Other changes in credit quality (5)    
(Credit) charge to the income statement (3)   5
Allowance account for credit losses of financial assets at end of period 3   6
Stage 1 | Loans and advances to customers      
Disclosure of financial assets [line items]      
Allowance account for credit losses of financial assets at beginning of period 1,372 675 675
Exchange and other adjustments 1   0
Additions (repayments) (65)   50
Other changes in credit quality (143)   857
(Credit) charge to the income statement (187)   697
Impact of transfers between stages 26   (166)
Methodology and model changes (5)   (44)
Allowance account for credit losses of financial assets at end of period 1,186   1,372
Stage 1 | Debt securities      
Disclosure of financial assets [line items]      
Allowance account for credit losses of financial assets at beginning of period 1 0 0
Exchange and other adjustments 0   0
Additions (repayments) 0   0
(Credit) charge to the income statement 0   1
Allowance account for credit losses of financial assets at end of period 1   1
Stage 2      
Disclosure of financial assets [line items]      
Allowance account for credit losses of financial assets at beginning of period 2,379    
Allowance account for credit losses of financial assets at end of period 1,800   2,379
Stage 2 | Loans and advances to banks      
Disclosure of financial assets [line items]      
Allowance account for credit losses of financial assets at beginning of period 0 0 0
Exchange and other adjustments 0   0
Additions (repayments) 0   0
Other changes in credit quality 0    
(Credit) charge to the income statement 0   0
Allowance account for credit losses of financial assets at end of period 0   0
Stage 2 | Loans and advances to customers      
Disclosure of financial assets [line items]      
Allowance account for credit losses of financial assets at beginning of period 2,145 995 995
Exchange and other adjustments (2)   (1)
Additions (repayments) (176)   145
Other changes in credit quality (234)   (16)
(Credit) charge to the income statement (522)   1,151
Impact of transfers between stages (120)   852
Methodology and model changes 8   170
Allowance account for credit losses of financial assets at end of period 1,621   2,145
Stage 2 | Debt securities      
Disclosure of financial assets [line items]      
Allowance account for credit losses of financial assets at beginning of period 0 0 0
Exchange and other adjustments 0   0
Additions (repayments) 0   0
(Credit) charge to the income statement 0   0
Allowance account for credit losses of financial assets at end of period 0   0
Stage 3      
Disclosure of financial assets [line items]      
Allowance account for credit losses of financial assets at beginning of period 2,016    
Allowance account for credit losses of financial assets at end of period 1,706   2,016
Stage 3 | Loans and advances to banks      
Disclosure of financial assets [line items]      
Allowance account for credit losses of financial assets at beginning of period 0 0 0
Exchange and other adjustments 0   0
Additions (repayments) 0   0
Other changes in credit quality 0    
(Credit) charge to the income statement 0   0
Allowance account for credit losses of financial assets at end of period 0   0
Stage 3 | Loans and advances to customers      
Disclosure of financial assets [line items]      
Allowance account for credit losses of financial assets at beginning of period 1,982 1,447 1,447
Exchange and other adjustments 97   54
Additions (repayments) (73)   (38)
Other changes in credit quality 31   1,196
(Credit) charge to the income statement 212   1,865
Impact of transfers between stages 254   681
Methodology and model changes 0   26
Advances written off (603)   (1,587)
Recoveries of advances written off in previous years 72   250
Discount unwind (85)   (47)
Allowance account for credit losses of financial assets at end of period 1,675   1,982
Stage 3 | Debt securities      
Disclosure of financial assets [line items]      
Allowance account for credit losses of financial assets at beginning of period 2 3 3
Exchange and other adjustments 0   0
Additions (repayments) 0   0
(Credit) charge to the income statement 0   0
Advances written off   (1)  
Allowance account for credit losses of financial assets at end of period 2   2
POCI      
Disclosure of financial assets [line items]      
Allowance account for credit losses of financial assets at beginning of period 261    
Allowance account for credit losses of financial assets at end of period 190   261
POCI | Loans and advances to banks      
Disclosure of financial assets [line items]      
Allowance account for credit losses of financial assets at beginning of period 0 0 0
Exchange and other adjustments 0   0
Additions (repayments) 0   0
Other changes in credit quality 0    
(Credit) charge to the income statement 0   0
Allowance account for credit losses of financial assets at end of period 0   0
POCI | Loans and advances to customers      
Disclosure of financial assets [line items]      
Allowance account for credit losses of financial assets at beginning of period 261 142 142
Exchange and other adjustments 67   21
Additions (repayments) (36)   (30)
Other changes in credit quality (89)   167
(Credit) charge to the income statement (125)   137
Methodology and model changes 0   0
Advances written off (13)   (39)
Recoveries of advances written off in previous years 0   0
Discount unwind 0   0
Allowance account for credit losses of financial assets at end of period 190   261
POCI | Debt securities      
Disclosure of financial assets [line items]      
Allowance account for credit losses of financial assets at beginning of period 0 0 0
Exchange and other adjustments 0   0
Additions (repayments) 0   0
(Credit) charge to the income statement 0   0
Advances written off   0  
Allowance account for credit losses of financial assets at end of period 0   0
Loans and advances to banks      
Disclosure of financial assets [line items]      
Loans and advances to banks, beginning balance 10,752 9,777 9,777
Allowance account for credit losses of financial assets at beginning of period 6    
Exchange and other adjustments (139)   50
Additions (repayments) 201   925
Net carrying amount 10,811   10,746
Loans and advances to banks, ending balance 10,814   10,752
Allowance account for credit losses of financial assets at end of period 3   6
Loans and advances to customers      
Disclosure of financial assets [line items]      
Allowance account for credit losses of financial assets at beginning of period 5,760    
Exchange and other adjustments (2,006)   819
Additions (repayments) 2,975   6,913
Impact of transfers between stages 0   0
Advances written off (616)   (1,626)
Recoveries of advances written off in previous years 72   250
Allowance account for credit losses of financial assets at end of period 4,672   5,760
Loans and advances to customers, beginning balance 504,603 498,247 498,247
Loans and advances to customers, ending balance 505,028   504,603
Net carrying amount 500,356   498,843
Debt securities      
Disclosure of financial assets [line items]      
Allowance account for credit losses of financial assets at beginning of period 3    
Exchange and other adjustments (47)   (21)
Additions (repayments) (350)   (117)
Advances written off     (1)
Allowance account for credit losses of financial assets at end of period 3   3
Debt securities, beginning balance 5,408 5,547 5,547
Debt securities, ending balance 5,011   5,408
Net carrying amount 5,008   5,405
Stage 1 | Loans and advances to customers      
Disclosure of financial assets [line items]      
Impact of transfers between stages 0   0
Stage 1 | Stage 1 | Loans and advances to customers      
Disclosure of financial assets [line items]      
Impact of transfers between stages 362   146
Stage 1 | Stage 2 | Loans and advances to customers      
Disclosure of financial assets [line items]      
Impact of transfers between stages (360)   (143)
Stage 1 | Stage 3 | Loans and advances to customers      
Disclosure of financial assets [line items]      
Impact of transfers between stages (2)   (3)
Stage 2 | Loans and advances to customers      
Disclosure of financial assets [line items]      
Impact of transfers between stages 0   0
Stage 2 | Stage 1 | Loans and advances to customers      
Disclosure of financial assets [line items]      
Impact of transfers between stages (66)   (218)
Stage 2 | Stage 2 | Loans and advances to customers      
Disclosure of financial assets [line items]      
Impact of transfers between stages 158   268
Stage 2 | Stage 3 | Loans and advances to customers      
Disclosure of financial assets [line items]      
Impact of transfers between stages (92)   (50)
Stage 3 | Loans and advances to customers      
Disclosure of financial assets [line items]      
Impact of transfers between stages 0   0
Stage 3 | Stage 1 | Loans and advances to customers      
Disclosure of financial assets [line items]      
Impact of transfers between stages (9)   (9)
Stage 3 | Stage 2 | Loans and advances to customers      
Disclosure of financial assets [line items]      
Impact of transfers between stages (175)   (156)
Stage 3 | Stage 3 | Loans and advances to customers      
Disclosure of financial assets [line items]      
Impact of transfers between stages 184   165
Impact of transfers between stages | Loans and advances to customers      
Disclosure of financial assets [line items]      
Impact of transfers between stages 160   1,367
Impact of transfers between stages | Stage 1 | Loans and advances to customers      
Disclosure of financial assets [line items]      
Impact of transfers between stages (261)   (85)
Impact of transfers between stages | Stage 2 | Loans and advances to customers      
Disclosure of financial assets [line items]      
Impact of transfers between stages 257   883
Impact of transfers between stages | Stage 3 | Loans and advances to customers      
Disclosure of financial assets [line items]      
Impact of transfers between stages 164   569
Stage 1 | Loans and advances to customers      
Disclosure of financial assets [line items]      
Transfers to Stage 1 0   0
Stage 2 | Loans and advances to customers      
Disclosure of financial assets [line items]      
Transfers to Stage 2 0   0
Stage 3 | Loans and advances to customers      
Disclosure of financial assets [line items]      
Transfers to Stage 3 0   0
Stage 1      
Disclosure of financial assets [line items]      
Total financial assets at amortised cost 455,557   448,722
Stage 1 | Loans and advances to banks      
Disclosure of financial assets [line items]      
Loans and advances to banks, beginning balance 10,752 9,777 9,777
Allowance account for credit losses of financial assets at beginning of period 6    
Exchange and other adjustments (139)   50
Additions (repayments) 201   925
Net carrying amount 10,811   10,746
Loans and advances to banks, ending balance 10,814   10,752
Allowance account for credit losses of financial assets at end of period 3   6
Stage 1 | Loans and advances to customers      
Disclosure of financial assets [line items]      
Allowance account for credit losses of financial assets at beginning of period 1,372    
Exchange and other adjustments (1,953)   1,308
Additions (repayments) 9,007   8,176
Impact of transfers between stages (73)   (25,516)
Allowance account for credit losses of financial assets at end of period 1,186   1,372
Loans and advances to customers, beginning balance 433,943 449,975 449,975
Loans and advances to customers, ending balance 440,924   433,943
Net carrying amount 439,738   432,571
Stage 1 | Debt securities      
Disclosure of financial assets [line items]      
Allowance account for credit losses of financial assets at beginning of period 1    
Exchange and other adjustments (47)   (21)
Additions (repayments) (350)   (117)
Allowance account for credit losses of financial assets at end of period 1   1
Debt securities, beginning balance 5,406 5,544 5,544
Debt securities, ending balance 5,009   5,406
Net carrying amount 5,008   5,405
Stage 1 | Stage 1 | Loans and advances to customers      
Disclosure of financial assets [line items]      
Transfers to Stage 1 11,183   4,972
Stage 1 | Stage 2 | Loans and advances to customers      
Disclosure of financial assets [line items]      
Transfers to Stage 2 (10,922)   (28,855)
Stage 1 | Stage 3 | Loans and advances to customers      
Disclosure of financial assets [line items]      
Transfers to Stage 3 (334)   (1,633)
Stage 2      
Disclosure of financial assets [line items]      
Total financial assets at amortised cost 44,413   49,514
Stage 2 | Loans and advances to banks      
Disclosure of financial assets [line items]      
Loans and advances to banks, beginning balance 0 0 0
Allowance account for credit losses of financial assets at beginning of period 0    
Exchange and other adjustments 0   0
Additions (repayments) 0   0
Net carrying amount 0   0
Loans and advances to banks, ending balance 0   0
Allowance account for credit losses of financial assets at end of period 0   0
Stage 2 | Loans and advances to customers      
Disclosure of financial assets [line items]      
Allowance account for credit losses of financial assets at beginning of period 2,145    
Exchange and other adjustments (24)   (59)
Additions (repayments) (4,568)   695
Impact of transfers between stages (1,033)   22,480
Allowance account for credit losses of financial assets at end of period 1,621   2,145
Loans and advances to customers, beginning balance 51,659 28,543 28,543
Loans and advances to customers, ending balance 46,034   51,659
Net carrying amount 44,413   49,514
Stage 2 | Debt securities      
Disclosure of financial assets [line items]      
Allowance account for credit losses of financial assets at beginning of period 0    
Exchange and other adjustments 0   0
Additions (repayments) 0   0
Allowance account for credit losses of financial assets at end of period 0   0
Debt securities, beginning balance 0 0 0
Debt securities, ending balance 0   0
Net carrying amount 0   0
Stage 2 | Stage 1 | Loans and advances to customers      
Disclosure of financial assets [line items]      
Transfers to Stage 1 (11,175)   (4,956)
Stage 2 | Stage 2 | Loans and advances to customers      
Disclosure of financial assets [line items]      
Transfers to Stage 2 11,371   29,467
Stage 2 | Stage 3 | Loans and advances to customers      
Disclosure of financial assets [line items]      
Transfers to Stage 3 (1,229)   (2,031)
Stage 3      
Disclosure of financial assets [line items]      
Total financial assets at amortised cost 4,509   4,508
Stage 3 | Loans and advances to banks      
Disclosure of financial assets [line items]      
Loans and advances to banks, beginning balance 0 0 0
Allowance account for credit losses of financial assets at beginning of period 0    
Exchange and other adjustments 0   0
Additions (repayments) 0   0
Net carrying amount 0   0
Loans and advances to banks, ending balance 0   0
Allowance account for credit losses of financial assets at end of period 0   0
Stage 3 | Loans and advances to customers      
Disclosure of financial assets [line items]      
Allowance account for credit losses of financial assets at beginning of period 1,982    
Exchange and other adjustments (80)   (422)
Additions (repayments) (801)   (802)
Impact of transfers between stages 1,106   3,036
Advances written off (603)   (1,587)
Recoveries of advances written off in previous years 72   250
Allowance account for credit losses of financial assets at end of period 1,675   1,982
Loans and advances to customers, beginning balance 6,490 6,015 6,015
Loans and advances to customers, ending balance 6,184   6,490
Net carrying amount 4,509   4,508
Stage 3 | Debt securities      
Disclosure of financial assets [line items]      
Allowance account for credit losses of financial assets at beginning of period 2    
Exchange and other adjustments 0   0
Additions (repayments) 0   0
Advances written off     (1)
Allowance account for credit losses of financial assets at end of period 2   2
Debt securities, beginning balance 2 3 3
Debt securities, ending balance 2   2
Net carrying amount 0   0
Stage 3 | Stage 1 | Loans and advances to customers      
Disclosure of financial assets [line items]      
Transfers to Stage 1 (8)   (16)
Stage 3 | Stage 2 | Loans and advances to customers      
Disclosure of financial assets [line items]      
Transfers to Stage 2 (449)   (612)
Stage 3 | Stage 3 | Loans and advances to customers      
Disclosure of financial assets [line items]      
Transfers to Stage 3 1,563   3,664
POCI      
Disclosure of financial assets [line items]      
Total financial assets at amortised cost 11,696   12,250
POCI | Loans and advances to banks      
Disclosure of financial assets [line items]      
Loans and advances to banks, beginning balance 0 0 0
Allowance account for credit losses of financial assets at beginning of period 0    
Exchange and other adjustments 0   0
Additions (repayments) 0   0
Net carrying amount 0   0
Loans and advances to banks, ending balance 0   0
Allowance account for credit losses of financial assets at end of period 0   0
POCI | Loans and advances to customers      
Disclosure of financial assets [line items]      
Allowance account for credit losses of financial assets at beginning of period 261    
Exchange and other adjustments 51   (8)
Additions (repayments) (663)   (1,156)
Advances written off (13)   (39)
Recoveries of advances written off in previous years 0   0
Allowance account for credit losses of financial assets at end of period 190   261
Loans and advances to customers, beginning balance 12,511 13,714 13,714
Loans and advances to customers, ending balance 11,886   12,511
Net carrying amount 11,696   12,250
POCI | Debt securities      
Disclosure of financial assets [line items]      
Allowance account for credit losses of financial assets at beginning of period 0    
Exchange and other adjustments 0   0
Additions (repayments) 0   0
Advances written off     0
Allowance account for credit losses of financial assets at end of period 0   0
Debt securities, beginning balance 0 £ 0 0
Debt securities, ending balance 0   0
Net carrying amount £ 0   £ 0