XML 61 R54.htm IDEA: XBRL DOCUMENT v3.21.2
Segmental analysis - Schedule of Operating Segments (Details)
£ in Millions
6 Months Ended
Jun. 30, 2021
GBP (£)
segement
Dec. 31, 2020
GBP (£)
Jun. 30, 2020
GBP (£)
Segmental analysis      
Number of reporting segments | segement 3    
Net interest income £ 4,373 £ 4,193 £ 6,556
Other income, net of insurance claims 3,706 3,038 1,339
Total income, net of insurance claims 8,079 7,231 7,895
Profit (loss) before tax 3,905 1,828 (602)
External income 7,835 7,349 7,939
Segment external assets 879,687 871,269  
Segment customer deposits 482,349 460,068  
Segment external liabilities 827,801 821,856  
Retail      
Segmental analysis      
External income 5,713 5,841 6,027
Segment external assets 369,274 358,766  
Segment customer deposits 309,838 290,206  
Segment external liabilities 314,829 295,229  
Commercial Banking      
Segmental analysis      
External income 1,693 1,613 1,633
Segment external assets 133,243 142,042  
Segment customer deposits 149,229 145,596  
Segment external liabilities 186,214 189,302  
Insurance and Wealth      
Segmental analysis      
External income 685 366 857
Segment external assets 192,625 183,348  
Segment customer deposits 14,818 14,072  
Segment external liabilities 199,756 190,771  
Other      
Segmental analysis      
External income (256) (471) (578)
Segment external assets 184,545 187,113  
Segment customer deposits 8,464 10,194  
Segment external liabilities 127,002 146,554  
Operating segments      
Segmental analysis      
Net interest income 5,418 5,295 5,478
Other income, net of insurance claims 2,417 2,054 2,461
Total income, net of insurance claims 7,835 7,349 7,939
Profit (loss) before tax 4,065 2,474 (281)
Operating segments | Retail      
Segmental analysis      
Net interest income 4,218 4,151 4,233
Other income, net of insurance claims 812 814 919
Total income, net of insurance claims 5,030 4,965 5,152
Profit (loss) before tax 2,335 1,779 212
Operating segments | Commercial Banking      
Segmental analysis      
Net interest income 1,153 1,135 1,222
Other income, net of insurance claims 677 634 658
Total income, net of insurance claims 1,830 1,769 1,880
Profit (loss) before tax 1,388 764 (668)
Operating segments | Insurance and Wealth      
Segmental analysis      
Net interest income 36 35 14
Other income, net of insurance claims 660 397 853
Total income, net of insurance claims 696 432 867
Profit (loss) before tax 89 (41) 379
Operating segments | Other      
Segmental analysis      
Net interest income 11 (26) 9
Other income, net of insurance claims 268 209 31
Total income, net of insurance claims 279 183 40
Profit (loss) before tax 253 (28) (204)
Inter-segment income (expense)      
Segmental analysis      
Total income, net of insurance claims 0 0 0
Inter-segment income (expense) | Retail      
Segmental analysis      
Total income, net of insurance claims (683) (876) (875)
Inter-segment income (expense) | Commercial Banking      
Segmental analysis      
Total income, net of insurance claims 137 156 247
Inter-segment income (expense) | Insurance and Wealth      
Segmental analysis      
Total income, net of insurance claims 11 66 10
Inter-segment income (expense) | Other      
Segmental analysis      
Total income, net of insurance claims 535 654 618
Material reconciling items | Insurance grossing adjustment      
Segmental analysis      
Net interest income (938) (982) 1,132
Other income, net of insurance claims 1,026 1,045 (1,018)
Total income, net of insurance claims 88 63 114
Profit (loss) before tax 0 0 0
Material reconciling items | Market volatility and asset sales      
Segmental analysis      
Net interest income (18) (17) 52
Other income, net of insurance claims 279 (38) (75)
Total income, net of insurance claims 261 (55) (23)
Profit (loss) before tax 239 (16) (43)
Material reconciling items | Amortisation of purchased intangibles      
Segmental analysis      
Net interest income 0 0 0
Other income, net of insurance claims 0 0 0
Total income, net of insurance claims 0 0 0
Profit (loss) before tax (35) (35) (34)
Material reconciling items | Restructuring costs      
Segmental analysis      
Net interest income 0 0 0
Other income, net of insurance claims (8) (17) (37)
Total income, net of insurance claims (8) (17) (37)
Profit (loss) before tax (255) (388) (133)
Material reconciling items | Fair value unwind and other items      
Segmental analysis      
Net interest income (89) (103) (106)
Other income, net of insurance claims (8) (6) 8
Total income, net of insurance claims (97) (109) (98)
Profit (loss) before tax £ (109) (122) £ (111)
Material reconciling items | Payment protection insurance      
Segmental analysis      
Net interest income   0  
Other income, net of insurance claims   0  
Total income, net of insurance claims   0  
Profit (loss) before tax   £ (85)