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SEGMENTAL ANALYSIS (Details) - Schedule of Operating Segments - GBP (£)
£ in Millions
12 Months Ended
Dec. 31, 2020
Dec. 31, 2019
Dec. 31, 2018
SEGMENTAL ANALYSIS (Details) - Schedule of Operating Segments [Line Items]      
Net interest income £ 10,749 £ 10,180 £ 13,396
Other income, net of insurance claims 4,377 8,179 5,230
Total income, net of insurance claims 15,126 18,359 18,626
Net income 15,126 18,359 18,626
Operating costs (9,745) (12,670) (11,729)
Impairment charge (4,155) (1,296) (937)
Profit before tax 1,226 4,393 5,960
Segment external assets 871,269 833,893  
Customer deposits 460,068 421,320  
Segment external liabilities 821,856 786,087  
Analysis of segment underlying other income, net of insurance claims:      
Fees and commissions receivable 2,308 2,756 2,848
Fee and commission expense (1,148) (1,350) (1,386)
Net fee and commission income 1,160 1,406 1,462
Gains less losses on disposal of financial assets at fair value through other comprehensive income 46 (30) (37)
Trading income 7,220 18,288 (3,876)
Inter-segment other income   0  
Segment other income, net of insurance claims 4,377 8,179 5,230
Other segment items reflected in income statement above:      
Depreciation and amortisation 2,732 2,660 2,405
Non-income statement segment items:      
Investments in joint ventures and associates at end of year 296 304  
Gain loss on sale of leased assets net operating leases 127 41 60
Underlying basis total      
SEGMENTAL ANALYSIS (Details) - Schedule of Operating Segments [Line Items]      
Net interest income 10,773 12,377 12,714
Other income, net of insurance claims 4,515 5,732 6,010
Total income, net of insurance claims 15,288 18,109 18,724
Operating lease depreciation (884) (967) (956)
Net income 14,404 17,142 17,768
Operating costs (7,585) (7,875) (8,165)
Remediation (379) (445) (600)
Total costs (7,964) (8,320) (8,765)
Impairment charge (4,247) (1,291) (937)
Profit before tax 2,193 7,531 8,066
External income 15,288 18,109 18,724
Inter-segment income (expense) 0 0 0
Segment external assets 871,269 833,893 797,598
Customer deposits 460,068 421,320 418,066
Segment external liabilities 821,856 786,087 747,399
Analysis of segment underlying other income, net of insurance claims:      
Fees and commissions receivable 2,308 2,756 2,848
Fee and commission expense (1,148) (1,350) (1,386)
Net fee and commission income 1,160 1,406 1,462
Operating lease rental income 1,120 1,250 1,343
Rental income from investment properties 191 191 197
Gains less losses on disposal of financial assets at fair value through other comprehensive income 149 196 275
Lease termination income 5 12 7
Trading income 1,060 1,137 1,064
Insurance and other, net of insurance claims 830 1,540 1,662
Other external income, net of insurance claims 3,355 4,326 4,548
Inter-segment other income 0   0
Segment other income, net of insurance claims 4,515 5,732 6,010
Other segment items reflected in income statement above:      
Depreciation and amortisation 2,732 2,660 2,405
Movement in value of in-force business 76 825 (55)
Defined benefit scheme charges 247 245 405
Non-income statement segment items:      
Additions to fixed assets 2,901 3,649 3,514
Investments in joint ventures and associates at end of year 296 304 91
Underlying basis total | Current accounts      
Analysis of segment underlying other income, net of insurance claims:      
Fees and commissions receivable 615 659 650
Underlying basis total | Credit and debit card fees      
Analysis of segment underlying other income, net of insurance claims:      
Fees and commissions receivable 748 982 993
Underlying basis total | Commercial banking and treasury fees      
Analysis of segment underlying other income, net of insurance claims:      
Fees and commissions receivable 274 248 305
Underlying basis total | Unit trust and insurance broking      
Analysis of segment underlying other income, net of insurance claims:      
Fees and commissions receivable 146 206 221
Underlying basis total | Private banking and asset management      
Analysis of segment underlying other income, net of insurance claims:      
Fees and commissions receivable 6 69 97
Underlying basis total | Factoring      
Analysis of segment underlying other income, net of insurance claims:      
Fees and commissions receivable 76 103 83
Underlying basis total | Other fees and commissions      
Analysis of segment underlying other income, net of insurance claims:      
Fees and commissions receivable 443 489 499
Retail | Underlying basis total      
SEGMENTAL ANALYSIS (Details) - Schedule of Operating Segments [Line Items]      
Net interest income 8,384 9,184 9,431
Other income, net of insurance claims 1,733 2,019 2,102
Total income, net of insurance claims 10,117 11,203 11,533
Operating lease depreciation (856) (946) (921)
Net income 9,261 10,257 10,612
Operating costs (4,761) (4,768) (4,904)
Remediation (125) (238) (267)
Total costs (4,886) (5,006) (5,171)
Impairment charge (2,384) (1,038) (861)
Profit before tax 1,991 4,213 4,580
External income 11,868 13,136 13,053
Inter-segment income (expense) (1,751) (1,933) (1,520)
Segment external assets 358,766 350,850 349,787
Customer deposits 290,206 253,128 253,846
Segment external liabilities 295,229 261,036 260,816
Analysis of segment underlying other income, net of insurance claims:      
Fees and commissions receivable 1,077 1,238 1,233
Fee and commission expense (571) (571) (601)
Net fee and commission income 506 667 632
Operating lease rental income 1,103 1,225 1,305
Rental income from investment properties 0 0 0
Gains less losses on disposal of financial assets at fair value through other comprehensive income 0 0 0
Lease termination income 0 0 0
Trading income 69 47 71
Insurance and other, net of insurance claims 147 206 247
Other external income, net of insurance claims 1,319 1,478 1,623
Inter-segment other income (92) (126) (153)
Segment other income, net of insurance claims 1,733 2,019 2,102
Other segment items reflected in income statement above:      
Depreciation and amortisation 1,760 1,712 1,573
Movement in value of in-force business 0 0 0
Defined benefit scheme charges 97 108 121
Non-income statement segment items:      
Additions to fixed assets 1,684 2,208 2,092
Investments in joint ventures and associates at end of year 4 4 4
Retail | Underlying basis total | Current accounts      
Analysis of segment underlying other income, net of insurance claims:      
Fees and commissions receivable 498 518 503
Retail | Underlying basis total | Credit and debit card fees      
Analysis of segment underlying other income, net of insurance claims:      
Fees and commissions receivable 517 652 660
Retail | Underlying basis total | Commercial banking and treasury fees      
Analysis of segment underlying other income, net of insurance claims:      
Fees and commissions receivable 0 0 0
Retail | Underlying basis total | Unit trust and insurance broking      
Analysis of segment underlying other income, net of insurance claims:      
Fees and commissions receivable 0 9 13
Retail | Underlying basis total | Private banking and asset management      
Analysis of segment underlying other income, net of insurance claims:      
Fees and commissions receivable 0 0 0
Retail | Underlying basis total | Factoring      
Analysis of segment underlying other income, net of insurance claims:      
Fees and commissions receivable 0 0 0
Retail | Underlying basis total | Other fees and commissions      
Analysis of segment underlying other income, net of insurance claims:      
Fees and commissions receivable 62 59 57
Commercial Banking | Unit trust and insurance broking      
Analysis of segment underlying other income, net of insurance claims:      
Fees and commissions receivable 0    
Commercial Banking | Underlying basis total      
SEGMENTAL ANALYSIS (Details) - Schedule of Operating Segments [Line Items]      
Net interest income 2,357 2,892 2,985
Other income, net of insurance claims 1,292 1,417 1,665
Total income, net of insurance claims 3,649 4,309 4,650
Operating lease depreciation (28) (21) (35)
Net income 3,621 4,288 4,615
Operating costs (1,851) (2,073) (2,184)
Remediation (210) (155) (203)
Total costs (2,061) (2,228) (2,387)
Impairment charge (1,464) (306) (71)
Profit before tax 96 1,754 2,157
External income 3,246 3,508 3,837
Inter-segment income (expense) 403 801 813
Segment external assets 142,042 144,795 164,655
Customer deposits 145,596 144,050 147,597
Segment external liabilities 189,302 182,318 190,649
Analysis of segment underlying other income, net of insurance claims:      
Fees and commissions receivable 875 1,065 1,115
Fee and commission expense (222) (321) (311)
Net fee and commission income 653 744 804
Operating lease rental income 17 25 38
Rental income from investment properties 0 0 0
Gains less losses on disposal of financial assets at fair value through other comprehensive income 0 (5) 0
Lease termination income 5 12 7
Trading income 787 812 711
Insurance and other, net of insurance claims 349 72 356
Other external income, net of insurance claims 1,158 916 1,112
Inter-segment other income (519) (243) (251)
Segment other income, net of insurance claims 1,292 1,417 1,665
Other segment items reflected in income statement above:      
Depreciation and amortisation 263 315 278
Movement in value of in-force business 0 0 0
Defined benefit scheme charges 30 43 49
Non-income statement segment items:      
Additions to fixed assets 112 260 208
Investments in joint ventures and associates at end of year 0 0 0
Commercial Banking | Underlying basis total | Current accounts      
Analysis of segment underlying other income, net of insurance claims:      
Fees and commissions receivable 113 136 142
Commercial Banking | Underlying basis total | Credit and debit card fees      
Analysis of segment underlying other income, net of insurance claims:      
Fees and commissions receivable 231 330 332
Commercial Banking | Underlying basis total | Commercial banking and treasury fees      
Analysis of segment underlying other income, net of insurance claims:      
Fees and commissions receivable 274 248 305
Commercial Banking | Underlying basis total | Unit trust and insurance broking      
Analysis of segment underlying other income, net of insurance claims:      
Fees and commissions receivable   0 0
Commercial Banking | Underlying basis total | Private banking and asset management      
Analysis of segment underlying other income, net of insurance claims:      
Fees and commissions receivable 5 4 5
Commercial Banking | Underlying basis total | Factoring      
Analysis of segment underlying other income, net of insurance claims:      
Fees and commissions receivable 76 103 83
Commercial Banking | Underlying basis total | Other fees and commissions      
Analysis of segment underlying other income, net of insurance claims:      
Fees and commissions receivable 176 244 248
Insurance and Wealth | Underlying basis total      
SEGMENTAL ANALYSIS (Details) - Schedule of Operating Segments [Line Items]      
Net interest income 49 77 123
Other income, net of insurance claims 1,250 2,021 1,865
Total income, net of insurance claims 1,299 2,098 1,988
Operating lease depreciation 0 0 0
Net income 1,299 2,098 1,988
Operating costs (902) (982) (1,021)
Remediation (50) (50) (39)
Total costs (952) (1,032) (1,060)
Impairment charge (9) 0 (1)
Profit before tax 338 1,066 927
External income 1,223 1,926 1,860
Inter-segment income (expense) 76 172 128
Segment external assets 183,348 175,869 140,487
Customer deposits 14,072 13,677 14,063
Segment external liabilities 190,771 182,333 147,673
Analysis of segment underlying other income, net of insurance claims:      
Fees and commissions receivable 355 423 469
Fee and commission expense (329) (405) (418)
Net fee and commission income 26 18 51
Operating lease rental income 0 0 0
Rental income from investment properties 191 191 197
Gains less losses on disposal of financial assets at fair value through other comprehensive income 0 0 0
Lease termination income 0 0 0
Trading income 0 0 0
Insurance and other, net of insurance claims 1,389 2,216 2,146
Other external income, net of insurance claims 1,580 2,407 2,343
Inter-segment other income (356) (404) (529)
Segment other income, net of insurance claims 1,250 2,021 1,865
Other segment items reflected in income statement above:      
Depreciation and amortisation 159 181 154
Movement in value of in-force business 76 825 (55)
Defined benefit scheme charges 14 19 20
Non-income statement segment items:      
Additions to fixed assets 125 174 223
Investments in joint ventures and associates at end of year 0 0 0
Insurance and Wealth | Underlying basis total | Current accounts      
Analysis of segment underlying other income, net of insurance claims:      
Fees and commissions receivable 4 5 5
Insurance and Wealth | Underlying basis total | Credit and debit card fees      
Analysis of segment underlying other income, net of insurance claims:      
Fees and commissions receivable 0 0 1
Insurance and Wealth | Underlying basis total | Commercial banking and treasury fees      
Analysis of segment underlying other income, net of insurance claims:      
Fees and commissions receivable 0 0 0
Insurance and Wealth | Underlying basis total | Unit trust and insurance broking      
Analysis of segment underlying other income, net of insurance claims:      
Fees and commissions receivable 146 197 208
Insurance and Wealth | Underlying basis total | Private banking and asset management      
Analysis of segment underlying other income, net of insurance claims:      
Fees and commissions receivable 1 65 92
Insurance and Wealth | Underlying basis total | Factoring      
Analysis of segment underlying other income, net of insurance claims:      
Fees and commissions receivable 0 0 0
Insurance and Wealth | Underlying basis total | Other fees and commissions      
Analysis of segment underlying other income, net of insurance claims:      
Fees and commissions receivable 204 156 163
Other      
Analysis of segment underlying other income, net of insurance claims:      
Lease termination income   0  
Other | Underlying basis total      
SEGMENTAL ANALYSIS (Details) - Schedule of Operating Segments [Line Items]      
Net interest income (17) 224 175
Other income, net of insurance claims 240 275 378
Total income, net of insurance claims 223 499 553
Operating lease depreciation 0 0 0
Net income 223 499 553
Operating costs (71) (52) (56)
Remediation 6 (2) (91)
Total costs (65) (54) (147)
Impairment charge (390) 53 (4)
Profit before tax (232) 498 402
External income (1,049) (461) (26)
Inter-segment income (expense) 1,272 960 579
Segment external assets 187,113 162,379 142,669
Customer deposits 10,194 10,465 2,560
Segment external liabilities 146,554 160,400 148,261
Analysis of segment underlying other income, net of insurance claims:      
Fees and commissions receivable 1 30 31
Fee and commission expense (26) (53) (56)
Net fee and commission income (25) (23) (25)
Operating lease rental income 0 0 0
Rental income from investment properties 0 0 0
Gains less losses on disposal of financial assets at fair value through other comprehensive income 149 201 275
Lease termination income 0   0
Trading income 204 278 282
Insurance and other, net of insurance claims (1,055) (954) (1,087)
Other external income, net of insurance claims (702) (475) (530)
Inter-segment other income 967 773 933
Segment other income, net of insurance claims 240 275 378
Other segment items reflected in income statement above:      
Depreciation and amortisation 550 452 400
Movement in value of in-force business 0 0 0
Defined benefit scheme charges 106 75 215
Non-income statement segment items:      
Additions to fixed assets 980 1,007 991
Investments in joint ventures and associates at end of year 292 300 87
Other | Underlying basis total | Current accounts      
Analysis of segment underlying other income, net of insurance claims:      
Fees and commissions receivable 0 0 0
Other | Underlying basis total | Credit and debit card fees      
Analysis of segment underlying other income, net of insurance claims:      
Fees and commissions receivable 0 0 0
Other | Underlying basis total | Commercial banking and treasury fees      
Analysis of segment underlying other income, net of insurance claims:      
Fees and commissions receivable 0 0 0
Other | Underlying basis total | Unit trust and insurance broking      
Analysis of segment underlying other income, net of insurance claims:      
Fees and commissions receivable 0 0 0
Other | Underlying basis total | Private banking and asset management      
Analysis of segment underlying other income, net of insurance claims:      
Fees and commissions receivable 0 0 0
Other | Underlying basis total | Factoring      
Analysis of segment underlying other income, net of insurance claims:      
Fees and commissions receivable 0 0 0
Other | Underlying basis total | Other fees and commissions      
Analysis of segment underlying other income, net of insurance claims:      
Fees and commissions receivable £ 1 £ 30 £ 31