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INSURANCE PREMIUM INCOME (Tables)
12 Months Ended
Dec. 31, 2019
Insurance premium income [Member]  
INSURANCE PREMIUM INCOME (Tables) [Line Items]  
Disclosure of insurance premium revenue [text block]
                
   2019   2018   2017 
   £m   £m   £m 
Life insurance               
Gross premiums:               
Life and pensions   6,827    6,612    6,273 
Annuities   2,483    2,178    1,082 
    9,310    8,790    7,355 
Ceded reinsurance premiums   (378)   (271)   (168)
Net earned premiums   8,932    8,519    7,187 
Non-life insurance               
Net earned premiums   642    670    743 
Total net earned premiums   9,574    9,189    7,930