NET FEE AND COMMISSION INCOME (Tables)

12 Months Ended

Dec. 31, 2019

Disclosure of fee and commission income (expense) [text block] [Abstract]

Disclosure of fee and commission income (expense) [text block]

	2019			2018			2017
	£m			£m			£m
Fee and commission income:
Current accounts		659			650			712
Credit and debit card fees		982			993			953
Commercial banking and treasury fees		248			305			321
Unit trust and insurance broking		206			221			224
Private banking and asset management		69			97			98
Factoring		103			83			91
Other fees and commissions		489			499			566
Total fee and commission income		2,756			2,848			2,965
Fee and commission expense		(1,350	)		(1,386	)		(1,382	)
Net fee and commission income		1,406			1,462			1,583