XML 188 R161.htm IDEA: XBRL DOCUMENT v3.19.3.a.u2
FINANCIAL ASSETS AT AMORTISED COST (Details) - Disclosure of Debt Securities and Loans and advances to banks and customers - GBP (£)
£ in Millions
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
FINANCIAL ASSETS AT AMORTISED COST (Details) - Disclosure of Debt Securities and Loans and advances to banks and customers [Line Items]    
Allowance for impairment losses £ 3,455 £ 3,362
Total debt securities 5,544 5,238
Total financial assets at amortised cost 510,307 496,379
Total loans and advances to customers 494,988 484,858
Total loans and advances to banks 9,775 6,283
Stage 1 [member]    
FINANCIAL ASSETS AT AMORTISED COST (Details) - Disclosure of Debt Securities and Loans and advances to banks and customers [Line Items]    
Total financial assets at amortised cost   452,524
Stage 2 [member]    
FINANCIAL ASSETS AT AMORTISED COST (Details) - Disclosure of Debt Securities and Loans and advances to banks and customers [Line Items]    
Total financial assets at amortised cost   24,354
Stage 3 [member]    
FINANCIAL ASSETS AT AMORTISED COST (Details) - Disclosure of Debt Securities and Loans and advances to banks and customers [Line Items]    
Total financial assets at amortised cost   4,188
Purchased or originated credit-impaired [member]    
FINANCIAL ASSETS AT AMORTISED COST (Details) - Disclosure of Debt Securities and Loans and advances to banks and customers [Line Items]    
Total financial assets at amortised cost   15,313
Loans and Advances to Banks [Member]    
FINANCIAL ASSETS AT AMORTISED COST (Details) - Disclosure of Debt Securities and Loans and advances to banks and customers [Line Items]    
Beginning Balance of Loans and advances to banks 6,285 4,247
Exchange and other adjustments (218) [1] (28)
Additions (repayments) 3,710 2,066
Ending Balance of Loans and advances to banks 9,777 6,285
Allowance for impairment losses (2) (2)
Total loans and advances to banks 9,775 6,283
Loans and Advances to Banks [Member] | Stage 1 [member]    
FINANCIAL ASSETS AT AMORTISED COST (Details) - Disclosure of Debt Securities and Loans and advances to banks and customers [Line Items]    
Beginning Balance of Loans and advances to banks 6,282 4,245
Exchange and other adjustments (218) [1] (29)
Additions (repayments) 3,713 2,066
Ending Balance of Loans and advances to banks 9,777 6,282
Allowance for impairment losses (2) (2)
Total loans and advances to banks 9,775 6,280
Loans and Advances to Banks [Member] | Stage 2 [member]    
FINANCIAL ASSETS AT AMORTISED COST (Details) - Disclosure of Debt Securities and Loans and advances to banks and customers [Line Items]    
Beginning Balance of Loans and advances to banks 3 2
Exchange and other adjustments [1] 1
Additions (repayments) (3)  
Ending Balance of Loans and advances to banks   3
Total loans and advances to banks   3
Loans and Advances to Banks [Member] | Stage 3 [member]    
FINANCIAL ASSETS AT AMORTISED COST (Details) - Disclosure of Debt Securities and Loans and advances to banks and customers [Line Items]    
Exchange and other adjustments [1]  
Loans and Advances to Banks [Member] | Purchased or originated credit-impaired [member]    
FINANCIAL ASSETS AT AMORTISED COST (Details) - Disclosure of Debt Securities and Loans and advances to banks and customers [Line Items]    
Exchange and other adjustments [1]  
Loans and advances to customers [Member]    
FINANCIAL ASSETS AT AMORTISED COST (Details) - Disclosure of Debt Securities and Loans and advances to banks and customers [Line Items]    
Beginning Balance of Loans and advances to customers 488,008 464,239
Exchange and other adjustments (202) [1] 990
Additions (repayments) 8,204 28,072
Recoveries 425 580
Disposal of businesses   (4,297)
Acquisition of portfolios [2] 3,694  
Financial assets that have been written off during the year (1,882) (1,576)
Allowance for impairment losses (3,259) (3,150)
Total loans and advances to customers 494,988 484,858
Ending Balance of Loans and advances to customers 498,247 488,008
Loans and advances to customers [Member] | Stage 1 [member]    
FINANCIAL ASSETS AT AMORTISED COST (Details) - Disclosure of Debt Securities and Loans and advances to banks and customers [Line Items]    
Beginning Balance of Loans and advances to customers 441,531 403,881
Exchange and other adjustments (498) [1] 958
Additions (repayments) 13,554 34,942
(8,306) 1,750
Acquisition of portfolios [2] 3,694  
Allowance for impairment losses (675) (525)
Total loans and advances to customers 449,300 441,006
Ending Balance of Loans and advances to customers 449,975 441,531
Loans and advances to customers [Member] | Stage 2 [member]    
FINANCIAL ASSETS AT AMORTISED COST (Details) - Disclosure of Debt Securities and Loans and advances to banks and customers [Line Items]    
Beginning Balance of Loans and advances to customers 25,345 37,245
Exchange and other adjustments (34) [1] 32
Additions (repayments) (2,558) (2,187)
5,790 (5,725)
Disposal of businesses   (4,020)
Acquisition of portfolios [2]  
Allowance for impairment losses (995) (994)
Total loans and advances to customers 27,548 24,351
Ending Balance of Loans and advances to customers 28,543 25,345
Loans and advances to customers [Member] | Stage 3 [member]    
FINANCIAL ASSETS AT AMORTISED COST (Details) - Disclosure of Debt Securities and Loans and advances to banks and customers [Line Items]    
Beginning Balance of Loans and advances to customers 5,741 5,140
Exchange and other adjustments [1] 47  
Additions (repayments) (858) (2,074)
2,516 3,975
Recoveries 397 553
Disposal of businesses   (277)
Acquisition of portfolios [2]  
Financial assets that have been written off during the year (1,828) (1,576)
Allowance for impairment losses (1,447) (1,553)
Total loans and advances to customers 4,568 4,188
Ending Balance of Loans and advances to customers 6,015 5,741
Loans and advances to customers [Member] | Purchased or originated credit-impaired [member]    
FINANCIAL ASSETS AT AMORTISED COST (Details) - Disclosure of Debt Securities and Loans and advances to banks and customers [Line Items]    
Beginning Balance of Loans and advances to customers 15,391 17,973
Exchange and other adjustments [1] 283  
Additions (repayments) (1,934) (2,609)
Recoveries 28 27
Acquisition of portfolios [2]  
Financial assets that have been written off during the year (54)  
Allowance for impairment losses (142) (78)
Total loans and advances to customers 13,572 15,313
Ending Balance of Loans and advances to customers 13,714 15,391
Loans and advances to customers [Member] | Stage 1 [member] | Stage 1 [member]    
FINANCIAL ASSETS AT AMORTISED COST (Details) - Disclosure of Debt Securities and Loans and advances to banks and customers [Line Items]    
Transfers to Stage 1 6,318 19,524
Loans and advances to customers [Member] | Stage 1 [member] | Stage 2 [member]    
FINANCIAL ASSETS AT AMORTISED COST (Details) - Disclosure of Debt Securities and Loans and advances to banks and customers [Line Items]    
Transfers to Stage 1 (6,286) (19,501)
Loans and advances to customers [Member] | Stage 1 [member] | Stage 3 [member]    
FINANCIAL ASSETS AT AMORTISED COST (Details) - Disclosure of Debt Securities and Loans and advances to banks and customers [Line Items]    
Transfers to Stage 1 (32) (23)
Loans and advances to customers [Member] | Stage 2 [member] | Stage 1 [member]    
FINANCIAL ASSETS AT AMORTISED COST (Details) - Disclosure of Debt Securities and Loans and advances to banks and customers [Line Items]    
Transfers to Stage 2 (13,084) (15,743)
Loans and advances to customers [Member] | Stage 2 [member] | Stage 2 [member]    
FINANCIAL ASSETS AT AMORTISED COST (Details) - Disclosure of Debt Securities and Loans and advances to banks and customers [Line Items]    
Transfers to Stage 2 13,516 15,996
Loans and advances to customers [Member] | Stage 2 [member] | Stage 3 [member]    
FINANCIAL ASSETS AT AMORTISED COST (Details) - Disclosure of Debt Securities and Loans and advances to banks and customers [Line Items]    
Transfers to Stage 2 (432) (253)
Loans and advances to customers [Member] | Stage 3 [member] | Stage 1 [member]    
FINANCIAL ASSETS AT AMORTISED COST (Details) - Disclosure of Debt Securities and Loans and advances to banks and customers [Line Items]    
Transfers to Stage 3 (1,540) (2,031)
Loans and advances to customers [Member] | Stage 3 [member] | Stage 2 [member]    
FINANCIAL ASSETS AT AMORTISED COST (Details) - Disclosure of Debt Securities and Loans and advances to banks and customers [Line Items]    
Transfers to Stage 3 (1,440) (2,220)
Loans and advances to customers [Member] | Stage 3 [member] | Stage 3 [member]    
FINANCIAL ASSETS AT AMORTISED COST (Details) - Disclosure of Debt Securities and Loans and advances to banks and customers [Line Items]    
Transfers to Stage 3 2,980 4,251
Debt securities [member]    
FINANCIAL ASSETS AT AMORTISED COST (Details) - Disclosure of Debt Securities and Loans and advances to banks and customers [Line Items]    
Beginning Balance of Debt Securities 5,244 3,340
Exchange and other adjustments (96) [1] 63
Additions (repayments) 400 1,870
Financial assets that have been written off during the year (1) (29)
Allowance for impairment losses (3) (6)
Total debt securities 5,544 5,238
Total financial assets at amortised cost 510,307  
Ending Balance of Debt Securities 5,547 5,244
Debt securities [member] | Stage 1 [member]    
FINANCIAL ASSETS AT AMORTISED COST (Details) - Disclosure of Debt Securities and Loans and advances to banks and customers [Line Items]    
Beginning Balance of Debt Securities 5,238 3,291
Exchange and other adjustments (94) [1] 77
Additions (repayments) 400 1,870
Total debt securities 5,544 5,238
Total financial assets at amortised cost 464,619  
Ending Balance of Debt Securities 5,544 5,238
Debt securities [member] | Stage 2 [member]    
FINANCIAL ASSETS AT AMORTISED COST (Details) - Disclosure of Debt Securities and Loans and advances to banks and customers [Line Items]    
Exchange and other adjustments [1]  
Total financial assets at amortised cost 27,548  
Debt securities [member] | Stage 3 [member]    
FINANCIAL ASSETS AT AMORTISED COST (Details) - Disclosure of Debt Securities and Loans and advances to banks and customers [Line Items]    
Beginning Balance of Debt Securities 6 49
Exchange and other adjustments (2) [1] (14)
Financial assets that have been written off during the year (1) (29)
Allowance for impairment losses (3) (6)
Total financial assets at amortised cost 4,568  
Ending Balance of Debt Securities 3 £ 6
Debt securities [member] | Purchased or originated credit-impaired [member]    
FINANCIAL ASSETS AT AMORTISED COST (Details) - Disclosure of Debt Securities and Loans and advances to banks and customers [Line Items]    
Exchange and other adjustments [1]  
Total financial assets at amortised cost £ 13,572  
[1] Exchange and other adjustments includes certain adjustments, prescribed by IFRS 9, in respect of purchased or originated credit-impaired financial assets.
[2] Acquisition of portfolios in 2019 relates to the purchase, completed in September 2019, of Tesco Bank's UK residential mortgage portfolio.