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SEGMENTAL ANALYSIS (Details) - Schedule of Reconciliation of Underlying Basis to Statutory Results - GBP (£)
£ in Millions
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
SEGMENTAL ANALYSIS (Details) - Schedule of Reconciliation of Underlying Basis to Statutory Results [Line Items]      
Net interest income £ 10,180 £ 13,396 [1] £ 10,912 [1]
Other income, net of insurance claims 8,179 5,230 7,747
Total income, net of insurance claims 18,359 18,626 [1] 18,659 [1]
Operating lease depreciation [2]
Net income 18,359 18,626 18,659
Operating expenses (12,670) (11,729) [1] (12,346) [1]
Impairment (1,296) (937) [1] (688) [1]
Profit before tax 4,393 5,960 [1] 5,625 [1]
Volatility And Other Items [Member]      
SEGMENTAL ANALYSIS (Details) - Schedule of Reconciliation of Underlying Basis to Statutory Results [Line Items]      
Net interest income 379 [3] 152 [4] 228 [5]
Other income, net of insurance claims (426) [3] 107 [4] (186) [5]
Total income, net of insurance claims (47) [3] 259 [4] 42 [5]
Operating lease depreciation [2] (967) [3] (956) [4] (1,053) [5]
Net income (1,014) [3] (697) [4] (1,011) [5]
Operating expenses 1,697 [3] 2,053 [4] 1,821 [5]
Impairment 5 [3] [4] (107) [5]
Profit before tax 688 [3] 1,356 [4] 703 [5]
Insurance Gross Up [Member]      
SEGMENTAL ANALYSIS (Details) - Schedule of Reconciliation of Underlying Basis to Statutory Results [Line Items]      
Net interest income [6] 1,818 (834) 1,180
Other income, net of insurance claims [6] (2,021) 673 (1,356)
Total income, net of insurance claims [6] (203) (161) (176)
Operating lease depreciation [2],[6]
Net income [6] (203) (161) (176)
Operating expenses [6] 203 161 176
Impairment [6]
Profit before tax [6]
Underlying Basis [Member]      
SEGMENTAL ANALYSIS (Details) - Schedule of Reconciliation of Underlying Basis to Statutory Results [Line Items]      
Net interest income 12,377 12,714 12,320
Other income, net of insurance claims 5,732 6,010 6,205
Total income, net of insurance claims 18,109 18,724 18,525
Operating lease depreciation [2] (967) (956) (1,053)
Net income 17,142 17,768 17,472
Operating expenses (8,320) (8,765) (9,049)
Impairment (1,291) (937) (795)
Profit before tax 7,531 8,066 7,628
Payment Protection Insurance [Member]      
SEGMENTAL ANALYSIS (Details) - Schedule of Reconciliation of Underlying Basis to Statutory Results [Line Items]      
Operating lease depreciation [2]
Operating expenses 2,450 750 1,300
Profit before tax £ 2,450 £ 750 £ 1,300
[1] Restated, see note 1.
[2] Net of profits on disposal of operating lease assets of 41 million (2018: 60 million; 2017: 32 million).
[3] In the year ended 31 December 2019 this comprises the effects of asset sales (gains of 214 million); volatility and other items (losses of 88 million); the amortisation of purchased intangibles (68 million); restructuring (471 million, comprising severance related costs, the integration of Zurich's UK workplace pensions and savings business and costs associated with establishing the Schroders Personal Wealth joint venture); and the fair value unwind and other items (losses of 275 million).
[4] Comprises the effects of asset sales (loss of 145 million); volatility and other items (gains of 95 million); the amortisation of purchased intangibles (108 million); restructuring (879 million, comprising severance related costs, the rationalisation of the non-branch property portfolio, the work on implementing the ring-fencing requirements and the integration of MBNA and Zurich's UK workplace pensions and savings business); and the fair value unwind and other items (losses of 319 million).
[5] Comprises the effects of asset sales (gain of 30 million); volatile items (gain of 263 million); liability management (loss of 14 million); the amortisation of purchased intangibles (91 million); restructuring costs (621 million, principally comprising costs relating to the Simplification programme; the rationalisation of the non-branch property portfolio, the work on implementing the ring-fencing requirements and the integration of MBNA); and the fair value unwind and other items (loss of 270 million).
[6] The Group's insurance businesses' income statements include income and expenditure which are attributable to the policyholders of the Group's long-term assurance funds. These items have no impact in total upon the profit attributable to equity shareholders and, in order to provide a clearer representation of the underlying trends within the business, these items are shown net within the underlying results.