NET FEE AND COMMISSION INCOME (Tables)

12 Months Ended

Dec. 31, 2018

Disclosure of fee and commission income (expense) [text block] [Abstract]

Disclosure of fee and commission income (expense) [text block]

	2018 £m			2017 £m			2016 £m
Fee and commission income:
Current accounts		650			712			752
Credit and debit card fees		993			953			875
Commercial banking and treasury fees		305			321			303
Unit trust and insurance broking		221			224			244
Private banking and asset management		97			98			99
Factoring		83			91			112
Other fees and commissions		499			566			660
Total fee and commission income		2,848			2,965			3,045
Fee and commission expense		(1,386	)		(1,382	)		(1,356	)
Net fee and commission income		1,462			1,583			1,689