INSURANCE CLAIMS (Tables)

12 Months Ended

Dec. 31, 2017

Disclosure of claims and benefits paid [text block] [Abstract]

Schedule of Insurance Claims [Text Block]

Insurance claims comprise:	2017 £m			2016 £m			2015 £m
Life insurance and participating investment contracts
Claims and surrenders		(8,898	)		(8,617	)		(7,983	)
Change in insurance and participating investment contracts (note 31)		(9,067	)		(14,160	)		2,898
Change in non-participating investment contracts		2,836			679			(438	)
		(15,129	)		(22,098	)		(5,523	)
Reinsurers’ share		35			106			101
		(15,094	)		(21,992	)		(5,422	)
Change in unallocated surplus		(147	)		14			63
Total life insurance and participating investment contracts		(15,241	)		(21,978	)		(5,359	)
Non-life insurance
Total non-life insurance claims, net of reinsurance		(337	)		(366	)		(370	)
Total insurance claims		(15,578	)		(22,344	)		(5,729	)
Life insurance and participating investment contracts gross claims and surrenders can also be analysed as follows:
Deaths		(675	)		(635	)		(631	)
Maturities		(1,280	)		(1,347	)		(1,348	)
Surrenders		(5,674	)		(5,444	)		(4,811	)
Annuities		(985	)		(949	)		(902	)
Other		(284	)		(242	)		(291	)
Total life insurance gross claims and surrenders		(8,898	)		(8,617	)		(7,983	)