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Risk Report - Credit Risk Exposure - Credit Risk Profile by Industry Sector (Detail) - EUR (€)
€ in Millions
Dec. 31, 2022
Dec. 31, 2021
Total | Credit Risk Profile [Domain Member]    
Credit Risk Profile by Industry Sector [Line Items]    
Agriculture, forestry and fishing € 828 € 1,291
Mining and quarrying 11,398 10,529
Manufacturing 106,939 106,960
Electricity, gas, steam and air conditioning supply 17,867 13,669
Water supply, sewerage, waste management and remediation activities 1,609 1,429
Construction 11,344 11,086
Wholesale and retail trade, repair of motor vehicles and motorcycles 47,275 46,589
Transport and storage 14,220 14,452
Accommodation and food service activities 3,259 3,814
Information and communication 27,317 26,137
Financial and insurance activities 362,322 [1] 330,001 [2]
Real estate activities 60,222 [3] 53,650 [4]
Professional, scientific and technical activities 14,973 14,860
Administrative and support service activities 14,811 17,103
Public administration and defense, compulsory social security 118,034 108,203
Education 727 942
Human health services and social work activities 6,783 6,417
Arts, entertainment and recreation 3,001 3,241
Other service activities 13,449 13,849
Activities of households as employers, undifferentiated goods- and services-producing activities of households for own use 252,687 244,683
Activities of extraterritorial organizations and bodies 1,322 2,032
Total 1,090,386 1,030,937
Loans [Member] | at amortized cost [Member]    
Credit Risk Profile by Industry Sector [Line Items]    
Agriculture, forestry and fishing 524 [5] 645 [6]
Mining and quarrying 2,392 [5] 2,783 [6]
Manufacturing 30,534 [5] 35,404 [6]
Electricity, gas, steam and air conditioning supply 4,893 [5] 4,548 [6]
Water supply, sewerage, waste management and remediation activities 725 [5] 681 [6]
Construction 4,239 [5] 4,374 [6]
Wholesale and retail trade, repair of motor vehicles and motorcycles 21,535 [5] 21,285 [6]
Transport and storage 5,547 [5] 5,330 [6]
Accommodation and food service activities 1,965 [5] 2,259 [6]
Information and communication 7,002 [5] 6,363 [6]
Financial and insurance activities 116,558 [5] 106,343 [6]
Real estate activities 47,973 [5] 40,629 [6]
Professional, scientific and technical activities 7,013 [5] 6,959 [6]
Administrative and support service activities 7,470 [5] 9,759 [6]
Public administration and defense, compulsory social security 5,287 [5] 6,183 [6]
Education 249 [5] 225 [6]
Human health services and social work activities 4,523 [5] 3,869 [6]
Arts, entertainment and recreation 1,128 [5] 1,062 [6]
Other service activities 5,324 [5] 4,941 [6]
Activities of households as employers, undifferentiated goods- and services-producing activities of households for own use 221,098 [5] 213,184 [6]
Activities of extraterritorial organizations and bodies 1 [5] 1 [6]
Total 495,979 [5] 476,827 [6]
Loans [Member] | at fair value through P/L [Member]    
Credit Risk Profile by Industry Sector [Line Items]    
Agriculture, forestry and fishing 2 2
Mining and quarrying 248 190
Manufacturing 380 348
Electricity, gas, steam and air conditioning supply 107 226
Construction 233 234
Wholesale and retail trade, repair of motor vehicles and motorcycles 224 196
Transport and storage 409 334
Accommodation and food service activities 7 5
Information and communication 489 286
Financial and insurance activities 3,186 3,219
Real estate activities 1,556 2,478
Professional, scientific and technical activities 124 63
Administrative and support service activities 199 472
Public administration and defense, compulsory social security 552 757
Education 0  
Human health services and social work activities 31 111
Arts, entertainment and recreation 1 6
Other service activities 206 262
Total 7,955 9,189
Loans [Member] | Designated / mandatory at fair value through P/L [Member]    
Credit Risk Profile by Industry Sector [Line Items]    
Mining and quarrying 40  
Manufacturing 7 26
Electricity, gas, steam and air conditioning supply 75 46
Construction   2
Wholesale and retail trade, repair of motor vehicles and motorcycles 39 34
Transport and storage 22 87
Information and communication 62 80
Financial and insurance activities 620 578
Real estate activities 101 30
Administrative and support service activities 192 71
Public administration and defense, compulsory social security 10 12
Human health services and social work activities   25
Other service activities 39 44
Total 1,205 1,035
Loans [Member] | at fair value through OCI [Member]    
Credit Risk Profile by Industry Sector [Line Items]    
Mining and quarrying [7]   33
Manufacturing 1,431 [8] 1,042 [7]
Electricity, gas, steam and air conditioning supply [8] 28  
Construction 21 [8] 40 [7]
Wholesale and retail trade, repair of motor vehicles and motorcycles 806 [8] 930 [7]
Transport and storage 90 [8] 316 [7]
Accommodation and food service activities [7]   8
Information and communication 231 [8] 658 [7]
Financial and insurance activities 969 [8] 1,099 [7]
Real estate activities 41 [8] 83 [7]
Administrative and support service activities 62 [8] 22 [7]
Public administration and defense, compulsory social security 128 [8] 124 [7]
Arts, entertainment and recreation [8] 50  
Other service activities 210 [8] 14 [7]
Activities of households as employers, undifferentiated goods- and services-producing activities of households for own use 1 [8] 1 [7]
Total 4,069 [8] 4,370 [7]
Off-balance sheet [Member] | Revocable and irrevocable lending commitments [Member]    
Credit Risk Profile by Industry Sector [Line Items]    
Agriculture, forestry and fishing 275 [9] 593 [10]
Mining and quarrying 5,636 [9] 5,220 [10]
Manufacturing 58,584 [9] 51,706 [10]
Electricity, gas, steam and air conditioning supply 6,479 [9] 5,068 [10]
Water supply, sewerage, waste management and remediation activities 457 [9] 484 [10]
Construction 3,198 [9] 2,939 [10]
Wholesale and retail trade, repair of motor vehicles and motorcycles 16,947 [9] 16,368 [10]
Transport and storage 6,254 [9] 5,729 [10]
Accommodation and food service activities 1,137 [9] 1,308 [10]
Information and communication 14,567 [9] 13,837 [10]
Financial and insurance activities 74,787 [9] 68,414 [10],[11]
Real estate activities 7,251 [9] 6,486 [10]
Professional, scientific and technical activities 5,070 [9] 5,245 [10]
Administrative and support service activities 5,101 [9] 5,114 [10]
Public administration and defense, compulsory social security 6,767 [9] 6,519 [10],[11]
Education 125 [9] 132 [10]
Human health services and social work activities 1,898 [9] 1,646 [10]
Arts, entertainment and recreation 1,507 [9] 1,899 [10]
Other service activities 4,037 [9] 4,790 [10]
Activities of households as employers, undifferentiated goods- and services-producing activities of households for own use 30,943 [9] 30,934 [10]
Activities of extraterritorial organizations and bodies 0 [9] 0 [10]
Total 251,021 [9] 234,432 [10]
Off-balance sheet [Member] | Contingent liabilities [Member]    
Credit Risk Profile by Industry Sector [Line Items]    
Agriculture, forestry and fishing 17 36
Mining and quarrying 2,644 1,893
Manufacturing 13,053 11,612
Electricity, gas, steam and air conditioning supply 3,779 2,807
Water supply, sewerage, waste management and remediation activities 158 175
Construction 2,927 2,714
Wholesale and retail trade, repair of motor vehicles and motorcycles 6,795 7,135
Transport and storage 1,061 947
Accommodation and food service activities 110 136
Information and communication 3,317 2,896
Financial and insurance activities 28,173 24,361
Real estate activities 192 208
Professional, scientific and technical activities 2,309 2,147
Administrative and support service activities 1,062 816
Public administration and defense, compulsory social security 60 105
Education 53 56
Human health services and social work activities 146 141
Arts, entertainment and recreation 106 88
Other service activities 793 810
Activities of households as employers, undifferentiated goods- and services-producing activities of households for own use 455 311
Activities of extraterritorial organizations and bodies 2 2
Total 67,214 59,394
OTC derivatives [Member] | at fair value through P/L [Member]    
Credit Risk Profile by Industry Sector [Line Items]    
Agriculture, forestry and fishing [12] 2 3 [13]
Mining and quarrying [12] 41 32 [13]
Manufacturing [12] 1,863 5,034 [13]
Electricity, gas, steam and air conditioning supply [12] 145 360 [13]
Water supply, sewerage, waste management and remediation activities [12] 245 67 [13]
Construction [12] 75 256 [13]
Wholesale and retail trade, repair of motor vehicles and motorcycles [12] 570 298 [13]
Transport and storage [12] 170 515 [13]
Accommodation and food service activities [12] 14 7 [13]
Information and communication [12] 960 924 [13]
Financial and insurance activities [12] 22,881 13,369 [13]
Real estate activities [12] 452 822 [13]
Professional, scientific and technical activities [12] 108 85 [13]
Administrative and support service activities [12] 413 496 [13]
Public administration and defense, compulsory social security [12] 398 1,037 [13]
Education [12] 169 255 [13]
Human health services and social work activities [12] 36 157 [13]
Arts, entertainment and recreation [12] 83 56 [13]
Other service activities [12] 68 91 [13]
Activities of households as employers, undifferentiated goods- and services-producing activities of households for own use [12] 189 253 [13]
Activities of extraterritorial organizations and bodies [12] 85 31 [13]
Total [12] 28,967 24,146 [13]
Debt securities [Member] | at amortized cost [Member]    
Credit Risk Profile by Industry Sector [Line Items]    
Mining and quarrying 34 [14] 4 [15]
Manufacturing 64 [14] 4 [15]
Electricity, gas, steam and air conditioning supply 78 [14] 15 [15]
Construction 29 [14] 60 [15]
Wholesale and retail trade, repair of motor vehicles and motorcycles [15]   6
Transport and storage 117 [14] 306 [15]
Information and communication 108 [14] 78 [15]
Financial and insurance activities 4,669 [1],[14] 3,542 [2],[15]
Real estate activities 405 [14] 381 [4],[15]
Professional, scientific and technical activities 27 [14] 28 [15]
Administrative and support service activities 39 [14] 27 [15]
Public administration and defense, compulsory social security 19,782 [14] 10,185 [15]
Human health services and social work activities [14] 88  
Other service activities 115 [14] 174 [15]
Activities of extraterritorial organizations and bodies 40 [14] 40 [15]
Total 25,596 [14] 14,849 [15]
Debt securities [Member] | at fair value through P/L [Member]    
Credit Risk Profile by Industry Sector [Line Items]    
Agriculture, forestry and fishing 8 12
Mining and quarrying 362 371
Manufacturing 983 1,746
Electricity, gas, steam and air conditioning supply 732 601
Water supply, sewerage, waste management and remediation activities 23 22
Construction 621 456
Wholesale and retail trade, repair of motor vehicles and motorcycles 357 335
Transport and storage 537 888
Accommodation and food service activities 26 91
Information and communication 579 1,007
Financial and insurance activities 18,440 [1] 18,588 [2]
Real estate activities 1,703 2,405 [4]
Professional, scientific and technical activities 206 176
Administrative and support service activities 268 323
Public administration and defense, compulsory social security 59,291 63,108
Education 113 275
Human health services and social work activities 49 468
Arts, entertainment and recreation 125 131
Other service activities 2,636 2,693
Activities of extraterritorial organizations and bodies 964 1,671
Total 88,025 95,367
Debt securities [Member] | at fair value through OCI [Member]    
Credit Risk Profile by Industry Sector [Line Items]    
Mining and quarrying 2 [16] 2 [17]
Manufacturing 41 [16] 37 [17]
Electricity, gas, steam and air conditioning supply 35 [16] 1 [17]
Construction 1 [16] 10 [17]
Wholesale and retail trade, repair of motor vehicles and motorcycles 2 [16] 2 [17]
Transport and storage 14 [16] 1 [17]
Accommodation and food service activities [17]   0
Information and communication 2 [16] 9 [17]
Financial and insurance activities 4,421 [1],[16] 4,511 [2],[17]
Real estate activities 548 [16] 129 [4],[17]
Professional, scientific and technical activities 115 [16] 157 [17]
Administrative and support service activities 5 [16] 3 [17]
Public administration and defense, compulsory social security 19,991 [16] 18,216 [17]
Education [16] 17  
Human health services and social work activities [16] 12  
Other service activities 18 [16] 14 [17]
Activities of extraterritorial organizations and bodies 229 [16] 287 [17]
Total 25,450 [16] 23,377 [17]
Repo and repo-style transactions [Member] | at amortized cost [Member]    
Credit Risk Profile by Industry Sector [Line Items]    
Electricity, gas, steam and air conditioning supply [18] 1,515  
Financial and insurance activities [18] 9,965 [1] 8,428 [2],[19]
Other service activities [18],[19]   5
Total [18] 11,479 8,433 [19]
Repo and repo-style transactions [Member] | at fair value through P/L [Member]    
Credit Risk Profile by Industry Sector [Line Items]    
Financial and insurance activities [18] 75,497 [1] 76,317 [2],[19]
Public administration and defense, compulsory social security [18] 5,768 1,957 [19]
Other service activities [18] 4 12 [19]
Total [18] 81,270 78,286 [19]
Repo and repo-style transactions [Member] | at fair value through OCI [Member]    
Credit Risk Profile by Industry Sector [Line Items]    
Financial and insurance activities [18] 2,156 [1] 1,231 [2],[19]
Total [18] € 2,156 € 1,231 [19]
[1] Includes exposure to Corporates including Holding Companies of € 85 billion, Asset-Backed Securities of € 43 billion, Banks of € 54 billion, Insurance of € 15 billion, Financial Intermediaries of € 22 billion and Public Sector of € 13 billion, all based on internal client classification
[2] Includes exposure to Corporates including Holding Companies of € 79 billion, Asset-Backed Securities of € 37 billion, Banks of € 49 billion, Insurance of € 11 billion, Financial Intermediaries of € 23 billion and Public Sector of € 11 billion, all based on internal client classification
[3] Non-recourse Commercial Real Estate ‘focus’ portfolio is € 33 billion
[4] Non-recourse Commercial Real Estate ‘focus’ portfolio is € 31 billion
[5] Includes stage 3 and stage 3 POCI loans at amortized cost amounting to € 12.2 billion as of December 31, 2022
[6] Includes stage 3 and stage 3 POCI loans at amortized cost amounting to € 12.4 billion as of December 31, 2021
[7] Includes stage 3 and stage 3 POCI loans at fair value through OCI amounting to € 28.1 million as of December 31, 2021
[8] Includes stage 3 and stage 3 POCI loans at fair value through OCI amounting to € 54.9 million as of December 31, 2022
[9] Includes stage 3 and stage 3 POCI off-balance sheet exposure amounting to € 2.6 billion as of December 31, 2022
[10] Includes stage 3 and stage 3 POCI off-balance sheet exposure amounting to € 2.6 billion as of December 31, 2021
[11]
10 Prior year’s comparatives aligned to presentation in the current year
[12] Includes the effect of netting agreements and cash collateral received where applicable. Excludes derivatives qualifying for hedge accounting
[13] Includes the effect of netting agreements and cash collateral received where applicable. Excludes derivatives qualifying for hedge accounting
[14] Includes stage 3 and stage 3 POCI debt securities at amortized cost amounting to € 327.6 million as of December 31, 2022
[15] Includes stage 3 and stage 3 POCI debt securities at amortized cost amounting to € 368.2 million as of December 31, 2021
[16] Includes stage 3 and stage 3 POCI debt securities at fair value through OCI amounting to € 15.1 million as of December 31, 2022
[17] Includes stage 3 and stage 3 POCI debt securities at fair value through OCI amounting to € 15.8 million as of December 31, 2021
[18] Before reflection of collateral and limited to securities purchased under resale agreements and securities borrowed
[19] Before reflection of collateral and limited to securities purchased under resale agreements and securities borrowed