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Note 44 - IBOR Transition (Detail) - EUR (€)
€ in Millions
Dec. 31, 2022
Dec. 31, 2021
USD LIBOR [Member]    
IBOR Transition [Line Items]    
Financial Assets IBOR € 3,096,230 € 2,894,005
Non-derivative financial assets [Abstract]    
Non-Derivative Financial Assets 33,862 64,584
Loans 31,416 62,403
Other 2,445 2,181
Derivative financial assets [Abstract]    
Derivative Financial Assets 3,062,368 2,829,421 [1]
Financial Liabilities IBOR 2,843,883 2,686,766
Non-Derivative Financial liabilities [Abstract]    
Total Non-Derivative Financial Liabilities 8,666 17,403
Bonds 7,731 6,561
Deposits 728 10,809
Other 207 32
Derivative Financial liabilities [Abstract]    
Derivative Financial Liabilities 2,835,216 2,669,363 [1]
Off-balance sheet [Abstract]    
Off-balance sheet € 34,914 73,166
GBP LIBOR [Member]    
IBOR Transition [Line Items]    
Financial Assets IBOR   356,907
Non-derivative financial assets [Abstract]    
Non-Derivative Financial Assets   5,605
Loans   5,478
Other   127
Derivative financial assets [Abstract]    
Derivative Financial Assets [1]   351,302
Financial Liabilities IBOR   321,471
Non-Derivative Financial liabilities [Abstract]    
Total Non-Derivative Financial Liabilities   41
Other   41
Derivative Financial liabilities [Abstract]    
Derivative Financial Liabilities [1]   321,430
Off-balance sheet [Abstract]    
Off-balance sheet   498
CHF LIBOR [Member]    
IBOR Transition [Line Items]    
Financial Assets IBOR   47,247
Non-derivative financial assets [Abstract]    
Non-Derivative Financial Assets   182
Loans   182
Derivative financial assets [Abstract]    
Derivative Financial Assets [1]   47,065
Financial Liabilities IBOR   45,442
Derivative Financial liabilities [Abstract]    
Derivative Financial Liabilities [1]   45,442
Off-balance sheet [Abstract]    
Off-balance sheet   40
JPY LIBOR [Member]    
IBOR Transition [Line Items]    
Financial Assets IBOR   523,593
Non-derivative financial assets [Abstract]    
Non-Derivative Financial Assets   66
Loans   59
Other   7
Derivative financial assets [Abstract]    
Derivative Financial Assets [1]   523,527
Financial Liabilities IBOR   502,571
Derivative Financial liabilities [Abstract]    
Derivative Financial Liabilities [1]   502,571
Off-balance sheet [Abstract]    
Off-balance sheet   95
EONIA [Member]    
IBOR Transition [Line Items]    
Financial Assets IBOR   9,578
Non-derivative financial assets [Abstract]    
Non-Derivative Financial Assets   536
Loans   363
Other   173
Derivative financial assets [Abstract]    
Derivative Financial Assets [1]   9,042
Financial Liabilities IBOR   7,840
Non-Derivative Financial liabilities [Abstract]    
Total Non-Derivative Financial Liabilities   689
Deposits   664
Other   25
Derivative Financial liabilities [Abstract]    
Derivative Financial Liabilities [1]   7,151
Off-balance sheet [Abstract]    
Off-balance sheet   1,963
Other IBORs [Member]    
IBOR Transition [Line Items]    
Financial Assets IBOR   40,971
Non-derivative financial assets [Abstract]    
Non-Derivative Financial Assets   469
Loans   469
Derivative financial assets [Abstract]    
Derivative Financial Assets [1]   40,503
Financial Liabilities IBOR   38,650
Derivative Financial liabilities [Abstract]    
Derivative Financial Liabilities [1]   38,650
Off-balance sheet [Abstract]    
Off-balance sheet   33
Multiple Basis [Member]    
IBOR Transition [Line Items]    
Financial Assets IBOR [2]   167,050
Derivative financial assets [Abstract]    
Derivative Financial Assets [1],[2]   167,050
Financial Liabilities IBOR [2]   144,217
Derivative Financial liabilities [Abstract]    
Derivative Financial Liabilities [1],[2]   € 144,217
[1] The Group also has exposure to interest rate benchmark reform in respect of its cash collateral balances across some of its Credit Support Annex agreements. This exposure is not presented in the table due to its short term nature.
[2] Multiple basis relates to underlying contracts utilizing multiple benchmarks subject to reforms, (e.g. floating- floating interest rate swaps which have cash flows in GBP IBOR and USD IBOR).