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Note 19 - Off-balance sheet lending commitments and guarantee business, Allowance for Credit Losses (Detail) - Allowance for Credit Losses - EUR (€)
€ in Millions
12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Off-balance sheet lending commitments and guarantee business [Line Items]      
Balance, beginning of year [1] € 443 [2],[3] € 419  
Movements in financial assets including new business 99 [3],[4] 13 [1],[2] € 75
Transfers due to changes in creditworthiness [1],[2]   0  
Changes in models [1],[2]   0  
Foreign exchange and other changes 9 [3],[4] 12 [1],[2] 1
Balance, end of reporting period 551 [3],[4],[5] 443 [1],[2],[3] 419 [1]
Provision for Credit Losses excluding country risk [6] 99 [3],[4],[7] 13 [1],[2],[8],[9]  
Stage 1 [Member]      
Off-balance sheet lending commitments and guarantee business [Line Items]      
Balance, beginning of year [1] 108 [2],[3] 144  
Movements in financial assets including new business 21 [3],[4] (43) [1],[2] 13
Transfers due to changes in creditworthiness 12 [3],[4] 3 [1],[2]  
Changes in models [1],[2]   0  
Foreign exchange and other changes 4 [3],[4] 3 [1],[2] 3
Balance, end of reporting period 144 [3],[4],[5] 108 [1],[2],[3] 144 [1]
Provision for Credit Losses excluding country risk [6] 33 [3],[4],[7] (40) [1],[2],[8],[9]  
Stage 2 [Member]      
Off-balance sheet lending commitments and guarantee business [Line Items]      
Balance, beginning of year [1] 111 [2],[3] 74  
Movements in financial assets including new business (1) [3],[4] 38 [1],[2] 21
Transfers due to changes in creditworthiness (15) [3],[4] (5) [1],[2]  
Changes in models [1],[2]   0  
Foreign exchange and other changes 3 [3],[4] 3 [1],[2] 4
Balance, end of reporting period 97 [3],[4] 111 [1],[2],[3] 74 [1]
Provision for Credit Losses excluding country risk [6] (16) [3],[4],[7] 33 [1],[2],[8],[9]  
Stage 3 [Member]      
Off-balance sheet lending commitments and guarantee business [Line Items]      
Balance, beginning of year [1] 225 [2],[3] 200  
Movements in financial assets including new business 78 [3],[4] 18 [1],[2] 41
Transfers due to changes in creditworthiness 3 [3],[4] 2 [1],[2]  
Changes in models [1],[2]   0  
Foreign exchange and other changes 3 [3],[4] 6 [1],[2] (6)
Balance, end of reporting period 310 [3],[4] 225 [1],[2],[3] 200 [1]
Provision for Credit Losses excluding country risk [6] 82 [3],[4],[7] 19 [1],[2],[8],[9]  
Stage 3 POCI [Member]      
Off-balance sheet lending commitments and guarantee business [Line Items]      
Balance, beginning of year [1] € 0 [2],[4] 0  
Movements in financial assets including new business   0 [1],[2] 0
Transfers due to changes in creditworthiness [1],[2]   0  
Changes in models [1],[2]   0  
Foreign exchange and other changes   0 [1],[2] 0
Balance, end of reporting period [1]   0 [2],[4] € 0
Provision for Credit Losses excluding country risk [1],[2],[6],[8],[9]   € 0  
[1] Allowance for credit losses does not include allowance for country risk amounting to € 6 million as of December 31, 2021.
[2] Allowance for credit losses does not include allowance for country risk amounting to € 6 million as of December 31, 2021.
[3] Allowance for credit losses does not include allowance for country risk amounting to € 9 million as of December 31, 2022.
[4] Allowance for credit losses does not include allowance for country risk amounting to € 9 million as of December 31, 2022.
[5]
1Prior year’s comparatives aligned to presentation in the current year.
[6] The above table breaks down the impact on provision for credit losses from movements in financial assets including new business, transfers due to changes in creditworthiness and changes in models
[7] The above table breaks down the impact on provision for credit losses from movements in financial assets including new business, transfers due to changes in creditworthiness and changes in models.
[8] The above table breaks down the impact on provision for credit losses from movements in financial assets including new business, transfers due to changes in creditworthiness and changes in models.
[9] The above table breaks down the impact on provision for credit losses from movements in financial assets including new business, transfers due to changes in creditworthiness and changes in models.