The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company Equities 88579Y101 202 1,234 SH   DFND   1,234 0 0
3M Company Equities 88579Y101 95,516 581,003 SH   SOLE   581,003 0 0
Abbott Laboratories Equities 002824100 84 1,009 SH   DFND   1,009 0 0
Abbott Laboratories Equities 002824100 4,072 48,678 SH   SOLE   48,678 0 0
AbbVie Inc. Equities 00287Y109 1,270 16,782 SH   SOLE   16,782 0 0
AFLAC Inc Equities 001055102 611 11,681 SH   SOLE   11,681 0 0
Agilent Technologies Inc Equities 00846U101 288 3,768 SH   SOLE   3,768 0 0
Air Prods & Chems Inc Equities 009158106 687 3,100 SH   SOLE   3,100 0 0
Alphabet Inc CL A Equities 02079K305 2,866 2,347 SH   SOLE   2,347 0 0
Alphabet Inc Cl C Equities 02079K107 10 9 SH   DFND   9 0 0
Alphabet Inc Cl C Equities 02079K107 7,420 6,087 SH   SOLE   5,691 396 0
Altria Group Inc Equities 02209S103 69 1,700 SH   DFND   1,700 0 0
Altria Group Inc Equities 02209S103 682 16,682 SH   SOLE   16,682 0 0
Amazon Com Inc Equities 023135106 1,525 879 SH   SOLE   879 0 0
American Express Co Equities 025816109 592 5,013 SH   SOLE   5,013 0 0
American Tower Reit Com Equities 03027X100 838 3,794 SH   SOLE   3,794 0 0
American Water Works Company In Equities 030420103 229 1,849 SH   SOLE   1,849 0 0
Amgen Inc Equities 031162100 1,890 9,771 SH   SOLE   9,771 0 0
Apple Computer Inc Equities 037833100 14,345 64,052 SH   SOLE   61,664 2,388 0
Apple Computer Inc Equities 037833100 44 198 SH   DFND   198 0 0
AT&T Inc Equities 00206R102 3,006 79,460 SH   SOLE   79,460 0 0
AT&T Inc Equities 00206R102 681 18,010 SH   DFND   18,010 0 0
Automatic Data Processing Inc Equities 053015103 3,972 24,608 SH   SOLE   24,608 0 0
AvalonBay Communities Inc Equities 053484101 610 2,833 SH   SOLE   2,833 0 0
Bank Of America Corporation Equities 060505104 886 30,401 SH   SOLE   30,401 0 0
Bank of New York Mellon Corp Equities 064058100 255 5,656 SH   SOLE   5,656 0 0
Baxter Intl Inc Equities 071813109 263 3,010 SH   SOLE   3,010 0 0
Becton Dickinson and Company Equities 075887109 4,374 17,292 SH   SOLE   15,598 1,694 0
Becton Dickinson and Company Equities 075887109 11 44 SH   DFND   44 0 0
Berkshire Hathaway Inc Equities 084670108 2,494 8 SH   SOLE   8 0 0
Berkshire Hathaway Inc - CL B Equities 084670702 490 2,358 SH   DFND   2,358 0 0
Berkshire Hathaway Inc - CL B Equities 084670702 15,158 72,872 SH   SOLE   70,751 2,121 0
Biotech Select Sector SPDR ETF Equities 78464A870 245 3,220 SH   SOLE   3,220 0 0
BlackRock, Inc. Equities 09247X101 270 607 SH   SOLE   607 0 0
Boeing Co Equities 097023105 959 2,522 SH   SOLE   2,522 0 0
Booking Holdings Inc Equities 09857L108 757 386 SH   SOLE   386 0 0
Bristol Myers Squibb Co Equities 110122108 2,680 52,860 SH   SOLE   47,728 5,132 0
Bristol Myers Squibb Co Equities 110122108 178 3,518 SH   DFND   3,518 0 0
Broadcom Inc. Equities 11135F101 865 3,135 SH   SOLE   3,135 0 0
Cable ONE, Inc. Equities 12685J105 437 349 SH   SOLE   349 0 0
Caterpillar Inc Del Equities 149123101 3,204 25,369 SH   SOLE   25,369 0 0
Caterpillar Inc Del Equities 149123101 394 3,125 SH   DFND   3,125 0 0
Charles Schwab Corp Equities 808513105 3,327 79,557 SH   SOLE   68,729 10,828 0
Charles Schwab Corp Equities 808513105 9 236 SH   DFND   236 0 0
Chevron Corporation Equities 166764100 2,509 21,158 SH   SOLE   21,158 0 0
Chevron Corporation Equities 166764100 616 5,200 SH   DFND   5,200 0 0
Chubb Limited Equities H1467J104 519 3,216 SH   SOLE   3,216 0 0
Church & Dwight Inc Equities 171340102 4,020 53,436 SH   SOLE   53,436 0 0
Cigna Corporation Equities 125523100 207 1,365 SH   SOLE   1,365 0 0
Cisco Systems Inc Equities 17275R102 6,899 139,633 SH   SOLE   129,985 9,648 0
Cisco Systems Inc Equities 17275R102 681 13,792 SH   DFND   13,792 0 0
Coca Cola Co Equities 191216100 1,271 23,354 SH   SOLE   23,354 0 0
Colgate Palmolive Co Equities 194162103 480 6,537 SH   SOLE   6,537 0 0
Comcast Corp New Cl A Equities 20030N101 4,514 100,138 SH   SOLE   90,218 9,920 0
Comcast Corp New Cl A Equities 20030N101 5 116 SH   DFND   116 0 0
ConocoPhillips Equities 20825C104 230 4,037 SH   SOLE   4,037 0 0
Consolidated Edison Inc Equities 209115104 191 2,025 SH   DFND   2,025 0 0
Consolidated Edison Inc Equities 209115104 476 5,041 SH   SOLE   5,041 0 0
Constellation Brands Inc - Clas Equities 21036P108 3,840 18,529 SH   SOLE   16,248 2,281 0
Constellation Brands Inc - Clas Equities 21036P108 10 49 SH   DFND   49 0 0
Consumer Discretionary Select S Equities 81369Y407 16,652 137,964 SH   SOLE   137,774 190 0
Consumer Discretionary Select S Equities 81369Y407 88 731 SH   DFND   731 0 0
Consumer Staples Select Sector Equities 81369Y308 65 1,068 SH   DFND   1,068 0 0
Consumer Staples Select Sector Equities 81369Y308 16,184 263,501 SH   SOLE   263,031 470 0
Corning Inc Equities 219350105 255 8,953 SH   SOLE   8,953 0 0
Corteva, Inc. Equities 22052L104 325 11,633 SH   SOLE   11,633 0 0
Corteva, Inc. Equities 22052L104 42 1,521 SH   DFND   1,521 0 0
Costco Wholesale Corp Equities 22160K105 872 3,028 SH   SOLE   3,028 0 0
Crown Castle International Corp Equities 22822V101 528 3,802 SH   DFND   3,802 0 0
Crown Castle International Corp Equities 22822V101 4,806 34,574 SH   SOLE   31,591 2,983 0
CVS/Caremark Corp Equities 126650100 1,073 17,013 SH   SOLE   17,013 0 0
Danaher Corp Del Equities 235851102 468 3,244 SH   SOLE   3,244 0 0
Deere & Co Equities 244199105 427 2,535 SH   SOLE   2,535 0 0
Digital Realty Trust, Inc. Equities 253868103 1,481 11,409 SH   SOLE   11,409 0 0
Digital Realty Trust, Inc. Equities 253868103 447 3,446 SH   DFND   3,446 0 0
Dominion Energy Inc Equities 25746U109 425 5,250 SH   SOLE   5,250 0 0
Dominion Energy Inc Equities 25746U109 36 450 SH   DFND   450 0 0
Domino's Pizza, Inc. Equities 25754A201 270 1,104 SH   SOLE   1,104 0 0
Dow Inc. Equities 260557103 72 1,521 SH   DFND   1,521 0 0
Dow Inc. Equities 260557103 554 11,633 SH   SOLE   11,633 0 0
Duke Energy Corp New Com Equities 26441C204 105 1,100 SH   DFND   1,100 0 0
Duke Energy Corp New Com Equities 26441C204 188 1,962 SH   SOLE   1,962 0 0
DuPont de Nemours Inc Equities 26614N102 108 1,521 SH   DFND   1,521 0 0
DuPont de Nemours Inc Equities 26614N102 829 11,633 SH   SOLE   11,633 0 0
Eaton Vance Tax-Managed Buy-Wri Equities 27828Y108 195 13,360 SH   SOLE   13,360 0 0
Edwards Lifesciences Corporatio Equities 28176E108 429 1,953 SH   SOLE   1,953 0 0
Electronic Arts Equities 285512109 9 100 SH   DFND   100 0 0
Electronic Arts Equities 285512109 3,455 35,324 SH   SOLE   30,159 5,165 0
Eli Lilly & Co Equities 532457108 754 6,745 SH   SOLE   6,745 0 0
Emerson Elec Co Equities 291011104 1,446 21,628 SH   SOLE   21,628 0 0
Energy Select Sector SPDR Equities 81369Y506 7,666 129,501 SH   SOLE   129,246 255 0
Enterprise Products Partners Equities 293792107 2,366 82,809 SH   SOLE   72,460 10,349 0
Enterprise Products Partners Equities 293792107 562 19,691 SH   DFND   19,691 0 0
EOG Res Inc Equities 26875P101 2,330 31,406 SH   SOLE   25,948 5,458 0
EOG Res Inc Equities 26875P101 7 101 SH   DFND   101 0 0
Equifax Inc Equities 294429105 681 4,845 SH   SOLE   4,845 0 0
Equity Residential Equities 29476L107 471 5,468 SH   SOLE   5,468 0 0
Exxon Mobil Corp Equities 30231G102 6,458 91,466 SH   SOLE   91,466 0 0
Exxon Mobil Corp Equities 30231G102 101 1,444 SH   DFND   1,444 0 0
Facebook, Inc. Equities 30303M102 906 5,093 SH   SOLE   5,093 0 0
FactSet Research Systems Inc. Equities 303075105 709 2,922 SH   SOLE   2,922 0 0
Fastenal Company Equities 311900104 283 8,676 SH   SOLE   8,676 0 0
Fidelity MSCI Communication Ser Equities 316092873 3,923 118,663 SH   SOLE   117,095 1,568 0
Fidelity MSCI Consumer Discret Equities 316092204 3,395 74,220 SH   SOLE   73,277 943 0
Fidelity MSCI Consumer Staples Equities 316092303 2,893 79,024 SH   SOLE   77,971 1,053 0
Fidelity MSCI Energy Index ETF Equities 316092402 53 3,403 SH   DFND   3,403 0 0
Fidelity MSCI Energy Index ETF Equities 316092402 1,787 113,551 SH   SOLE   112,081 1,470 0
Fidelity MSCI Financials Index Equities 316092501 5,778 142,125 SH   SOLE   140,249 1,876 0
Fidelity MSCI Industrials Index Equities 316092709 3,013 75,599 SH   SOLE   74,627 972 0
Fidelity MSCI Information Techn Equities 316092808 10,031 157,313 SH   SOLE   155,428 1,885 0
Fidelity MSCI Real Estate Index Equities 316092857 1,982 71,049 SH   SOLE   70,085 964 0
Fidelity MSCI Utilities ETF Equities 316092865 1,517 35,719 SH   SOLE   35,226 493 0
Fidelity Total Bond ETF Equities 316188309 2,946 56,991 SH   SOLE   56,991 0 0
Financial Select Sector SPDR Equities 81369Y605 178 6,370 SH   DFND   6,370 0 0
Financial Select Sector SPDR Equities 81369Y605 29,711 1,061,127 SH   SOLE   1,059,387 1,740 0
First Trust Nasdaq ABA CBIF Equities 33736Q104 419 8,765 SH   SOLE   8,765 0 0
First Trust North Amer Engy Inf Equities 33738D101 9 376 SH   DFND   376 0 0
First Trust North Amer Engy Inf Equities 33738D101 1,459 57,015 SH   SOLE   56,445 570 0
Fiserv Inc Equities 337738108 673 6,500 SH   SOLE   6,500 0 0
FleetCor Technologies, Inc. Equities 339041105 5 18 SH   DFND   18 0 0
FleetCor Technologies, Inc. Equities 339041105 1,888 6,585 SH   SOLE   5,722 863 0
Franklin STR PPTYS Corp Com Equities 35471R106 87 10,314 SH   SOLE   10,314 0 0
General Elec Co Equities 369604103 709 79,362 SH   SOLE   79,362 0 0
General Mills Inc Equities 370334104 189 3,440 SH   DFND   3,440 0 0
General Mills Inc Equities 370334104 573 10,411 SH   SOLE   10,411 0 0
Glaxosmithkline PLC Sponsored A Equities 37733W105 228 5,348 SH   SOLE   5,348 0 0
Goldman Sachs ActiveBeta Intl E Equities 381430107 24,720 873,820 SH   SOLE   870,653 3,167 0
Goldman Sachs Group Inc Equities 38141G104 373 1,804 SH   SOLE   1,804 0 0
GreenGro Technologies, Inc. Equities 39526G107 0 10,000 SH   SOLE   10,000 0 0
Hawaiian Electric Industries Equities 419870100 145 3,200 SH   DFND   3,200 0 0
Hawaiian Electric Industries Equities 419870100 454 9,959 SH   SOLE   9,959 0 0
Healthcare Select Sector SPDR Equities 81369Y209 32,244 357,758 SH   SOLE   356,396 1,362 0
Hewlett Packard Enterprise Comp Equities 42824C109 214 14,135 SH   SOLE   14,135 0 0
Home Depot Inc Equities 437076102 545 2,350 SH   DFND   2,350 0 0
Home Depot Inc Equities 437076102 7,035 30,321 SH   SOLE   30,321 0 0
Honeywell International Inc Equities 438516106 1,303 7,702 SH   SOLE   7,702 0 0
HP Inc. Equities 40434L105 257 13,598 SH   SOLE   13,598 0 0
Idexx Laboratories Inc. Equities 45168D104 2,245 8,259 SH   SOLE   8,259 0 0
Illinois Tool Works Inc Equities 452308109 1,540 9,843 SH   SOLE   9,843 0 0
Industrial Select Sector SPDR Equities 81369Y704 11,027 142,049 SH   SOLE   141,819 230 0
Industrial Select Sector SPDR Equities 81369Y704 59 765 SH   DFND   765 0 0
Intel Corp Equities 458140100 291 5,655 SH   DFND   5,655 0 0
Intel Corp Equities 458140100 4,704 91,296 SH   SOLE   91,296 0 0
International Business Machines Equities 459200101 1,999 13,753 SH   SOLE   13,753 0 0
Invesco Aerospace & Defense ETF Equities 46137V100 223 3,302 SH   SOLE   3,302 0 0
Invesco QQQ Trust Equities 46090E103 827 4,384 SH   SOLE   4,384 0 0
Invesco S&P SmallCap Informatio Equities 46138E115 867 10,105 SH   SOLE   10,105 0 0
IQ Merger Arbitrage ETF Equities 45409B800 1,599 49,915 SH   SOLE   49,915 0 0
iShares Barclays 1-3 Year Treas Equities 464287457 719 8,483 SH   SOLE   8,483 0 0
iShares Barclays 3-7 Year Treas Equities 464288661 11,771 92,835 SH   SOLE   92,392 443 0
iShares Barclays 3-7 Year Treas Equities 464288661 104 824 SH   DFND   824 0 0
iShares Barclays 7-10 Year Trea Equities 464287440 11,644 103,536 SH   SOLE   103,019 517 0
iShares Core 1-5 Year USD Bond Equities 46432F859 54 1,081 SH   SOLE   1,081 0 0
iShares Core 1-5 Year USD Bond Equities 46432F859 196 3,895 SH   DFND   3,895 0 0
iShares Core MSCI EAFE Equities 46432F842 4 71 SH   DFND   71 0 0
iShares Core MSCI EAFE Equities 46432F842 55,337 906,129 SH   SOLE   902,690 3,439 0
iShares Core MSCI Emerging Mark Equities 46434G103 30,350 619,151 SH   SOLE   616,561 2,590 0
iShares Core Total USD Bond Mar Equities 46434V613 184 3,517 SH   DFND   3,517 0 0
iShares Core Total USD Bond Mar Equities 46434V613 77,043 1,470,021 SH   SOLE   1,462,911 7,110 0
iShares Dow Jones US Consumer S Equities 464287580 49 229 SH   DFND   229 0 0
iShares Dow Jones US Consumer S Equities 464287580 756 3,482 SH   SOLE   3,482 0 0
iShares Dow Jones US Medical De Equities 464288810 882 3,569 SH   SOLE   3,569 0 0
iShares Dow Jones US Pharmaceut Equities 464288836 33 239 SH   DFND   239 0 0
iShares Dow Jones US Pharmaceut Equities 464288836 1,560 11,158 SH   SOLE   11,158 0 0
iShares Edge MSCI Min Vol EAFE Equities 46429B689 5,259 71,772 SH   SOLE   71,772 0 0
iShares Floating Rate Bond ETF Equities 46429B655 602 11,815 SH   SOLE   11,815 0 0
iShares Global Clean Energy Equities 464288224 1,888 173,284 SH   SOLE   173,284 0 0
iShares Gold Trust Equities 464285105 16,236 1,151,539 SH   SOLE   1,148,312 3,227 0
iShares iBonds Dec 2021 Term Co Equities 46434VBK5 336 13,464 SH   SOLE   13,464 0 0
iShares MSCI ACWI Low Carbon Equities 46434V464 503 4,188 SH   SOLE   4,188 0 0
iShares MSCI All Country Asia e Equities 464288182 2,937 44,287 SH   SOLE   44,287 0 0
iShares MSCI All Country Asia e Equities 464288182 63 954 SH   DFND   954 0 0
iShares MSCI India Equities 46429B598 0 17 SH   DFND   17 0 0
iShares MSCI India Equities 46429B598 10,862 323,582 SH   SOLE   322,595 987 0
iShares National Amtfree Muni Equities 464288414 1,884 16,516 SH   SOLE   16,091 425 0
iShares Russell 1000 Growth Ind Equities 464287614 740 4,641 SH   SOLE   4,511 130 0
iShares Russell 1000 Value Inde Equities 464287598 1,379 10,753 SH   SOLE   10,623 130 0
iShares S & P MidCap 400 Index Equities 464287507 873 4,522 SH   SOLE   4,522 0 0
iShares S&P 500 Index Equities 464287200 363 1,218 SH   SOLE   1,218 0 0
iShares S&P 500 Value ETF Equities 464287408 293 2,466 SH   SOLE   2,466 0 0
iShares S&P Small Cap 600 Value Equities 464287879 275 1,834 SH   SOLE   1,834 0 0
iShares S&P SmallCap 600 Index Equities 464287804 2,909 37,377 SH   SOLE   37,377 0 0
iShares Short Maturity Bond Equities 46431W507 183 3,640 SH   DFND   3,640 0 0
iShares Short Maturity Bond Equities 46431W507 7,564 150,271 SH   SOLE   150,271 0 0
iShares Short-Term Corporate Bo Equities 464288646 293 5,460 SH   SOLE   4,760 700 0
iShares Tr MSCI EAFE Index Fund Equities 464287465 367 5,634 SH   SOLE   5,634 0 0
iShares TR Russell 1000 ETF Equities 464287622 560 3,404 SH   SOLE   3,404 0 0
iShares Tr Russell 2000 Index F Equities 464287655 901 5,958 SH   SOLE   5,958 0 0
iShares U.S. Technology ETF Equities 464287721 336 1,646 SH   SOLE   1,646 0 0
iShares US Aerospace and Defens Equities 464288760 2,756 12,268 SH   SOLE   12,246 22 0
Johnson & Johnson Equities 478160104 9,637 74,490 SH   SOLE   71,469 3,021 0
Johnson & Johnson Equities 478160104 835 6,460 SH   DFND   6,460 0 0
JPMorgan BetaBuilders Europe ET Equities 46641Q720 18,353 780,315 SH   SOLE   777,418 2,897 0
JPMorgan Chase & Co Equities 46625H100 3,392 28,823 SH   SOLE   28,823 0 0
JPMorgan Chase & Co Equities 46625H100 82 705 SH   DFND   705 0 0
JPMorgan Ultra-Short Income ETF Equities 46641Q837 10 206 SH   DFND   206 0 0
JPMorgan Ultra-Short Income ETF Equities 46641Q837 20,155 399,717 SH   SOLE   392,542 7,175 0
Keysight Technologies, Inc Equities 49338L103 297 3,064 SH   SOLE   3,064 0 0
Kimberly Clark Corp Equities 494368103 997 7,021 SH   SOLE   7,021 0 0
Kimberly Clark Corp Equities 494368103 237 1,675 SH   DFND   1,675 0 0
L3Harris Technologies Inc Equities 502431109 459 2,204 SH   SOLE   2,204 0 0
Linde Plc Equities G5494J103 1,075 5,554 SH   SOLE   5,554 0 0
Lockheed Martin Corp Equities 539830109 495 1,270 SH   DFND   1,270 0 0
Lockheed Martin Corp Equities 539830109 959 2,461 SH   SOLE   2,461 0 0
Magellan Midstream Partners Equities 559080106 1,702 25,686 SH   SOLE   25,686 0 0
Magellan Midstream Partners Equities 559080106 869 13,125 SH   DFND   13,125 0 0
Mastercard Inc CL A Equities 57636Q104 1,840 6,777 SH   SOLE   6,777 0 0
Materials Select Sector SPDR Tr Equities 81369Y100 516 8,866 SH   SOLE   8,866 0 0
McDonalds Corp Equities 580135101 2,687 12,519 SH   SOLE   12,519 0 0
McDonalds Corp Equities 580135101 659 3,070 SH   DFND   3,070 0 0
Medtronics PLC Equities G5960L103 855 7,876 SH   SOLE   7,876 0 0
Medtronics PLC Equities G5960L103 350 3,225 SH   DFND   3,225 0 0
Merck & Co Inc New Com Equities 58933Y105 345 4,106 SH   DFND   4,106 0 0
Merck & Co Inc New Com Equities 58933Y105 4,940 58,689 SH   SOLE   55,765 2,924 0
Microsoft Corp Equities 594918104 13,597 97,803 SH   SOLE   93,517 4,286 0
Microsoft Corp Equities 594918104 1,115 8,026 SH   DFND   8,026 0 0
Mondelez International, Inc. Equities 609207105 414 7,486 SH   SOLE   7,486 0 0
Moody's Corp Equities 615369105 437 2,136 SH   SOLE   2,136 0 0
Nestle S A Sponsored ADR Equities 641069406 4,288 39,495 SH   SOLE   34,999 4,496 0
Nestle S A Sponsored ADR Equities 641069406 634 5,847 SH   DFND   5,847 0 0
New Market Corporation Equities 651587107 296 629 SH   SOLE   629 0 0
Nike Inc Cl B Equities 654106103 1,247 13,280 SH   SOLE   13,280 0 0
Nordstrom Inc Equities 655664100 255 7,603 SH   SOLE   7,603 0 0
Norfolk Southern Corp Equities 655844108 249 1,389 SH   SOLE   1,389 0 0
Novartis AG ADR Equities 66987V109 189 2,178 SH   SOLE   2,178 0 0
Novartis AG ADR Equities 66987V109 180 2,075 SH   DFND   2,075 0 0
Nvidia Corporation Equities 67066G104 505 2,905 SH   SOLE   2,905 0 0
Old Republic International Corp Equities 680223104 58 2,500 SH   DFND   2,500 0 0
Old Republic International Corp Equities 680223104 445 18,900 SH   SOLE   18,900 0 0
Oracle Corp Equities 68389X105 1,046 19,016 SH   SOLE   19,016 0 0
Paypal Holdings, Inc. Equities 70450Y103 548 5,297 SH   SOLE   5,297 0 0
Pembina Pipeline Corp Equities 706327103 463 12,500 SH   SOLE   12,500 0 0
Pepsico Inc Equities 713448108 251 1,835 SH   DFND   1,835 0 0
Pepsico Inc Equities 713448108 5,369 39,165 SH   SOLE   39,165 0 0
Pfizer Inc Equities 717081103 30 850 SH   DFND   850 0 0
Pfizer Inc Equities 717081103 1,852 51,564 SH   SOLE   51,564 0 0
Philip Morris International Inc Equities 718172109 151 2,000 SH   DFND   2,000 0 0
Philip Morris International Inc Equities 718172109 1,134 14,937 SH   SOLE   14,937 0 0
Phillips 66 Equities 718546104 446 4,358 SH   SOLE   4,358 0 0
PNC Financial Services Group Equities 693475105 297 2,126 SH   SOLE   2,126 0 0
Procter & Gamble Co Equities 742718109 5,452 43,841 SH   SOLE   43,841 0 0
Procter & Gamble Co Equities 742718109 687 5,530 SH   DFND   5,530 0 0
Public Storage Inc Equities 74460D109 4 17 SH   SOLE   17 0 0
Public Storage Inc Equities 74460D109 404 1,650 SH   DFND   1,650 0 0
Qualcomm Inc Equities 747525103 351 4,603 SH   DFND   4,603 0 0
Qualcomm Inc Equities 747525103 924 12,124 SH   SOLE   12,124 0 0
Rayonier, Inc. Equities 754907103 300 10,650 SH   SOLE   10,650 0 0
Raytheon Co Equities 755111507 3,842 19,584 SH   SOLE   16,735 2,849 0
Raytheon Co Equities 755111507 11 59 SH   DFND   59 0 0
Real Estate Select Sector SPDR Equities 81369Y860 8,274 210,333 SH   SOLE   209,931 402 0
Roper Industries, Inc. Equities 776696106 251 706 SH   SOLE   706 0 0
Ross Stores, Inc. Equities 778296103 430 3,920 SH   SOLE   3,920 0 0
Royal Dutch Shell PLC Spons ADR Equities 780259206 342 5,819 SH   SOLE   5,819 0 0
S&P Global Inc. Equities 78409V104 414 1,693 SH   SOLE   1,693 0 0
Sanofi-Aventis Equities 80105N105 289 6,244 SH   SOLE   6,244 0 0
Schlumberger Ltd Equities 806857108 568 16,627 SH   SOLE   16,627 0 0
Schwab International Small-Cap Equities 808524888 8,764 275,607 SH   SOLE   274,565 1,042 0
Southern Co Equities 842587107 247 4,001 SH   SOLE   4,001 0 0
SPDR Gold Trust Gold Shs (MFC) Equities 78463v107 524 3,775 SH   SOLE   3,775 0 0
SPDR Health Care Services Equities 78464A573 558 8,969 SH   SOLE   8,969 0 0
SPDR S&P Midcap 400 ETF Tr Ser Equities 78467Y107 2,038 5,783 SH   SOLE   5,783 0 0
SPDR Tr Unit Ser 1 Equities 78462F103 6,384 21,513 SH   SOLE   21,438 75 0
State Street Corp Equities 857477103 301 5,099 SH   SOLE   5,099 0 0
Stryker Corp Equities 863667101 292 1,353 SH   SOLE   1,353 0 0
Target Corp Equities 87612E106 213 1,998 SH   SOLE   1,998 0 0
Technology Select Sector SPDR Equities 81369Y803 52,285 649,268 SH   SOLE   648,273 995 0
Technology Select Sector SPDR Equities 81369Y803 294 3,660 SH   DFND   3,660 0 0
Texas Instruments Inc Equities 882508104 1,468 11,361 SH   SOLE   11,361 0 0
The Walt Disney Company Equities 254687106 4,471 34,311 SH   SOLE   30,714 3,597 0
The Walt Disney Company Equities 254687106 11 91 SH   DFND   91 0 0
Thermo Fisher Scientific Inc Equities 883556102 1,058 3,633 SH   SOLE   3,633 0 0
Travelers Companies Inc (The) Equities 89417E109 216 1,455 SH   SOLE   1,455 0 0
Ulta Beauty Inc Equities 90384S303 3,480 13,884 SH   SOLE   11,733 2,151 0
Ulta Beauty Inc Equities 90384S303 11 44 SH   DFND   44 0 0
Unilever NV NY Shs Equities 904784709 264 4,403 SH   SOLE   4,403 0 0
Union Pacific Corp Equities 907818108 1,605 9,912 SH   SOLE   9,912 0 0
United Parcel Service Inc Cl B Equities 911312106 450 3,756 SH   DFND   3,756 0 0
United Parcel Service Inc Cl B Equities 911312106 1,636 13,661 SH   SOLE   13,661 0 0
United Technologies Corp Equities 913017109 6,881 50,407 SH   SOLE   46,961 3,446 0
United Technologies Corp Equities 913017109 517 3,791 SH   DFND   3,791 0 0
Unitedhealth Group Inc Equities 91324P102 25 118 SH   DFND   118 0 0
Unitedhealth Group Inc Equities 91324P102 3,547 16,325 SH   SOLE   14,262 2,063 0
US Bancorp Equities 902973304 459 8,307 SH   DFND   8,307 0 0
US Bancorp Equities 902973304 1,734 31,345 SH   SOLE   31,345 0 0
Utilities Select Sector SPDR Equities 81369Y886 7,604 117,469 SH   SOLE   117,249 220 0
VanEck Vectors J.P. Morgan EM L Equities 92189H300 9,303 281,923 SH   SOLE   280,417 1,506 0
VanEck Vectors Vietnam ETF Equities 92189F817 3,798 232,875 SH   SOLE   231,950 925 0
Vanguard 500 Index Fund Equities 922908363 4,183 15,346 SH   SOLE   15,327 19 0
Vanguard Communication Services Equities 92204A884 20,921 241,311 SH   SOLE   240,881 430 0
Vanguard Communication Services Equities 92204A884 10 118 SH   DFND   118 0 0
Vanguard Emerging Markets ETF Equities 922042858 479 11,913 SH   SOLE   11,913 0 0
Vanguard Extended Market Index Equities 922908652 417 3,588 SH   SOLE   3,588 0 0
Vanguard FTSE All-World Ex-US I Equities 922042775 3,069 61,508 SH   SOLE   61,447 61 0
Vanguard FTSE Developed Markets Equities 921943858 767 18,683 SH   SOLE   18,683 0 0
Vanguard High Dividend Yield ET Equities 921946406 235 2,657 SH   SOLE   2,657 0 0
Vanguard Mega Cap 300 Value Ind Equities 921910840 265 3,254 SH   SOLE   3,254 0 0
Vanguard Mid-Cap ETF Equities 922908629 1,919 11,455 SH   SOLE   11,446 9 0
Vanguard ST Bond ETF Equities 921937827 256 3,180 SH   SOLE   2,630 550 0
Vanguard Total Stock Market ETF Equities 922908769 662 4,385 SH   SOLE   4,385 0 0
Vanguard Value ETF Equities 922908744 239 2,145 SH   SOLE   2,145 0 0
VeriSign Inc Equities 92343e102 455 2,414 SH   SOLE   2,414 0 0
Verizon Communications Inc Equities 92343V104 1,847 30,609 SH   SOLE   30,609 0 0
Verizon Communications Inc Equities 92343V104 217 3,600 SH   DFND   3,600 0 0
Visa Inc - Class A Shares Equities 92826C839 73 426 SH   DFND   426 0 0
Visa Inc - Class A Shares Equities 92826C839 6,757 39,287 SH   SOLE   36,373 2,914 0
Wal Mart Stores Inc Equities 931142103 507 4,275 SH   DFND   4,275 0 0
Wal Mart Stores Inc Equities 931142103 3,233 27,245 SH   SOLE   27,245 0 0
Waste Management Inc Equities 94106L109 408 3,550 SH   DFND   3,550 0 0
Waste Management Inc Equities 94106L109 444 3,864 SH   SOLE   3,864 0 0
WEC Energy Group Inc Equities 92939U106 1,036 10,895 SH   DFND   10,895 0 0
WEC Energy Group Inc Equities 92939U106 1,458 15,332 SH   SOLE   15,332 0 0
Wells Fargo & Co Equities 949746101 9,308 184,538 SH   SOLE   174,953 9,585 0
Wells Fargo & Co Equities 949746101 60 1,205 SH   DFND   1,205 0 0
Welltower Inc. Equities 95040Q104 1,321 14,583 SH   SOLE   14,583 0 0
Welltower Inc. Equities 95040Q104 760 8,386 SH   DFND   8,386 0 0
Whirlpool Corp Equities 963320106 142 900 SH   DFND   900 0 0
Whirlpool Corp Equities 963320106 410 2,595 SH   SOLE   2,595 0 0
WisdomTree LargeCap Dividend Fu Equities 97717W307 402 4,064 SH   SOLE   4,064 0 0
WisdomTree SmallCap Dividend Fu Equities 97717W604 2,423 88,543 SH   SOLE   88,483 60 0
WisdomTree Total Earnings Equities 97717W596 565 16,668 SH   SOLE   16,668 0 0
Yum Brands Inc Equities 988498101 490 4,326 SH   SOLE   4,326 0 0