8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15 (d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported):               January 18, 2005
HOUSEHOLD AUTOMOTIVE TRUST 2001-2
(Exact name of registrant as specified in its charter)
HSBC FINANCE CORPORATION                       (Master Servicer of the Trust) (Exact name as specified in Master Servicer's charter)
Delaware       (State or other jurisdiction of incorporation of Master Servicer)				333-84129-05    (Commission File Number)	Not Applicable (IRS Employer Identification Number of Registrant)
2700 Sanders Road, Prospect Heights, Illinois                         (Address of principal executive offices of Master Servicer)						60070         (Zip Code)
Master Servicer's telephone number, including area code 847/564-5000
Not Applicable
(Former name or former address, if changed since last report.)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2.below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Solicitation material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
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Item 9.01 FINANCIAL STATEMENTS AND EXHIBITS
(C) Exhibits
99	Monthly Master Servicer's Certificate to Trustee dated January 18, 2005 pursuant to Section 4.9 of the Master Sale and Servicing Agreement dated as of July 2, 2001 (the "Sale and Servicing Agreement") by and among Household Automotive Trust 2001-2, as Issuer, Household Auto Receivables Corporation, as Seller, HSBC Finance Corporation, successor by merger to Household Finance Corporation, as the Master Servicer, and U.S. Bank National Association, as Indenture Trustee with respect to the Series 2001-2 Notes.
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the Master Servicer has duly caused this report to be signed on behalf of the undersigned hereunto duly authorized.
		HSBC FINANCE CORPORATION, as Master Servicer of and on behalf of the HOUSEHOLD AUTOMOTIVE TRUST 2001-2             (Registrant)
		By:  /s/ P. D. Schwartz                                            Patrick D. Schwartz        Authorized Representative
Dated: January 26, 2005
EXHIBIT INDEX
Exhibit Number			Exhibit
99			Monthly Master Servicer's Certificate to Trustee dated January 18, 2005 pursuant to Section 4.9 of the Master Sale and Servicing Agreement dated as of July 2, 2001 (the "Sale and Servicing Agreement") by and among Household Automotive Trust 2001-2, as Issuer, Household Auto Receivables Corporation, as Seller, HSBC Finance Corporation, successor by merger to Household Finance Corporation, as the Master Servicer, as Master Servicer, and U.S. Bank National Association, as Indenture Trustee with respect to the Series 2001-2 Notes.
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EX-99

MASTER SERVICER'S CERTIFICATE
(Delivered pursuant to Section 4.9
of the Master Sale and Servicing Agreement)
HSBC FINANCE CORPORATION,
Master Servicer
HOUSEHOLD AUTO RECEIVABLES CORPORATION
HOUSEHOLD AUTOMOTIVE TRUST Series 2001-2
Class A Notes
1. This Certificate relates to the Distribution Date occurring on	January 18, 2005
2. Series 2001-2 Information
(a) The amount of Collected Funds with respect to the Collection Period was equal to	$10,771,579.04
(b) The amount of Available Funds with respect to the Collection Period was equal to	$10,771,936.11
(c) The Liquidated Receivables for the Collection Period was equal to	$2,249,663.86
(d) Net Liquidation Proceeds for the Collection Period was equal to	$728,093.59
(e) The principal balance of Series 2001-2 Receivables at the beginning
of the Collection Period was equal to	$178,085,213.99
(f) The principal balance of Series 2001-2 Receivables on the last day
of the Collection Period was equal to	$168,151,784.63
(g) The aggregate outstanding balance of the Series 2001-2 Receivables which were one
payment delinquent as of the close of business on the last day of the
Collection Period with respect to such Distribution Date was equal to	$18,642,920.82
(h) The aggregate outstanding balance of the Series 2001-2 Receivables which were two
payments delinquent as of the close of business on the last day of the
Collection Period with respect to such Distribution Date was equal to	$7,260,713.31
(i) The aggregate outstanding balance of the Series 2001-2 Receivables which were three or
more payments delinquent as of the close of business on the last day of the
Collection Period with respect to such Distribution Date was equal to	$5,471,534.22
(j) The aggregate outstanding balance of the Receivables which have been repossessed	$3,120,255.77
(k) The Servicing Fee paid on the Distribution Date was equal to	$333,909.78
(l) The Class A Monthly Principal Distributable Amount for the Distribution Date was equal to	$6,282,894.07
(m) The Additional Class A Principal Distributable Amount for the Distribution Date was equal to	$0.00
(n) The Class A Principal Distributable Amount for the Distribution Date was equal to	$6,282,894.07
(o) The Principal Amount Available for the Distribution Date was equal to	$10,175,520.11
(p) The Aggregate Note Principal Balance as of the prior payment date	$132,782,782.74
(q) The Aggregate Optimal Note Principal Balance was equal to	$126,499,888.67
(r) The Aggregate Note Principal Balance as of the payment date	$126,499,888.67
(s) The Targeted Credit Enhancement Amount was equal to	$61,795,780.85
(t) The Targeted Credit Enhancement Amount as a percentage of the Pool
Balance on the Distribution Date was equal to	36.75%
(u) The Targeted Reserve Account Balance was equal to	$20,143,884.89
(v) The Reserve Account Deposit Amount for the Distribution Date	$0.00
(w) The Maximum Reserve Account Deposit Amount for the Distribution Date	$106,966.26
(x) The Reserve Account Shortfall for the Distribution Date	$0.00
(y) The amount on deposit in the Reserve Account after distributions was equal to	$20,143,884.89
(z) The amount on deposit in the Reserve Account as a percentage of the Pool
Balance on the Distribution Date was equal to	11.98%
(aa) The Targeted Overcollateralization Amount was equal to	$41,651,895.96
(ab) The ending overcollateralization was equal to	$41,651,895.96
(ac) The ending overcollateralization as a percentage of the Pool Balance on the
Distribution Date was equal to	24.77%
(ad) The Weighted Average Coupon (WAC) was equal to	16.15%
(ae) The Weighted Average Remaining Maturity (WAM) was equal to	20
3. Noteholder Information
(a) Class A-1
A. Information Regarding Distributions
1. Total Distribution per $1,000	$0.00
2. Principal Distribution per $1,000	$0.00
3. Interest Distribution per $1,000	$0.00
B. Calculation of Class A-1 Interest Due
1. Class A-1 related Note Rate	3.74%
2. Class A-1 principal balance - beginning of period	$0.00
3. Accrual convention	Actual/360
4. Days in Interest Period	32
5. Class A-1 interest due	$0.00
6. Class A-1 interest paid	$0.00
7. Class A Interest Carryover Shortfall with respect to Class A-1	$0.00
8. Class A-1 unpaid interest with respect to the Distribution Date	$0.00
C. Calculation of Class A-1 principal balance
1. Class A-1 principal balance - beginning of period	$0.00
2. Class A-1 principal - amount due	$0.00
3. Class A-1 principal - amount paid	$0.00
4. Class A-1 principal balance - end of period	$0.00
5. Class A Principal Carryover Shortfall with respect to Class A-1	$0.00
6. Class A-1 unpaid principal with respect to the Distribution Date	$0.00
7. Class A-1 Notes as a percentage of the total Notes outstanding on the Distribution Date	0.00%
8. Class A-1 Notes as a percentage of the Pool Balance on the Distribution Date	0.00%
(b) Class A-2
A. Information Regarding Distributions
1. Total Distribution per $1,000	$0.00
2. Principal Distribution per $1,000	$0.00
3. Interest Distribution per $1,000	$0.00
B. Calculation of Class A-2 Interest Due
1. Class A-2 related Note Rate	4.12%
2. Class A-2 principal balance - beginning of period	$0.00
3. Accrual convention	30/360
4. Days in Interest Period	32
5. Class A-2 interest due	$0.00
6. Class A-2 interest paid	$0.00
7. Class A Interest Carryover Shortfall with respect to Class A-2	$0.00
8. Class A-2 unpaid interest with respect to the Distribution Date	$0.00
C. Calculation of Class A-2 principal balance
1. Class A-2 principal balance - beginning of period	$0.00
2. Class A-2 principal - amount due	$0.00
3. Class A-2 principal - amount paid	$0.00
4. Class A-2 principal balance - end of period	$0.00
5. Class A Principal Carryover Shortfall with respect to Class A-2	$0.00
6. Class A-2 unpaid principal with respect to the Distribution Date	$0.00
7. Class A-2 Notes as a percentage of the total Notes outstanding on the Distribution Date	0.00%
8. Class A-2 Notes as a percentage of the Pool Balance on the Distribution Date	0.00%
9. Class A-1 and A-2 Notes as a percentage of the Pool Balance on the Distribution Date	0.00%
(c) Class A-3
A. Information Regarding Distributions
1. Total Distribution per $1,000	$0.00
2. Principal Distribution per $1,000	$0.00
3. Interest Distribution per $1,000	$0.00
B. Calculation of Class A-3 Interest Due
1. Class A-3 related Note Rate	4.83%
2. Class A-3 principal balance - beginning of period	$0.00
3. Accrual convention	30/360
4. Class A-3 interest due	$0.00
5. Class A-3 interest paid	$0.00
6. Class A Interest Carryover Shortfall with respect to Class A-3	$0.00
7. Class A-3 unpaid interest with respect to the Distribution Date	$0.00
C. Calculation of Class A-3 principal balance
1. Class A-3 principal balance - beginning of period	$0.00
2. Class A-3 principal - amount due	$0.00
3. Class A-3 principal - amount paid	$0.00
4. Class A-3 principal balance - end of period	$0.00
5. Class A Principal Carryover Shortfall with respect to Class A-3	$0.00
6. Class A-3 unpaid principal with respect to the Distribution Date	$0.00
7. Class A-3 Notes as a percentage of the total Notes outstanding on the Distribution Date	0.00%
8. Class A-3 Notes as a percentage of the Pool Balance on the Distribution Date	0.00%
9. Class A-1, A-2 and A-3 Notes as a percentage of the Pool Balance on the Distribution Date	0.00%
(d) Class A-4
A. Information Regarding Distributions
1. Total Distribution per $1,000	$39.76
2. Principal Distribution per $1,000	$36.32
3. Interest Distribution per $1,000	$3.45
B. Calculation of Class A-4 Interest Due
1. Class A-4 related Note Rate	5.39%
2. Class A-4 principal balance - beginning of period	$132,782,782.74
3. Accrual convention	30/360
4. Class A-4 interest due	$596,416.00
5. Class A-4 interest paid	$596,416.00
6. Class A Interest Carryover Shortfall with respect to Class A-4	$0.00
7. Class A-4 unpaid interest with respect to the Distribution Date	$0.00
C. Calculation of Class A-4 principal balance
1. Class A-4 principal balance - beginning of period	$132,782,782.74
2. Class A-4 principal - amount due	$6,282,894.07
3. Class A-4 principal - amount paid	$6,282,894.07
4. Class A-4 principal balance - end of period	$126,499,888.67
5. Class A Principal Carryover Shortfall with respect to Class A-4	$0.00
6. Class A-4 unpaid principal with respect to the Distribution Date	$0.00
7. Class A-4. Notes as a percentage of the total Notes outstanding on the Distribution Date	100.00%
8. Class A-4 Notes as a percentage of the Pool Balance on the Distribution Date	75.23%
9. Class A-1, A-2, A-3 and A-4 Notes as a percentage of the Pool Balance on the Distribution Date	75.23%
MASTER SERVICER'S CERTIFICATE
(Delivered pursuant to Section 4.9
of the Master Sale and Servicing Agreement)
HSBC FINANCE CORPORATION,
Master Servicer
HOUSEHOLD AUTO RECEIVABLES CORPORATION
HOUSEHOLD AUTOMOTIVE TRUST Series 2001-2
Class A Notes
The undersigned, a duly authorized representative of HSBC Finance
Corporation, as Master Servicer (the "Servicer"), pursuant to the
Master Sale and Servicing Agreement, dated as of July 2, 2001, by and among the
Servicer, Household Automotive Trust Series 2001-2, as issuer (the "Issuer"), Household Auto
Receivables Corporation, as Seller (the "Seller"), The U.S. Bank National Association, as Indenture
Trustee (the "Indenture Trustee") and Wilmington Trust Company, as Owner Trustee, does
hereby certify with respect to the information set forth below as follows:
1. Capitalized terms used in this Certificate shall have the respective meanings set forth
in the Master Sale and Servicing Agreement and Series 2001-2 Supplement, dated as of
July 2, 2001, by and among the Servicer, Issuer, Seller, Indenture Trustee and
Wilmington Trust Company, as Owner Trustee.
2. HSBC Finance Corporation was, as of the date hereof, the Servicer
under the Master Sale and Servicing Agreement.
3. The undersigned was a Servicing Officer.
4. This Certificate relates to the Distribution Date occurring on January 18, 2005
5. As of the date hereof, to the best knowledge of the undersigned, the Servicer has
performed in all material respects all its obligations under the Master Sale and Servicing
Agreement through the Collection Period with respect to such Distribution Date or, if there
has been a default in the performance of any such obligation, has set forth in detail (i) the
nature of such default, (ii) the action taken by the Seller and Servicer, if any, to remedy such
default and (iii) the current status of each such default.
6. As of the date hereof, to the best knowledge of the undersigned, no lien has been placed
on any of the Series 2001-2 Receivables other than pursuant to the Basic Documents
(or if there was a lien, such lien consists of: ______________________).
7. The amounts specified to be deposited into and withdrawn from the Collection Account,
as well as the amounts specified to be paid to the issuer, the Servicer, the Noteholders and
the Certficateholder are all in accordance with the requirements of the Master Sale and
Servicing Agreement.
IN WITNESS WHEREOF, the undersigned has duly executed and delivered this Certificate this
January 14, 2005
HSBC FINANCE CORPORATION
as Servicer
By: /s/ Dennis Mickey
Title: Servicing Officer