The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Laboratories COM 002824100   771,260 7,007 SH   SOLE   7,007 0 0
Accenture Plc Class A SHS CLASS A G1151C101   2,325,831 6,628 SH   SOLE   6,628 0 0
AERCAP HOLDINGS NV SHS SHS N00985106   1,509,216 20,307 SH   SOLE   20,307 0 0
Alphabet Inc. Class A CAP STK CL A 02079K305   1,772,387 12,688 SH   SOLE   12,688 0 0
Alphabet Inc. Class C CAP STK CL A 02079K107   3,096,373 21,971 SH   SOLE   21,971 0 0
Amazon.com, Inc. COM 023135106   1,030,001 6,779 SH   SOLE   6,779 0 0
Amphenol Corporation Class A CL A 032095101   1,367,796 13,798 SH   SOLE   13,798 0 0
Apple Inc. COM 037833100   4,397,193 22,839 SH   SOLE   22,839 0 0
APPLIED MATLS INC COM COM 038222105   1,237,404 7,635 SH   SOLE   7,635 0 0
AUTOMATIC DATA PROCESSING INC COM COM 053015103   3,757,340 16,128 SH   SOLE   16,128 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW CL B NEW 084670702   1,742,997 4,887 SH   SOLE   4,887 0 0
BLACKROCK INC COM COM 09247X101   1,179,545 1,453 SH   SOLE   1,453 0 0
CANADIAN NATL RY CO COM COM 136375102   1,825,404 14,530 SH   SOLE   14,530 0 0
CANADIAN PACIFIC KANSAS CITY COM COM 13646K108   1,562,542 19,764 SH   SOLE   19,764 0 0
CHUBB LIMITED COM COM H1467J104   404,088 1,788 SH   SOLE   1,788 0 0
COMMUNICAT SVS SLCT SEC SPDR ETF COMMUNICATION 81369Y852   1,156,457 15,916 SH   SOLE   15,916 0 0
Dimensional Emerg Core Eqy Mrkt ETF EMGR CRE EQT MNG 25434V302   2,526,680 104,798 SH   SOLE   104,798 0 0
Dimensional Intern Core Eqt Mkt ETF INTL CORE EQT MK 25434V203   10,347,432 361,293 SH   SOLE   361,293 0 0
ELEVANCE HEALTH INC COM COM 036752103   677,160 1,436 SH   SOLE   1,436 0 0
ENERGY SELECT SECTOR SPDR FUND ENERGY 81369Y506   1,437,688 17,148 SH   SOLE   17,148 0 0
FEDEX CORP COM COM 31428X106   587,143 2,321 SH   SOLE   2,321 0 0
FINANCIAL SELECT SECTOR SPDR FUND FINANCIAL 81369Y605   1,615,070 42,954 SH   SOLE   42,954 0 0
FISERV INC COM COM 337738108   1,709,385 12,868 SH   SOLE   12,868 0 0
GALLAGHER ARTHUR J & CO COM COM 363576109   560,851 2,494 SH   SOLE   2,494 0 0
GENERAL ELECTRIC CO COM NEW COM NEW 369604301   2,615,139 20,490 SH   SOLE   20,490 0 0
GENTEX CORP COM COM 371901109   211,310 6,470 SH   SOLE   6,470 0 0
GOLDMAN SACHS GROUP INC COM COM 38141G104   971,369 2,518 SH   SOLE   2,518 0 0
HCA HEALTHCARE INC COM COM 40412C101   472,878 1,747 SH   SOLE   1,747 0 0
HILTON GRAND VACATIONS INC COM COM 43283X105   200,016 4,978 SH   SOLE   4,978 0 0
HOME DEPOT INC COM COM 437076102   329,223 950 SH   SOLE   950 0 0
ILLINOIS TOOL WKS INC COM COM 452308109   459,443 1,754 SH   SOLE   1,754 0 0
INDUSTRIAL SELECT SECTOR SPDR FUND INDL 81369Y704   1,170,449 10,268 SH   SOLE   10,268 0 0
INSIGHT ENTERPRISES INC COM COM 45765U103   1,406,889 7,940 SH   SOLE   7,940 0 0
INSULET CORP COM COM 45784P101   762,902 3,516 SH   SOLE   3,516 0 0
INTERNATIONAL GAME TECHNOLOGY SHS USD SHS USD G4863A108   1,397,033 50,968 SH   SOLE   50,968 0 0
INTUIT COM COM 461202103   1,165,681 1,865 SH   SOLE   1,865 0 0
INVITATION HOMES INC COM COM 46187W107   693,320 20,326 SH   SOLE   20,326 0 0
ISHARES CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842   3,126,565 44,443 SH   SOLE   44,443 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF CORE MSCI EMKT 46434G103   2,053,143 40,592 SH   SOLE   40,592 0 0
ISHARES CORE S&P 500 ETF CORE S&P500 ETF 464287200   5,697,171 11,928 SH   SOLE   11,928 0 0
ISHARES CORE S&P SMALL CAP ETF CORE S&P SCP ETF 464287804   7,977,484 73,695 SH   SOLE   73,695 0 0
ISHARES GOLD TRUST ISHARES NEW 464285204   7,093,390 181,742 SH   SOLE   181,742 0 0
ISHARES MSCI EAFE ETF MSCI EAFE ETF 464287465   7,972,482 105,806 SH   SOLE   105,806 0 0
ISHARES MSCI EMERGING MARKETS ETF MSCI EMG MKT ETF 464287234   14,850,518 369,324 SH   SOLE   369,324 0 0
ISHARES NATIONAL MUNI BOND ETF NATIONAL MUN ETF 464288414   7,522,570 69,390 SH   SOLE   69,390 0 0
ISHARES RUSSELL 1000 GROWTH ETF RUS 1000 GRW ETF 464287614   3,547,392 11,701 SH   SOLE   11,701 0 0
ISHARES RUSSELL MIDCAP ETF RUS MID CAP ETF 464287499   905,555 11,650 SH   SOLE   11,650 0 0
ISHARES S&P 500 VALUE ETF S&P 500 VAL ETF 464287408   417,336 2,400 SH   SOLE   2,400 0 0
JOHNSON & JOHNSON COM COM 478160104   628,684 4,011 SH   SOLE   4,011 0 0
JPMORGAN CHASE & CO COM COM 46625H100   1,855,961 10,911 SH   SOLE   10,911 0 0
KEYSIGHT TECHNOLOGIES INC COM COM 49338L103   233,862 1,470 SH   SOLE   1,470 0 0
KKR & CO INC COM COM 48251W104   1,512,013 18,250 SH   SOLE   18,250 0 0
LAMB WESTON HLDGS INC COM COM 513272104   208,614 1,930 SH   SOLE   1,930 0 0
MASTERCARD INCORPORATED CL A CL A 57636Q104   4,782,457 11,213 SH   SOLE   11,213 0 0
MCDONALDS CORP COM COM 580135101   1,112,802 3,753 SH   SOLE   3,753 0 0
MEDTRONIC PLC SHS SHS G5960L103   267,570 3,248 SH   SOLE   3,248 0 0
META PLATFORMS INC CL A CL A 30303M102   1,904,305 5,380 SH   SOLE   5,380 0 0
MICROSOFT CORP COM COM 594918104   7,545,619 20,066 SH   SOLE   20,066 0 0
MOODYS CORP COM COM 615369105   4,147,747 10,620 SH   SOLE   10,620 0 0
NIKE INC CL B CL B 654106103   2,527,510 23,280 SH   SOLE   23,280 0 0
NU HLDGS LTD ORD SHS CL A ORD SHS CL A G6683N103   687,408 82,522 SH   SOLE   82,522 0 0
NUTANIX INC CL A CL A 67059N108   1,413,007 29,629 SH   SOLE   29,629 0 0
OTIS WORLDWIDE CORP COM COM 68902V107   3,162,496 35,347 SH   SOLE   35,347 0 0
PEPSICO INC COM COM 713448108   517,502 3,047 SH   SOLE   3,047 0 0
PHILIP MORRIS INTL INC COM COM 718172109   675,024 7,175 SH   SOLE   7,175 0 0
PTC INC COM COM 69370C100   602,912 3,446 SH   SOLE   3,446 0 0
REAL ESTATE SELECT SCTR SPDR ETF RL EST SEL SEC 81369Y860   365,187 9,116 SH   SOLE   9,116 0 0
S&P GLOBAL INC COM COM 78409V104   2,505,237 5,687 SH   SOLE   5,687 0 0
SALESFORCE INC COM COM 79466L302   2,129,855 8,094 SH   SOLE   8,094 0 0
SEAGATE TECHNOLOGY HLDNGS PLC ORD SHS ORD SHS G7997R103   1,136,104 13,308 SH   SOLE   13,308 0 0
SELECT SECTOR HEALTH CARE SPDR ETF SBI HEALTHCARE 81369Y209   1,634,105 11,982 SH   SOLE   11,982 0 0
SELECT SECTOR UTI SELECT SPDR ETF SBI INT-UTILS 81369Y886   316,333 4,995 SH   SOLE   4,995 0 0
SHERWIN WILLIAMS CO COM COM 824348106   303,167 972 SH   SOLE   972 0 0
SPDR FUND CONSUMER DISCRE SELECT ETF SBI CONS DISCR 81369Y407   1,446,752 8,091 SH   SOLE   8,091 0 0
SPDR FUND CONSUMER STAPLES ETF SBI CONS STPLS 81369Y308   767,480 10,655 SH   SOLE   10,655 0 0
SPDR FUND MATERIALS SELECT SECTR ETF SBI MATERIALS 81369Y100   331,895 3,880 SH   SOLE   3,880 0 0
SPDR S&P 500 ETF TRUST TR UNIT 78462F103   14,326,794 30,142 SH   SOLE   30,142 0 0
SPDR S&P METALS & MINING ETF S&P METALS MNG 78464A755   4,192,288 70,070 SH   SOLE   70,070 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS SPONSORED ADS 874039100   3,539,120 34,030 SH   SOLE   34,030 0 0
TARGET CORP COM COM 87612E106   1,243,469 8,731 SH   SOLE   8,731 0 0
TECHNOLOGY SELECT SECTOR SPDR ETF TECHNOLOGY 81369Y803   3,941,413 20,477 SH   SOLE   20,477 0 0
TEMPUR SEALY INTL INC COM COM 88023U101   827,396 16,233 SH   SOLE   16,233 0 0
THERMO FISHER SCIENTIFIC INC COM COM 883556102   2,148,107 4,047 SH   SOLE   4,047 0 0
ULTA BEAUTY INC COM COM 90384S303   568,388 1,160 SH   SOLE   1,160 0 0
UNION PAC CORP COM COM 907818108   1,286,312 5,237 SH   SOLE   5,237 0 0
UNITEDHEALTH GROUP INC COM COM 91324P102   3,247,793 6,169 SH   SOLE   6,169 0 0
VANGUARD FTSE ALL-WORLD EX-US INDEX FUND ALLWRLD EX US 922042775   454,004 8,087 SH   SOLE   8,087 0 0
VANGUARD FTSE EMERGING MARKETS ETF FTSE EMR MKT ETF 922042858   4,307,280 104,800 SH   SOLE   104,800 0 0
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363   6,200,376 14,195 SH   SOLE   14,195 0 0
VANGUARD TOTAL BOND MARKET ETF TOTAL BND MRKT 921937835   2,270,856 30,875 SH   SOLE   30,875 0 0
VANGUARD TOTAL INTERNATIONAL STOCK ETF VG TL INTL STK F 921909768   28,648,005 494,272 SH   SOLE   494,272 0 0
VANGUARD TOTAL STOCK MARKET ETF TOTAL SKT MKT 922908769   467,086 1,969 SH   SOLE   1,969 0 0
VANGUARD TOTAL WORLD STOCK ETF TT WRLD ST ETF 922042742   8,068,364 78,425 SH   SOLE   78,425 0 0
VISA INC COM CL A COM CL A 92826C839   1,953,927 7,505 SH   SOLE   7,505 0 0
WALMART INC COM COM 931142103   408,471 2,591 SH   SOLE   2,591 0 0
WASTE MGMT INC DEL COM COM 94106L109   902,664 5,040 SH   SOLE   5,040 0 0
WORKDAY INC CL A CL A 98138H101   706,438 2,559 SH   SOLE   2,559 0 0
ZEBRA TECHNOLOGIES CORPORATION CL A CL A 989207105   774,344 2,833 SH   SOLE   2,833 0 0